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 Have a quick question on insurance coverage?
I'm a sophmore in college, and i'm on my dad's insurance plan, however the rules are that i'm a full-time student. Well since january first i was, but yesterdayy i had to drop all ...


 How can Insurance company makes profits by hedging against a risk just for relatively small fee?
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 Why is it that life insurance coverages stop at about age 65 or so? Are there insurances that over if you are?
over 80 years old or older? What are the best insurance companies for the elderly?

Please include as much info.
Additional Details
No, I am not referring to term insurance ...


 When an insurance policy has a $2000 deductable what does that mean?
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 How to get low cost health insurance?
ok just graduated high school not going to college this year insurance company now wants $500 a month to cover me I said up yours so where can I get low cost or free health insurance?...


 Is term or whole life insurance better?
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 Should we cancel our whole life insurance policy?
we bought a whole life policy for a couple of years ago b/c we liked the "safety" of not losing our money(the way u do w/ term)--anyway we have since learned that u don't make any ...


 Insurance Question?
I have Blue cross insurance.I want to cancel my insurance for about 3 months ,because I'm going out of country ,so i have no use for it.. WIll they let me skip payments or do I have to cancel my ...


 I'm 27 years old and I wanna get life insurance ? Any thoughts on which type i should get . ?
simplify your answer please ....


 Wat is the act of determining whether treatment is covered under an individual's health insurance policy is?
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 My auto insurance company sent me a check, I put it in bank, it came back fraudulent. What do I do?
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 What happens to people who die if they don't have life insurance?
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 Do people must have my permision to buy life insurance on my head?
If they can, is there a place I can find out anyone bought on me?...


 I teach from home - do I need insurance?
One pupil at a time, 1 hour sessions, kids aged from 8 to 18, helping with 11+, GCSE and A-level in Mathematics....


 Life Insurance?
I was considering buying Life Insurance now because I thought it would be much cheaper than to buy it when I start to get older. I don't know anything about insurance, I know there is term life ...


 Medical Coverage/Disability Questions?
My husband recently became disabled and can not work due to a back injury (which did not happen at work). He is going to have surgery but it hasn't been scheduled yet (kaiser insurance and they ...


 When a college students submits his grades to a car insurance company, how does the company verify the grades?
I don't know if the insurance companies actually check the grades i send them or not. I would like to know....


 Will my employer know that I've sold an insurance policy outside of my employment with them?
I work for one of the major financial advisory firms out there, and am fairly new into my career there. I have an opportunity to write an extremely large insurance policy outside of my employment ...


 Term LIfe Insurance, amount and duration?
Few questions about term life insurance:
I am 24 married with a mortgage, and 2 kids.

First the amount of insurance:

I have been told two different ways to look at this:
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 Nationwide has denied my homeowners insurance claim-what can I do next?
After hurricane Ike hit, we came home to a bent ridge beam, walls bowed out, and siding that was pulled away from the house (not to mention alot of little stuff out of whack here and there.) N...



karina e
What insurance company gives insurance to a permit driver?

Additional Details
the california state law says, for example if i am going to football practice and i have a note from my instructor saying i am allowed to drive myself to practice and back you can and without an adult, but some insurance companies wont give permit drivers insurance
                     
 




stephie541
I think insurance covers a permit driver as long as they follow the rules of driving with a licensed driver who is covered on the insurance on the particular car u r driving. Did that make sense and I said it right?


Doc H
Since insurance laws vary greatly between states, and I'm not licensed in California, I'll just give you a general answer, you'll have to find out what the specific restrictions and laws are in your state. If you're old enough to have a permit, regardless of your age, you should be able to get insurance through most any company. Insurance companies want you're money, and as long as you're licensed, and a permit is considered a license- just with restricted privileges, and can pay the premium you should be able to get insurance. If you're a minor, you're parents should be able to add you to thier policy, in fact, if you're under the age of 18 you're not able to obtain insurance by yourself, and insurance policy is a legal contract and you can't enter into any legal contract until the age of 18. As far as the practice, you're coach giving you a note becuase of practice will not get you out of having to have a fully licensed driver with you while you have a permit, also, you need to be careful as there are some insurance companies that, while they will insure you with a permit, the insurance is only valid as long as you're driving legally...ie having a licensed driver in the vehicle, driving during the correct times of day, etc...whatever the permit restrictions are in your state.


onevint
Insurance companies will insure a blind man if he can afford the premiums. Insurance is a game of odds. the greater the ondds you will get in an accident the higher the premium. Get ready to write a check with a lot of zeros.


ML
Rating
Depending on your age and state. If a minor and living at home your parents company should.

If you are on your own you may require a SR-22 be filed with the state on your behalf.

My wife didn't have a license for a long time and when she went to get the leaners permit we had to file an an SR-22 with the state because no insurance would do it. After she got he5r license the imsurance company added her to my policy.


Polymath
Rating
If you are still a minor, you (and your car, if you own one on your own) can be added as a rider to your parent's coverage.

I am surprised that California Law permits permit drivers to drive alone. If you are on your own for insurance, then you may be stuck until you have your license, or you can ask for the "assigned risk" rate, which is for new drivers.


fortune cookie
When you are a permit-ted driver, it is assumed that you are under 16 years of age. If you have a permit already and your parents added you to their policy, then that insurance company should cover you while driving with an adult. When you turned 16, on your 16th birthday, your permit becomes your official cadl, then you can drive without an adult. Triple A will not charge you being on yyour parents policy if you are under 16 y.o.. Have your parents call Triple a and inquire


Curious One
Progressive will right a policy for any body as long as you have a pulse


mbrcatz
Insurance companies will not write a policy in the name of an unlicensed person, with that unlicensed person operating the vehicle. Not even Progressive. And having someone "write a note" giving you permission to drive without a licensed operator in the vehicle does not circumvent state laws to the contrary.


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