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 Totaled SUV, their fault , insurance will only pay what its worth, have 3K left to payoff-what is best action?
HONDA 2006 CRV SUV(mini) struck from behind. Even they (other party)have good insurance. Co. says we will get what its worth even though we owe.We will be out 2-3K? or get less what we get from ...


 Which is the best childrens' insurance plans?
Please detail about both unit linked & regular insurance plans....


 Question about carrying two Major Medical Insurance policies on 1 individual?
My wife and I are having a kid and we both have HMOs from our individual employers. We both have high deductibles and ultimately similar coverage. A friend (who isn't in the insurance business)...


 I'm a 22YO student (no FT job) and am no longer covered by my family's insurance. What options do I have? Thx
...


 Is it legal to keep a check from my health insurance company that they expect me to pay the doctor with?
We are having a really difficult time financially. My husband gets a very large bonus in December and we will be back on track and then some. So here's my question. I recently went to the ER and ...


 I am 19 and have insurance from medicad but my cut off is when I turn 20 what do I do from their?
...


 Where can i find affordable health insurance ??
I am a single mother of two daughters. I make too much for medicaid, the kind my job offers is too much for me to pay, $332 per month. Is that good or bad, the $332??...


 If I let someone drive my car and they rear end someone but no ticket issued, will my insurance go up?
A car in front of us had a tire fall off and they were in the road with a tire off and the car directly in front of us slammed on their brakes, my friend rear ended the car in front of us causing a ...


 Getting health insurance with a pre-existing condition?
I just quit my job and no longer have health insurance. I also have a very mild case of Chrons disease....I take pills daily for it, but other than that I'm in great health. I would like to ...


 Do you think it is neccessary to save old bills such as elecric, water, car insurence etc. Biils already payed
Or is is best to through the old stuff away? Ex: old bank statements, water, cable bills etc?...


 I'm a new insurance agent, what's the best way to get business?
What are some strategies? Any advice would be greatly appreciated!...


 Why dont more americans join the ACLU, im so glad that they are speaking out against police tasers?
...


 Home insurance ? Help please I am hoping to successfully claim for my carpet which has been ruined by pets
Being locked into the lounge in my absence. I cannot afford to replace the carpets due to redundancy last year. Still trying to find a job. I hear they always try to avoid paying out. So any ...


 Can I get Unemployment?
I left a job after about 4 years of service..They hired a manager that decided to cut my pay by about 20% and I walked of the job about a week later.I didn’t tell them anything..I just cleared out ...


 If I file a claim on my homeowner's insurance will my premiums increase?
Hi. We recently had a wind/thunder/rain storm (North Texas) which blew down the fence around the yard. My deductible is $2200. Estimate to replace the fence is $3750. I'd like to file a ...


 How will universial health affect the insurance industry?
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 What insurance companies in New York state offer individual health insurance.?
I recently left my job and need some sort of health insurance. I'm single , no children. Neeed something with a high deductible to make it affordable. I have no pre existing conditions. I live ...


 What's the best way to get house insurance quickly and comprehensively?
...


 Late Payment?
My insurance was supposed to have been paid for by aug. 15. But i ended up not being able to pay it. I know have the money but lost the bill. But i wanted to change my payment plan to monthly instead....


 Any good suggestions for life insurance?
...



Erudite#1
What happens to a family who needs to go to the hospital but has no health insurance?
12 year old girl is near death and had to go to the hospital. Family has little money. (Father makes 9 dollars and hour). Mother stays home. Does the hospital say to father "Sorry. She must die because you are poor". Then they trow the family out to allow the girl to die?
Additional Details
Then they throw...(Sorry spelling)
                     
 




mbrcatz
You get bills for the services.

If this is a life threatening issue, then the hospital is required to treat her. But they are NOT required to waive costs - so the family will get a bill.

If it's NOT immediately life threatening - ie, she has cancer - then they are NOT required to pay for her ongoing chemotherapy.

However, the parents are being irresponsible here. Clearly, dad can't support a family on $9 an hour. Dad either needs to get a better job, a second job, and/or mom needs to go to work. Also, every state has a childrens health insurance program for low income families, and their children. If mom and dad haven't applied for that (which would be free health insurance with that kind of income, for the kids), they are being irresponsible.


debijs
~~I don't know if this is true in all states, but in California we have county hospitals which will take people without insurance. You can usually negotiate prices to income. I fervently hope that this is the cse for all states.~~


tonya W
Rating
most hospitals have to take a person and not worry about there ability to pay, especially if the person is pregnant or risks life or limb. i couldn't imagine waiting so long as having a child near deaths door before i sought help.


KBoyce@ameriplan.net
Rating
They will provide care in the emergency room, however, the costs can be astronomical. Are you interested in possible health coverage alternatives for this family?


justbeingher
Rating
They are required to treat to try to save life. Aside from that, extras like cosmetic repair will not be done.

The family (parents) should apply for financial aid from the county or state as that's poverty level and they will prolly qualify. Most counties offer poor families the opportunity to apply (even before need) for indigent care and have their essential medical care subsidized by county or state hospital system.


fsfsdfdsg G
I know a source of your answer.


Steve D
Under EMTALA, participating hospitals (any hospital that accepts payment from the federal government such as Medicare or Medicaid) must treat anyone coming to the ER

From http://www.emtala.com/faq.htm:

Any patient who "comes to the emergency department" requesting "examination or treatment for a medical condition" must be provided with "an appropriate medical screening examination" to determine if he is suffering from an "emergency medical condition". If he is, then the hospital is obligated to either provide him with treatment until he is stable or to transfer him to another hospital in conformance with the statute's directives.


trebor2
Rating
A Hospital can not turn away a sick person,
They have to treat you, even if they transfer
You to a Gov't Sponsored Hospital afterwards
They have to treat your ailment first.


asweettnsugar
Rating
At the hospitals where I live, they cannot refuse to treat you just because you don't have the money to pay. They have to give you the best treatment and care and offer any tests available that they would anyone else


betotron don
they have to take care of her in the usa


src50
Rating
You are a real Einstein.


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