What's on your social insurance card exactly? |
Your social insurance card or just social insurance is just so the government can keep track of your money and how much your making right?
How much information does it have on you exactly? ... |
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Do I need health insurance? What kind? |
| Right now I'm paying between $300-$400 in monthly prescriptions without insurance. But I'll only be needing these prescriptions for less than a year. My dad is paying for my doctor visits, ... |
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Washington Mutual in trouble? |
I just heard from a friend today that she heard rumors that Wamu is in financial trouble and might close down (don't know what that means).
Has anybody heard something similar?... |
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If a life insurance company goes bankrupt, what happens to whole life insurance benefits? |
| My Dad purchased whole life insurance through AXA Equitable which is all paid for. What happens if the life insurance company goes bankrupt or their assets are under water like so many other ... |
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Im age 23. Would it be beneficial to me to buy a whole life policy? |
| The policy is participating and through a mutual insurance company (guardian Life). I figure after about 15 years of paying, the dividends could end up paying for the policy and id have it for the ... |
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Where do insurance companies get all the money? |
| How does an insurance company afford to pay out all that money on insurance claims?... |
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Who will they sue? I need help!? |
| Over the weekend my friend was visiting my apartment and she fell on one of the staircases. It was outside of my actual apartment in a common area. She wants to sue my apartment complex. I called ... |
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Car Insurance, i have paid my insurance in full. 5 months before end of my policy i have changed my car,? |
| i had nissan sunny 1993 1.4 auto and now i have peugeot 206 1.6 convertible auto. There is a big difference in price, how can i change my current policy without having to pay an arm and a leg for my ... |
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I am a uk citizen flying to the states to have a boob job, do i need to get health insurance? |
| i am flying to las vegas to have a boob job. i am a uk citizen so we don't have health insurance anyway but if anything was to go wrong after the operation and i had to go to hospital do i need ... |
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Which is Better for Me: Term or whole life Insurance? |
| 1'm 40 years old, have a 7 month old baby, my family annual in come is $80,000. thank you!... |
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Is there any legal obligation to buy total mortgage protection cover plan with halifax? |
| I am borrowing amount X as mortgage with halifax. however i do not want to buy any of their total mortgage protection cover plan which covers critical illness etc etc... i am a young fit gentleman ... |
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My health ins. paid for surgery after I was in a car accident. Will they want to be reimbursed when I settle? |
| My health insurance has forked out approximately $50,000 in the last few years. I'm just wondering if they can come after anything I get in a settlement. Need Help!!!... |
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Should I talk to the insurance adjuster or get an attorney? |
| I was recently in a car accident; a car ran a red light and hit me, totaled my car and I was taken to the ER. I have some substantial cuts and bruises, but no major or long-lingering injuries. The ... |
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How much would insurance be? |
I am a single parent with three kids....10, 5 and 4. No health issues. We live in Tennessee.
I am to start my own business from home and wanted to make sure I could afford insurance. I... |
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THE UK GALES - if my neighbour's tree is blown onto my house whose insurance has to pay? |
| they have a tree and every time there are strong winds I worry the bloody thing is going to come crashing down into my house - who's insurance will pay up, mine or theirs?... |
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Auto accident: better to haggle with insurance or get a lawyer? |
| The accident wasn't my fault, and I'm still waiting to hear if my car was totalled. I have some neck trauma. The other driver had insurance.... |
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Post nuptial vs. Life or accident Insurance policy? |
| Me and my husband just had a post nuptial agreement. My agreement is everything that he bought life insurance before and after our marriage either accident, term or family plan insurance for me that ... |
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dilbert | What happens the named beneficiary in my will dies before my death? |
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justwondering
 |
You need to list a contingent beneficiary - in the event the first one dies. Otherwise your estate may still got to the deceased persons beneficiaries. |
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mbrcatz
 |
You either change the beneficiary clause, or it goes to the contingent beneficiary, or if you didn't name a contingent, it goes to your estate. |
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Worldly25
 |
If you have not made a provision covering that then the bequest goes to that beneficiary's heirs. |
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car253
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You should name a primary (first) beneficiary and a contingent one.
A contingent one would get the money in case the first one dies. |
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hadley2120
 |
You can name another person as beneficiary if the named beneficiary dies before you.
Also, you can name a secondary beneficiary, who gets the money if the primary beneficiary passes away. |
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JamieGRL
|
you don't have a contingent listed ?
- you should.
if none listed it would go
1st to your spouse ...
2nd to you children ...
3rd to your parents ...
4th to your siblings |
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Dan B
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The assets you bequeath to that person becomes part of his/her estate. It does not revert back to you. That's why you should review your will periodically for changes. Your estate may not be divided as you wished should things change. |
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src50
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Your will should address that possibility. And, if it happens, you should revise your will.
Life insurance proceeds, however, are paid directly to the named beneficiary on the policy. They are not part of the estate and are not controlled by the will unless the estate IS the insurance beneficiary. |
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