 Can they really keep my deposit??? |
| I was signed up to go on a long range fishing trip with a company that runs these trips all the time. Unfortunately, I had to cancel the trip, after making a $900 deposit. When I called to cancel, ... |
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 Can my employer legally refuse my spouse health insurance if he has coverage available if mine is better? |
| They will cover my husband for the 90 days until he is eligible for coverage through his new employer. His plan is from out of state and does not have many doctors and dentists in network as my plan. ... |
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 Is it legit to have two health insurances? |
| Hi, I recently got married and added my husband to my health insurance through my employer, he decides he wants to stick with his employer health insurance and doesn't want mine. So I'm ... |
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 I need to health insurance but i got laid off work...? |
| I understand that i need health insurance. Cuz face it, you never know when it's necessary. I've been looking for a job since I got laid off in March. Cobra turned out to be too ... |
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 Is refusing an 87 yr old a job classed as “age” discrimination? |
| Having recently got rid of the wife I advertised for a housekeeper. I received a letter of enquiry by an 87 yr old woman by the name of Humphrey. I agreed to an interview out of politeness only. When ... |
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 Should i take acid? |
| Im well into my recreational drugs, E, cocaine, speed, weed yadda yadda yadda, but ive heard Acid is a while new level. Ive been asked on a typical drug binge, but i heard this month is the 100year ... |
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 Is insurance optional / mandatory in UK? |
I stumbled on this in Yahoo news, about insurance fraud in UK.
Pls see article here:
http://uk.biz.yahoo.com/
Beyond the ... |
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 Sales tips...? |
I am about to start a job where I will be selling [insurance]. Does anyone have any really good tips for closing a sale? Or better put, on how to GET the sale?
Different people have a ... |
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 I want to become an insurance agent, do I need do go back to college for that? |
| I've been told that all I need to do is take some classes but others tell me I need go back to college. I already have experience in the field I've worked for agents for almost 3 years. P... |
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 What is the difference between renters insurance vs. homeowners insurance? |
| I've consulted my insurance company about insuring my personal property and said I need a renters insurance, but I own my home. I am confused. Isn't it what I need is a homeowners insurance?... |
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Zach C | What happens with your health insurance when you change jobs and your wife is pregnant? |
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Lori S
 |
When you leave one employer and your insurance terminates, you should be offered COBRA coverage which you will have to pay for until your coverage with your new insurance with your new employer kicks in. The COBRA will not be cheap, since you will have to pay 100% of the premium without the benefit of the employer paying their share. But the pregnancy can not be considered pre-existing with group insurance. |
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mbrcatz
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Well, theoretically, nothing. Either you transfer over to your new insurance with the new employer, or you take the Cobra coverage with the old employer. |
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mkulda
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The law in my state and many others do not allow insurers to consider pregnancy a pre-existing condition.
If you are lucky, the new insurer will pay the claim and then subrogate a portion to the former insurer. It will be seemless and behind the scenes so you won't even know it. |
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tickled blue
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She is still covered, as are you, as long as there is no lapse in coverage. |
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Cat
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actually it might be considered a preexisting condition and not be covered, i would call your would be insurance and ask |
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Cathy
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If you cannot afford health care for your wife. There are community health clinics that help people with no medical insurance.
I get assistance at my hospitals charity care plan.
You can get 25 percent, 50 percent, or 100 percent coverage |
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krystsyde
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I am looking into this and the only for sure solution I can come up with is pay the extremely high Cobra. We want to wait until she is due to move, but we may have to. At my work Cobra is like $1000 a month to cover my whole family with the same great coverage that I always had.
I would say take Cobra. There is other ways to bend the system, but it's too complicated. |
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April M
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You would have to check with the HR department- sometimes, a company is really flexible and allows you to purchase extra months. To be honest, most companies do not care if your wife is pregnant or not- if your insurance lapses, you will unfortunately have to pay out of pocket. Sorry. |
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MrsJorasimms
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You are still covered by your previous employers insurance for about 30 days. After that time it cancels and COBRA kicks in unless you have coverage with your new company. If you have supplemental disability then you can keep it and just pay the premiums. |
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JoyHickey
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You are screwed.....sorry The good news is you can negoitate your baby's birth with the hospital business office...I use to work in one. If you get the heck out of the hospital within 8 hours you get a BIG discount. But your wife has to be ok with no problems....They wrap up baby and wheel you out. Pluse they take Visa and MC!!! You can charge the birth of your child. You are not entitled to welfare, since you are working. You and your wife could divorce and she could go on welfare...Charge it! Pregnancy is pre existing!! |
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