 Should my wife's medical condition be considered pre-existing? |
| My insurance company (Humana) is denying to pay for my wife's medical bill stating that it was a pre-existing condition. My wife and I married in September of 07'. She came onto my ... |
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 Newborn baby..insurance question? |
| I had my baby on august 21st . I submitted my paperwork to my employer to add her as a dependent to my benefits within the 30 days well something happened apparently on their end and they didn't ... |
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 Car insurance blunder? |
Last week i received a letter from the bank informing me i had been charged 39 pounds for a direct debit being returned unpaid.
I was stunned as i had left the money in the bank.
I was ... |
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 HELP! I just got a no insurance ticket and I have to prove I had insurance today but I didn't! Any advice?! |
| I am a very poor college student and I just got a ticket to go to court to prove I had insurance today. Does anyone know how I can trick the system and get insurance that says I had it yesterday or ... |
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 No insurance, medical bills? |
I used to have med. insurance and my mom kicked me off when I got married and my husband still refused to carry me on his. He and I are getting a divorce and I have none now...
Last night I... |
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 Searching for ice breaker presentations, in a day long training sessions? |
| I do train people on life insurance related topics which is a dry topic. People get bored very easily, hence i am searching for ice breakers, funny ppt presentations, quiz, jokes and other such ... |
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 How much does insurance cover braces? Nationwide? |
| My dad says we have Nationwide so I was just wondering how much of the cost of braces is paid for by insurance? Thanx.... |
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 Cheap health insurance for college students? |
| I live in Orlando, FL and i'm a non-smoking college student. Does anyone know of any cheap health insurance or even health discount plans that I could get on just to cover the cost of my Bipolar ... |
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 Can I use a PO Box as my only postal address? Will insurance companies, banks, DVLA etc accept this? |
| My Uncle is about to move to a caravan park where he will live for most of the year. The problem is the park only uses PO box's for post so he wont have an address. He's worried what ... |
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 Can I be held responsible for my adult daughter's medical bills? |
| My daughter who is 25 years old has medical bills from when she was 23 years old. I am receiving threats to go to a collection agency if I don't pay. She was no longer under my insurance at ... |
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 What happens if you don't tell your insurance about a pre-existing condition? ? |
| I am going to be getting new health care coverage soon. The thing is that I have taken pills for years for stomach acid. They won't cover for 'pre existing conditions'. So I was not ... |
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 Is it MANDATORY to have medical insurance? |
| Is it mandatory to have medical insurance? If so, then what about the people who cannot get it because of their lack of the social security number?... |
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 Should I invest in a variable life insurance policy? |
| I don't really need the insurance, yet it seems like a good way to invest in funds that grow tax free. What are the pro's and con's? Anyone out there have any experience with these?... |
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Spock | What does your credit paying history got to do with paying higher/lower car insurance rates? |
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car253
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My opinion is that is should have nothing to do with insurance rates. In some states your credit counts but not in all states. In California your credit still does not count and that is the way it should be. If your laws are different then call your lawmakers to change the law so your credit is not allowed to affect your premiums. |
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Jeff T
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It's supposedly a sign of responsibility.
But, what about people who have been so responsible that they've never gone into debt in the first place? |
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debijs
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~~Credit history can affect everything you need, i.e., jobs, insurance, renting, home buying, and so forth. This is the only tool a company has to see what kind of a responsible adult you are.~~ |
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mbrcatz
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Well, the real answer is, people with credit scores under 600 have more claims, and higher amounts paid out, than people with scores over 700. It's a direct corrolation - the lower the score, the more often, and the more severe, the payout.
What you're probably really asking is WHY do people with lower scores have higher/more frequent claims. And the answer to that is, no one really knows, because no one has researched it. It doesn't MATTER. All that matters is, the relationship between score and claims is real, and substantiated.
Just like, WHY do 16 year old boys have more accidents? No one knows for sure, and it really doesn't MATTER. They just do. So they pay higher rates, too. |
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TedEx
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Ins companies are very concerned that you will be making your premium payments on time.
If you have a poor credit history, why would an ins company want to deal with someone who won't be paying their premium bills on time??? |
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Klathorn
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Responsibility. |
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psychologist_4u
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Nothing, insurance companies are only concerned with your driving history, claims etc, [ provided you pay your premium, they don't care about earnings, credit-rating, assets, etc. ] |
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