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 How can I get FREE Insurance???? Please I really need help :(?
I need free Insurance so bad. Its hard for me cause i dont have anyone to help me and my dad no longer covers me for his insurance cause i just turned 20.

Please how can i apply for Free I...


 Life insurance?
My mom has term life insurance for 10 years for New York Life.. is it true that in 10 years, she'll be able to renew it another 10 years? Won't that be more expensive? Also, what happens ...


 Where can i find term life insurance for someone over the age of 80 say 81 years old?
...


 Can someone in a car accident be given a donation?
If someone is in a very bad car accident, being driven in a taxi, can they be given donations? What are the quickest and fastest ways to set up a channel to receive donations? Please consider ...


 With a life insurance death benefit, does the face amount divided by premium tell when it is paid for 100%?
This death benefit is 10k, and the monthly premium is $40. 10k/40 = 250 months, or 20 years
Or a 5k benefit with $40 premium would be 10 years?
So I am betting I will die before it is paid ...


 What does AIG fall mean to my Life Insurance Policy?
I know that AIG is still liquid but there is a lot of speculation on their future. I have a 30 year life insurance policy that I just bought last year. What does this all mean to me? Is there ...


 Does insurance cover the cost of scoliosis surgery?
I found out the scoliosis surgery cost was 100,000 dollars and was just wondering if medical insurance covered any of the cost?
Additional Details
Thank for the info i sure hope ...


 If my uncle left me a watch in his will but it was stolen what do I get?
Do I get the insurance money or do i get nothing?...


 Can I be denied insurance?
I am currently getting health insurance from Health Partners through my mom's employer, but I will be losing my coverage at the end of the month, since I got married. I applied to continue ...


 So what happens when you find out your pregnant and don't have Maternity coverage?
Hi,
My husband and I found out we were pregnant in February, the pregnancy was unexpected, even though we did use contraceptives (birth control pills). Unfortunately, my health insurance cut me ...


 Health insurance for dummies?? (that dummy would be me)?
Ok I'm leaving my parents coverage in a few months and am scouting health insurance companies....thing is...I have no clue what they are talking about!!! The thing I am most confused about is ...


 Where I can get a life insurance for my husband, good and with low monthly payments?
Tell me your ...


 Is this considered insurance fraud?
A deer recently hit my car while i was doing about 65mph. The bank owns the car, so they will write a check to me AND THE SHOP. I got a quote from a big shop for $4000. I know a guy with a small time ...


 What is the minimum amount you can pay for a medical bill?
...


 House is sinking, am i covered by farmers insurance?
...


 What must I know to become an accountant?
Basics of ...


 Is taking home insurance from 'surplus line' insurance companies too risky ?
...


 What are the problems that beset the health insurance industry?
...


 How can you find a good employee to work in an insurance office?
...


 If I wanted to get life insurance on my father what do i do?

Additional Details
he wants me too!!!...



Michaela
What does pearl home insurance cover?
does it cover laptop water damage?
                     
 




Queen B
Rating
i believe you mean covered "peril". it means that any damage to your home or property must be caused by a covered peril in order to have coverage on it. Example...you have a computer that is hit by lightening and no longer works, that would be covered because lightening is a covered peril. your computer is old and just does not work anymore...not covered. so in answer to your question about your laptop...it depends. did you drop it in the tub? spill a glass of water on it? or did the roof in your house leak and rain came in it onto your laptop? call your agent and find out if its covered. most likely, it will not be covered for water damage unless you endorsed computer coverage onto your policy (which most people do not do). it really depends on what caused the water damage. most likely you have a deductible that would apply if it is covered, and may make claiming it pointless. if you have a 500 or 1000 ded, its probably better to not claim it and buy a new computer on your own since you can get on for about $800


perfect_princess_216
Rating
first off do you mean pearl or peril? pearl i would have no clue about...but peril i somewhat do....a covered peril can be anything from hail or wind damage to fire or water damage from a busted water bed or aquarium or something of that matter..it just depends on what your specific policy offers to you. water to a laptop may be covered if the water got there from a peril that is covered in your insurance but then you also have to look to see if your insurance policy is a cost replacement policy which will cover to repair or replace your laptop or if its an actual cash value policy which will only give you what your laptop is worth...either way if you make a claim don't forget you are sure to have a deductible that just might not make making the claim worth it...however if say you were drinking something and spilled it on the laptop...im guessing that they aren't going to cover it...well hope that helps a little


Margaret
Best read the small print to find out.............all depends on the amount you pay for the cover you get................


CRAIG S
get your policy out see if computers are covered.like most insurance companies they will try to get out of paying you any way or they wont pay you enough to cover a like for like replacement.


Woodie.
Rating
Oysters!


Knownow't
Rating
You have to read the small print....if you have a clause which covers accidental damage and it was an accident then maybe, but it depends on the total amount of cover you are insured for, how much the laptop costs and whether it is a new for old policy....did you keep the original purchase receipt...because if you didn't you may be stuffed anyway...all the best, as with all insurance questions its never a straight yes or no answer.


crispy
Rating
just any pearls you have


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