 Will homeowners insurance cover damage to my attic caused by snow? |
| So much snow piled up on my roof that several of the 2"x6" beams that run diagonally vertical toward the apex cracked. The weight of the snow apparently was too much. I'm concerned ... |
|
 I need a knee surgery? if i get medical insurance. it will cover the 5500 i need? |
my question is when i get interviewed for insurance, should i not tell him about the bad knee so they will take me?
i know the surgery will help and i can just wait a month and say i had a ... |
|
 I joined an expensive gym about 6 months back and find myself never going, i called and tried to cancel? |
| the membership saying it was medical problems (I was lying...I know I am sorry...not really though, this gym is over priced) but the lady said I needed to present a doctors note in order to have get ... |
|
 Do I need flood insurance for my condo unit or the building as a whole? |
| My mortgage company recently sent a letter stating that we need to provide proof of flood insurance. Fema has now declared my address is in a flood plain. Wouldn't the building need to be ... |
|
 My car was inside a garage that cought fire will the home owners unsurance cover the damage? |
My fathers garage cought fire on friday he is insured by state farm unfortunately my car was inside of the garage.
I whant to now if my fathers insurace will cover personal damage to my property.... |
|
 Life Insurance? |
| I had a child in 2007.. is it necessary for me to get life insurance? Why.. and what is the best carrier (in your opinion) to use? Also, what rules do I need to know before I opt to get it? Thanks.... |
|
 Can i get disability insurance through my business if I'm diabetic? |
| I own a small business in CA & cant be insured under Workers Comp....... |
|
 Contents insurance? |
| what is the average amount of money that people cover their contents for? i have a 3 bed house with the usual amount of electrical paraphenalia, how much cover should i have? is there a site where ... |
|
 Can my wife remove me from her Health Insurance? |
| My wife and I have separated. We are currently living apart from each other. She is employed full-time. Recently, she cancelled my health insurance that she receives through her employer. I had heard ... |
|
 Why does Suze Orman hate whole life insurance? |
Orman repeatedly says how much she hates whole life on her show.
I was doing a bit of research and found that Robert C. Wright who is the head of NBC Universal (Suze's Boss) spends 506,000 ... |
|
 Is plumbing failure covered by home insurance? |
| pipes under the house are broken th the sewer lined requires breaking up the floor of basement and lavoratory to ... |
|
 What's the cheapest/best insurance company? |
| I've seen all the crap on TV... insurance companies claiming you can save hundreds of $$$ if you switch to them... I currently have my full coverage policy through State Farm. Can I REALLY save ... |
|
 Does a homeowners policy cover excessive damage that the tenants did to a rental property? |
| After surveying the property upon the tenants' moveout, I discovered that they had completely trashed the place, doing damage far in excess of the security deposit. Is that something that would ... |
|
 Insurance Agent? |
| If I wanted to become an insurance agent, how do i go about getting an insurance job, just so i can gain some experience? Are there companys that do paid internships near stamford, CT? T... |
|
 How will know if an auto insurance company is fraudulent or not? |
| what agency should i go to check whether if its legal or not?... |
|
|  |
DramaQueen | What is Insurance? Please help me:)? |
I am 14 almost 15 and will be getting my car when i am 16 of course but i might have to pay for my own insurance and I know nothing about it so could you guys please fill me in? |
 |
 
Willie
|
hey dramaqueen its me again =) thanks fo r the best answer comment yes i am very nice, but insurance may cost some cash but you need it to be on the road, it helps you pay when u get into an accident it is also somthing that helps pay for you if you get injured only thats a difrent sort of insurance |
|
njyogibear
 |
you take out an insurance policy b/c when you drive a car, there's always the chance you will get into an accident and someone will be seriously injured or even die. If you crash into someone and they die, you will be sued and the court might award their estate a million bucks. obviously you don't have that much lying around, so your insurance company would pay the judgment. insurance also covers injuries or losses to you and your car, like if your car is stolen or someone smacks into it in a parking lot. car insurance costs more if you are viewed as a big risk, such as someone who is 16 and just learned how to drive. also, you'll pay a higher rate for insurance if you drive a very fast car like a Corvette or a V8 Mustang. Boring cars like a Ford Taurus or Toyota Camry are a lot cheaper to insure. you might think about that when you look for a car. |
|
Tom Z
|
When you own and operate a car you have two financial risks.
First is the risk that you could cause an accident and hurt someone. If the accident is your fault the person that you hurt would, at the least, expect you to pay their hospital bills and and pay for their loss of wages if they were unable to work. As you might expect, these costs could be significant.
Second is the risk that you could damage your car in an accident or have it stolen. If the car is a "junker" of little value you may decide to accept the risk of loss. On the other hand if it is a newer car and you had to get a loan to buy it the bank would require that you insure the car so that it could be replaced or repaired.
Entire books and people's careers are devoted to the question "What is insurance?" Very simply, your insurance company agrees to pay for the financial consequences of an accident. In return you pay the company a premium (a monthly, quarterly or semi annual payment) |
|
mortiicia3
|
When you carry auto insurance, your insurer guarantees to pay costs up to the limits of your policy in the event of an accident covered by the terms of the policy.
Find out what the minimum coverage requirements of your state are, because every state has different requirements. You can find out by going online or calling your state's bureau of motor vehicles (same as where you get your driver's license).
Once you know the minimum requirements, you can begin to shop around for coverage with different companies. Remember that just because you know the minimum requirements, it doesn't mean you can't buy more coverage than is required. For example, I carry collision coverage, which my state does not require, but I carry it because I know that I would never have enough cash to fix my car with money out-of-pocket if I ended up in an accident.
Note that most insurance companies will offer various discounts, such as if you carry more than one policy with them, if you drive for a number of years without any accidents or tickets, if you wear a seatbelt, etc. |
|
Steve D
|
Insurance is a product you buy that pays people for damages you do in a car accident. You pay an insurance company a premium (money) which they collect and put into what is called a trust (everybody's money goes into this trust). When someone has an accident that is their fault, the insurance pays the person you hit to fix their car and they pay to fix your car, less your deductible (let's say you had an accident and it cost $1,000 to fix your car and you have a $500 deductible - you deduct the $500 from the bill and the insurance pays the rest - in this case, you pay $500 and the insurance company pays $500).
Premiums (the amount you pay for this insurance) varies depending on your age, the type of car you drive, your driving record, where you live and a bunch of other stuff. Basically young (under 21) males pay the most (they tend to have the most accidents), followed by young females. Sports cars cost more to insure than non-sports cars (they are more expensive to fix and folks driving them tend to have worse driving records). People living in cities tend to pay more then people living in the country (higher car theft).
|
|
Rajesh K
|
first of all you must know about insurance companies and their plan than decide what is good to you,there are many site those are giving these informations |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
7 | 41 minutes(s) ago
| | | |
8 | 46 minutes(s) ago
| | | |
8 | 1 hour(s) ago
| | | |
8 | 2 hour(s) ago
| | | |
7 | 6 hour(s) ago
| | | |
7 | 9 hour(s) ago
| | | |
7 | 2 day(s) ago
| | | |
8 | 1 week(s) ago
| | | |
8 | 2 week(s) ago
| | | |
8 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
