 National insurance Number? |
| is it possible to get a job without requiring National insurance Number?... |
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 Would i need to switch health care providers if i'm moving to another state? |
| Before i move i was just wondering if it was necessary for me to switch health care providers if i move to another state. but the thing is, i'm the only one moving to another state, while the ... |
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 What happen if i have life insurance and after 5 years of paying it i got lost in the Amazons? |
| i want to know if i got lost in some place and they never find me, how the insurance company will do, if they will give the beneficiary the money or the company will keep ... |
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| I can't get insurance, what do I do? |
| I am 20 yrs old, I need commercial auto insurance for two trucks. Isuzu NPR-HD's one new, one used. (2007 New, 2001 w/177K) both at 14,500 gvw. the trucks are small and the business idea is ... |
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 Dental insurance vs dental discount card? |
| hi all! so, i need two root canals and two crowns, and as a poor full-time pre-med student i have no dental insurance. i looked into the option one dental discount card, which is 55 bucks per year ... |
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 My parents have left me everything in their will, and i am the beneficiary of their life insurance.? |
| in the event of their death, is it my legal responsability to settle their debt I.E. credit, loan etc. can these company come after me for settlement? can they go after the life insurance left to me?... |
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 What insurance does my partner need? |
| My partner is a fully qualified carpenter/joiner, and his boss has decided to dissolve the company, leaving him out of a job in two months. We both see it as the perfect opportunity for him to set up ... |
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 Health Insurance? |
| Hello, I currently have health insurance now with my job that I've been with for 6 years. However, I'm going to be leaving the job but do not want to be without health insurance. I do have ... |
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 Could you answer this health insurance question? |
I recieved a health insurance bill post surgery. It gives me:
1. Submitted charges- 3,000
2. Ineligible amount- 2,000
3. Deductible applied- $0.00
4. Covered amount- 1,000
5. ... |
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 I'm studying to become an insurance agent. My study book says the following: ....? |
| My study book says the following: "It's important to remember that insurance is a BUSINESS. Some people think of insurance as a service that helps people in times of need. Insurance ... |
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 She wants to call the insurance company and tell them about it but she's scared what should she do? |
| My friend got into an accident dui and was in jail. the other person in the accident called her insurance company. They called her and she told them that it was an inproper left turn. which she got ... |
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 Is there any health insurance plans out there...? |
| That will cover you even if you are eligible for insurance through an employer? I can get it through my employer but the cost is absolutely outrageous. All the individual plans I have looked at say ... |
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 I just rented my home out and moved. Should I change my insurance policy? |
| Do I need to convert to a rental policy or is this necessary and if so should I expect to pay more for my homeowners than I do currently, as when I was living in the house?... |
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Robert L | What factors (i.e. speeding tickets, credit rating) will affect your ability to get car insurance? |
Let's assume you already have car insurance and you are looking for a company with a lower insurance rate? Will a new car insurance company accept you if you have one prior speeding ticket? How about if you have had one minor fender bender in which you were at fault? What if you have one or two parking tickets? Or a negative credit score? |
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mbrcatz
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Credit score. Geographic location. Driving record. Vehicle type. Prior claims history. Number of vehicles, number of drivers, age of drivers, experience of drivers. Coverage limits.
Most companies will accept you with one minor violation - where you're going less than 20 miles over the speed limit. If you have one accident AND one speeding ticket (minor is relative - in some states, it's under $1,000, others $5,000), you'll have a much harder time getting a competitive quote. A negative credit score will affect your rates in most states, and if it's low enough, in other states the carriers will refuse to write your coverage altogether.
If you combine a low score, at fault accident, and a ticket, you're probably best off where you are right now - or go to Progressive. |
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Becky
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Yes for the most part you will be accepted for one tickey...all of the above factor in. try going to geico, and all the other online sites to get qoutes. |
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Richard H
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go to an INDEPENDENT insurance agent, and they can do the shopping for you - they represent multiple companies, and often have better deals than the single company insurance agents do. |
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thegodfather
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All of the above. |
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Badkitty
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Auto insurance is rated by moving violations and at fault accidents, some companies use credit as a rating factor. Also if you have prior insurance for at least 6 months will give you a better rate. |
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C R
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All the things you named will affect your insurance rates. Most companies have several companies (Standard or high risk) and will place you no matter what if you're willing to pay.
In addition to credit, tickets, accidents etc, if you don't have insurance already, that might make your premium higher. Your age, if you are a man, or a young woman might also make it higher. If you have homeowners or life insurance with the same comapany, that might make it lower. |
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