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Don B | What if every American had Health Insurance? |
What would it do to costs? What would it do to quality? Would there be a shortage of Healthcare workers? |
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mbrcatz
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Wouldn't that be nice! I don't think it would change costs at all. I DO think it would improve quality. Regarding the shortage of healthcare workers, there's a shortage now. So I don't see how that would be any different.
Quality would be improved, IMO, because with the hospitals not getting stiffed for 40% of their revenues, like now, they'll have more money to expand, buy new equipment, bring on more staff. Ah, wouldn't it be nice to go to Texas Children's emergency room, and not have a 16 hour wait?!?! |
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JaredBalis
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Quality could easily go down. Healthy people would probably end up paying more for their premiums to cover the claims of those who have alot of them. Not sure about the shortage of health care workers. It would depend alot on how they got paid. I'm sure to keep costs down for the insureds there would be a lot of pressure on docs and hospitals to accept less money for procedures etc. It would be quite a feat to take on. Massachusetts ended up spending a lot more than they expected. I have heard almost three times the original estimate.
Jared Balis
http://www.utahinsurance.org
http://www.myinsurancequotes.net |
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dimples_in_nj
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In therory, it should reduce cost however; this is unlikely given that the majority of uninsured that we will inherit would be unhealthy or overutilizers. This will be paticularly evident in the prescription drug arena.
The quality would most likely rise given that doctors and hospitals would be lured to reach contracts with the carriers resulting in less healthcare fall-out.
Healthcare Technology is really filling a lot of gaps in the shortage of workers. I feel that the addition of a couple million insured would lead to more doctors investments into alternate means of healthcare delivery. In todays world, you can see a doctor on a web conference. |
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countryboy
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I have been retired 2 years now, have had a few medical problems, thank God for Medicare and ARRP. Before I didn't see the costs that my doctors or the hospital were charging the insurance companies. I know it takes a certain amount of money to run both a hospital and doctor's office, but do they have to try and obtain a large amount of costs on just the services given me, because I have the insurance plans.
The day will never be seen where all Americans will have Health Insurance, sorry to say. It could be just like driving insurance in California, there was never any standard coverage or cost for all insurance companies to charge, so I would say cost for health insurance with standards would follow the same path. The quality would depend on which area of the country you lived. Again the shortage of healthcare workers would depend on the area you lived in.
The shame of the whole thing of our government getting involved with Health Insurance is that not all American born will be taken care of, just like programs now that tax payers are taking care of, yet the American born for one reason or others aren't able to be involved with the help they need to be productive again.
GOD BLESS AMERICA- we have the problems we do because with open arms we are trying to take of the world. Any type of services that is free because of lack of controls/standards would only bring more problems to our people and tax payers that have to support these programs, given illegals looking to be treated the same. |
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jeffery d
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I am not very knowledgable on health insurance but there would be many polictians that would not get elected for that is one of the main reasons they are elected. I would have to say cost would most likely remain the same and quality would go down for a short period of time due to an shortage of workers, but that would create new jobs and then the quality would go up again. |
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Sue
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Well, everyone in Massachusetts is required to have health insurance. All employers are required to provide insurance, and if you are either self employed or unemployed, you are required to purchase your own. |
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Spock (rhp)
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there'd a shortage of freedom, that's for sure. |
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