 My LIC market plus policy Number is 783657890 for Rupees 50,000. please show my amount status? |
| I have taken a LIC market plus policy for an amount of Rs. 50,000 vide policy No. 783657890 on 30/1/2007. Will you be kind enough to show the present value of the ... |
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 My mom is looking for insurance for herself, my dad, and my 17 year old sister.? |
| she has it with great west through her employer but it is a big rip off. she jsut needs regular coverage so incase something happens to one of them they dont go broke. she also needs a plan that ... |
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 Fire insurance claim? |
| I had a fire in a back bedroom. small and accidental,not too much damage. but the whole house has smoke damage. do I calim all contents that have smoke damage? the whole house was filled with smoke. ... |
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 Suing someone for insurance deductible? |
| I was in an accident last month where the other party was 100 percent at fault. Her car had no damage and my bill was $5,200...insurance covered all but the 500 dollar deductible. I know I chose a ... |
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 What is your experience with a Public Insurance Adjuster? |
| Two days ago we had a significant fire in our home. Much of the damage is heavy smoke throughout 95% of the home. There are also questions around structural damage to the crawl space below. While ... |
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 Please advice ...i can't afford this...? |
| I started seeing my endocrinologist since dec..i was recommened his name by my bro who is a doc and i called the doc and told him i have one insurance which he doesn't accept.He called back ... |
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 I am trying to find a good lawyer? |
| I need help in finding a good lawyer to represent me in a case against the collection agency of the Insurance Company.I live in PA... |
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 What's the difference between Long Term Health Insurance? |
| What's the difference between Long Term Health Insurance and Long Term Life Insurance? I want to make sure my parents are probably covered as they are now in their 50's. The goal is to get ... |
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 Can I file a insurance claim if my sister was driving? |
| my sister just recently recked my car and I had liability coverage but the lady hit my sister. My car is completly totaled, and my sister did'nt have a license only a permit. My car is paid off ... |
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 What factors are involved in deciding whether to take out insurance or not? |
| Salesman like to imply that one should cover a risk. Where does this start and end? How prevalent is miss selling that one is bound to be better off? The range and complications of insurance seems ... |
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 A question to those that are selling health insurance? |
| I have to purchase these eye drops called Restasis, they are about 245 dollars for a monthly supply, i want to purchase a health insurance just to get those drops cheap health insurance maybe around 5... |
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 Career in insurance? |
| I am considering a career change and am interested in Insurance sales. Is this a good field of work to get into? any advice on how to get started?... |
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 Whole life insurance policy? |
| My whole life insurance policy has been paid up? My mom borrowed money off of it in the past...how much are you allowed to borrow on that?... |
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Chels | What insurance is the cheapest? |
Additional Details
car insurance in wis for lest deductable
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mbrcatz
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The one you're least likely to use, and/or the one that pays out the least. |
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fth106
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OK, now that we know what type of insurance you are asking about, we can offer some advice.
In auto insurance, there are multiple parts to the policy. There is liability, which is required by most states now. Your state will set the minimum limits that they will accept for you to drive. The cheapest (not necessarily the best) is the minimum limits allowed by law.
There are many other parts, such as un/underinsured motorist, medical payments (or PIP in some states), collision, other than collision (comprehensive), rental reimbursement, towing, and maybe others in your state that I'm not familiar with. All of these are optional to you unless you have a lein on the automobile. Then the lender will require collision and comprehensive and they will set the maximum deductible that you can have on the policy.
Again, the least expensive is to decline all additional coverage that you are not REQUIRED to carry, but I wouldn't recommend that. Please take the time to discuss your situation with a professional agent. They are paid a commission when they write a policy but don't charge you for quotes, counselling or coverage explanation. Rates through and agent are not much, if any, higher than what you can find through online services and you have someone who isn't an employee of the company to assist you in placing your insurance. They are also there to help you if there is claim and the company is hard to deal with.
Use an independant agent. They represent many companies and can shop for you. |
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beaufordrenee
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What type of Insurance are you talking about:
Health Insurance
Life Insurance
Dental Insurance
Please describe which one you want to get? |
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kt2007
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Go to the insurance commissioners website for your state. You can look for individual policies. The rates will vary on age, whether you smoke, your monthly income, and how high a deductible you want. |
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Insuranceman
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Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of coverages, limits of liability, and other criteria. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.
The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies for the insurance program that best fits your needs.
An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.
Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!
Good luck and I hope this helps! |
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