Kis
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wow
I have no idea |
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discostew02
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When Bodily Injury limits are split, such as your 100/300 limits, the first number refers to the amount of money your insurance company will pay towards the injury of any one person involved in an accident in which you are found liable. The second number is the total amount they will pay for injury of others, regardless of the number of people injured. Your numbers are in thousands. So you have $100,000 coverage to any one individual that you injur and you have $300,000 total injury coverage for any accident you cause. And most importantly it DOES NOT COVER YOURSELF and may not cover your family! Your medical expenses coverage can cover yourself and anyone else...so raise your medical expense coverage! |
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puzzledinphx.
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It means if you have an accident, each person is covered up to $100,000, with a $300,000 dollar limit for all injured. |
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mbrcatz
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The first number is the most amount they'll pay for any one person, in bodily injury, pain & suffering, if YOU cause bodily injury to someone else.
The SECOND number is the most they'll pay in any accident - so if you hit a car with six people, and they each have $100,000 in injury, the policy only pays $300,000 total.
There's usually a THIRD number, too, that is your PROPERTY DAMAGE limit - the most they'll pay, PER ACCIDENT, to fix someone's property that your car damages. |
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talk_to_karen_today
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It's the maximum amount that an insurance company will pay to you vs an injured person in an accident. The 100 usually means $100,000. The 300 usually means $300,000. These answers are usually in you policy. |
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njunprincess
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If you cause "injury or death" to another person, your "liability limit" is split between the max of how much 1 person gets, verses how much a total max payout is on the company's behalf. So, If you injured 1 person, they can receive no more than 100,000 for their injuries from the company, even if sued. If MORE than 1 person is injured, each one gets no more than 100,000 but the total payout will never exceed 300,000. This is called a split limit policy. There should also be a 3rd number after the 100/300. This would be how much is paid out for DAMAGES you did to someones car, home, fence, telephone pole, etc...... Just wanted you to know. |
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punjabibynature
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you either pay 100 and the company pays 300 or vice versa |
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