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 Tell me if this is true or not: If you add your spouse to your insurance, will/can they get lower coverage?
since they are only added on to the insurance and are not the primary? Has anyone experienced this or heard of it?
Additional Details
As in, he would have to pay 40.00 max on ...


 $ocialist $ecurity, medicare, medicaid, K-12 education, welfare, unemployment insurance.?
A list of inefficient, ineffective socialist government programs that would be better managed by the private sector.

Dems will have none of it changed from it's current form because ...


 When a insurance policy is terminated and the unearned premium is calculated on a short rate basis,
Who canceled the policy?
A.the producer
B.The agent
C.the adjuster
D.The insured

10 points to insurance agents only!...


 Can a company take pay out of your check for a mistake you make(error)?

Additional Details
Printing blueprints and a page was missed. Pure human error, but we are hourly employees and have no ...


 Where does an insurance company invests its policy amount ?
The policy amount which the insurance Company gets from policy holders where does it actually invest such policy amount so that it can provide benefits to its policy holders?...


 Homeowners Insurance question.. We had a loss due to our car being broken into..?
This was a long time ago,,, and now they want me to come in for a personal deposition.. I do not like attorney's and I do not want to do this.. I'd much rather just not press it and cease ...


 A man takes out life insurance. He becomes a death row inmate. Can heirs collect ?
Is a death row inmate's life insurance still valid for his heirs to collect after he is executed?
Thank you for any information.
Additional Details
Can you give an ...


 My disable son that is working partime is under my work health insurance if he gets married willtheytakehimoff
...


 How to buy an umbrella liability insurance policy?
Homeowners who insure their homes and cars with the same insurance company can often buy an "umbrella" policy that covers everything beyond their homes and vehicles.

Although I ...


 Injured in an automobile accident 4 years ago and still NO settlement!! HELP!!?
Four years ago on Decemeber 17th, I was injured in an automobile accident. My stopped car was hit by a semi-truck hauling pipe and pushed 150 yards up the road. I was lucky. I came out of the ...


 By taking advice from you great people, I have invested in LIC long term plan. now I am interested in sharemkt
...


 Blue Cross Blue Shield Expert?
The benefit summary states service dates, amt. bill, amt. allowed, deductible, copay, coins, amt. pd., you owe, remarks.
The amount paid never equals the amount billed, does this mean my doctor /...


 What's best? term life or whole life insurance?

Additional Details
i am a 50yr. old male, ...


 What time does USAA pay?
So I have USAA, and pay day is on Monday! So, will I get paid 2morrow? And at what time?? I wanna go early morning shopping 2morrow, and would love to have some extra cash!!!...


 Can a company tell you that you can not cancel your ins. for no reason?
Can not afford it anymore....


 What if neighbour doesn't have buildings insurance?
The properties are in a terrace formation, privately owned, garage out front adjoined to the house, and also forms the common wall between properties, so my right garage wall, is neighbours left ...


 Need to find a good but not so expensive insurance ?
my dad is wanting to retire but hes concern about having to find affordable insurance. does any one know of a good type of insurance company and its not that expensive, he has retired once from ...


 Renters with no insurance?
I often hear on the news about fires destroying homes occupied by renters with no insurance. and they lost everything.

I'm curious, why don't renters take out tenant insurance? <...


 Would you file for Worker's Comp if you were me?
Here's my story. I recently gave notice at my job at a custom frame shop. This past Saturday (my third to last day) I tripped and fell and broke my foot right after clocking out. I live in P...


 I have a question filling out a claim form?
...



Kyle H
What does it mean to be bonded?
                     
 




mbrcatz
It does NOT mean you're "covered against accidents and legal problems".

A bond, is a GUARANTEE, from an insurance company that YOU, the obligor, will or will not do something specified (will perform a job, will not steal this, etc), to a specified third party, the obligee, (like the State of Maine). And if you do not do what you're supposed to, the insurance company will pay a pre-determined amount (the face value of the bond) to the third party.

Example: You need a bond to be a notary. The insurance company guarantees your state, that you WILL do the paperwork correctly and keep records, for anything you notarize, and if you don't, the insurance company will pay the state $3,000.

There are dozens and dozens of different kinds of bonds. Tons. So you have to get the right bond that the contract requires. A bond will never PAY YOU. It will only ever PAY THE THIRD PARTY. And an insurance company won't issue the bond, unless they're pretty sure they won't have to cough up the $$ - it's NOT like insurance, with a built in calculation for losses. That means, if this is a theft bond, you'll likely have to personally guarantee the bond amount with an irrevocable letter of credit from your bank, or other assets.


SBad
Rating
If you're bonded with honesty, you should stick with that.


josefiend2000
Rating
Tied up. No thats bondage, never mind.


♥ G ♥
Definition

Guaranteed by a bond, thereby insuring that a payment is made or that specific rules are followed. Failure to meet the stipulations may result in forfeiture of the bond.

http://en.wikipedia.org/wiki/Bonds


Smelly Cat
It means you're insured against accidents / legal problems.


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