 How do you become a claims investigator for an insurance agent? |
| my mom has been in the insurance business for a year now and needs to make more money. She wants to go in another direction but still stay in the insurance business. She is interested in the ... |
|
 Somebody Please Help Me? |
I am a financial consultant or usually we said that "Insurance Agent". And I'm still Freshmen. A half an hour ago, I made my 1st presentation to a man in a shop.
I am so nervous ... |
|
 Question about medicaid? |
| I applied for medicaid last week because I am not able to get insurance through work right now. I haven't been employed through them long enough. Anyways, I also suffer from severe depression. W... |
|
 Hi, i am 26, single and i work full time. Do i need a life insurance?what r the benefits having a life insuran |
| what do you have to pay usually a month?what happens with the money imagine if it was a 30 yr term and after 30 yrs will the money be paid out?... |
|
 If you get married out of state, can your parents insurance drop you.? |
Is this true? I was not able to find anything on it, and I doubt it is true. I would like to try though.
Additional Details
Well thanks for the answers, I have a child on the way and I ... |
|
 Do you know any UK life insurance companies that refunds all of your premiums if you do not claim? |
| Do you know of a uk life insurance company that refunds all of the premiums at the end of the policy?... |
|
 UPS shiping problem? |
| I am seeking advice on what action I should do. I am planned to go to Indiana from Maine, then from Indiana to California to where I will be going to school. I had shipped everything (or most ... |
|
 Complicated insurance question? |
| My sister accidentally backed into our house this morning with her car. While the damage to the car was only moderate (There was a large dent in the bumper, a few smaller dents, and some scrapes), ... |
|
 What should i do to be able to sell insurance? |
i've recently in life had to make a carrer change due to health related problems, and thought that becoming an insurance broker would be a good, stable job.
does anyone out there know what ... |
|
 What do they do for families who cannot afford a funeral? |
| One my very close friends just died yesturday. There is no obituary or anything and I do not think they can afford a funeral. What do they do for families who cannot pay for a funeral?... |
|
 Home Insurance For Special Cases? |
| I am trying to find an insurance company that will write an insurance policy on a very special home. It is way out in the middle of no where. They run on generators not normal electricity. They might ... |
|
 We have life insurance on my ? |
| We have life insurance on my husband and I am the beneficiary on the policy. but we are getting divorce. Am I still be beneficialy after our divorce go through?... |
|
 Insurance claim on lost ring? |
| I cannot find my wedding ring valued at several thousand $$$. If I make a claim will my husband have to sign papers, know about it? We're both on the policy. He will go ape sh** if he finds ... |
|
|  |
MICHELLE MC GHEE M | What does it mean "$10 co-pay then 100%" in insurance language? |
|
 |
 
Suzanne: YPA
 |
This verbiage has two meanings, so you must be VERY cautious.
1) For HMO contracts, assuming you've stayed "in network," this means you're responsible for a $10 co-pay, then the HMO will pay the remainder of the bill.
2) For PPO or POS contracts, if a person has obtained care from an in-network physician, you will pay the co-payment (in your case, $10), then the insurer will pay the rest, according to its "allowed amount." Typically, you can't be billed for the amount over the "allowed amount."
For care rendered by an out-of-network physician, you will have a co-pay and a deductible or co-insurance. Then the insurer may (depending on the type of service that's rendered -- for example, emergency care) pay 100% of "allowed amount." Since a non-participating provider is not required to accept the insurer's "allowed amount," you CAN be billed for the remainder.
I recommend you ascertain which type of contract you have (HMO, PPO, or POS) and read through it so there are no surprises in the future.
I hope this helps. |
|
highroad2mizery
|
You pay ten dollars every time you are going to be billed. For instance, every time you go to doctor, you will pay ten dollars and then the insurance company will cover 100% of the rest of the costs as long as they are covered in your policy. And make sure you check to make sure whatever you are getting done is covered by your insurance, otherwise you'll end up paying a lot more than $10. |
|
Emily D
|
It means that you pay $10 for whatever service you are having done at the doctor's. Then your insurance will pay the rest, hence 100% of the leftover cost after the co-pay. Basically, this is really good insurance, because you are only paying $10. |
|
mbrcatz
 |
You pay the first $10, and the insurance company pays the rest. |
|
HADITDUN
|
PAY $10 ,TO WHOEVER OR WHATEVER , AND YOUR INSURANCE PAYS REST. THAT'S REALLY GOOD INSURANCE. I'LL SAY THAT. |
|
St N
|
You put up $10 on the initial claim and then the insurance company pays the rest of the claims in full, probably until the next calender year when the co-pay has to made again. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 19 minutes(s) ago
| | | |
6 | 39 minutes(s) ago
| | | |
6 | 43 minutes(s) ago
| | | |
6 | 52 minutes(s) ago
| | | |
6 | 2 hour(s) ago
| | | |
6 | 6 hour(s) ago
| | | |
6 | 9 hour(s) ago
| | | |
5 | 2 day(s) ago
| | | |
4 | 4 day(s) ago
| | | |
6 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
