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 Is the sea better than the land?
...


 How do I convince my insurance that this medical bill should be COVERED?!?
About 5 years ago I was unable to get an appointment at my PCP, but I was referred to the after-hours clinic to see a doctor. I had been to the clinic before and they are part of the same medical ...


 I am 3 months pregnant and the father did not want anything to do with it. Medicare stepped in for me...?
Now the father does want to help with the baby, wants to be on the birth certificate and everything. Medicaid has paid for my pregnancy medical costs and baby care until now. We are concerned that if ...


 1000kg of iron and 1000kg of paper which is heavier?
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 Can someone tell me where the money is going?
Its not the weather bit I'm on about (but whoohoo anyways), its the bit below that, that an AXA spokesperson has said...

All these people have home insurance, they have paid into a ...


 Is New York Life Insurance a reputable company to work for? ?

Additional Details
If so, anyone know the potential income to be made along with progression within the company?...


 Health insurance for NON US resident senior?
My father is 66 and in excellent health, non-smoker, looks 55, etc etc. I want to get him some health insurance, he just doesnt WANT to get it. I know its hard to get insurance at 66 but his health ...


 Universal health insurance?
what are your thought

yey or ney

smart ...


 How much do you save on your auto and homeowner's insurance this year?
I am looking for a way that can save me even more on my auto and homeowner's insurance. Can anybody share me their best way to save on their auot and homeowner's insuarnace?...


 How do you discuss a life insurance policy with your grandparent?
My grandmother is almost sixty years and she does not have a life insurance policy. We were talking and I asked her what she had in place in case of a situation. She said nothing. Her plan is for us ...


 People who "can't" afford health insurance are quacks?
i see the merits of having universal health care, kind of, but it seems to me that the problem is a lot of middle class citizens who just decide nto to purchase health insurance on the premise that &...


 Ring Insurance?
Does anyone have insurance on their engagement ring and if so how does that work? I was told to call the same ppl that have my home or my car insured but I dont own a home nor do i have a car so ...


 What is a personal lines insurance administrator?
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 Can life insurance for someone be used for paying off someone else's house?
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 Why would insurance co. not want to pay for preventive care?
I just found out that our health insurance plan will not cover preventive care (not what we were told when we took this plan). until our yearly deductible is met. This includes any vaccinations my ...


 What if you get a health insurance check for a hospital bill, do you have to pay the bill or keep the money?
I get checks in my name to pay medical bills, I was wondering if I could keep the money?...


 Does the governement have a say on how much my grandma sells me her house for? She is in an assisted living.?
She is going to use the money to pay for her medical care. After the money is gone then medicare will kick in and pay her medical bills. I am concerned that the governement will go back and see how ...


 What is the game that insurance agents play when they buy (pay for) clients insurance?
I heard that insurance agents keep good production figures in their company thereby good pay by buying insurance. How is that game played?...


 Can u find me a pet health insurance company so I can get insurance for my pet?
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 Can the hospital garnish life insurance payment if your family member dies in the hospital and can't pay ?
If someone who dies while in the hospital also has a large life insurance policy, and there are no other funds to pay the hospital bill, can the hospital garnish the payment to offset the bill? If ...



$$$money$$$
What is a good insurance plan if my wife and I plan on having a baby soon?
One with good coverage and low Co payments, I don't care about monthly cost aslong as its a good plan.
                     
 




Erik V
First off, congratulations. Insurance isnt a one size fits all kind of product. There are various, 4 infact, types of insurance that may or may not be appropriate for you depending on your situation, and your confidence in the market as a whole. You should speak with a financial advisor so he or she can make a recommendation based on your whole financial situation. most times, term coverage is used because it is a very inexpensive way to get a large amount of coverage.
Hope this helps, if you ahve anyother questions dont be afraid to email me

erik.vincelette@metlife.com


529s.com
Rating
Do you have coverage through your employer? If you have health insurance now, make sure you understand the policy. Now is also the time to make sure you have life & disability insurance on yourself and your wife.


insuranceguytx
Look around BEFORE your wife becomes pregnant. A lot of policies won't pay maternity benefits for the first 10 months after someone takes out a policy.


Best-Of-Enemies
a condom


healthlifeinsure
Rating
Not sure what state you live in, but Blue Cross Blue Shield has excellent maternity benefits. Especially if you are looking for an individual plan for your family.

Good luck!


willieshac
May I suggest to you Ameri Plan's discount benefits program. They do not have any restrictions on ongoing conditions and you can start saving immediately. There is a hospital advocacy program that assigns you a personal advocate to negotiate with doctors on your medical bills.

The plan also includes savings on dental, vision, prescription and chiropractic care. I'd check them out. I'm so proud to be with them. I know I shouldn't advertise, but your need sounds great. Let me know if you have any questions. wlakin@ameriplan.net

http://www.mybenefitsplus.com/40378118.....

We are currently running a promotion for just the dental, vision, prescription and chiropractic plan where you can try it out for 3 months for $23 total. This is a great service. You should check it out!


dds27us
Make sure you ask them specific questions about maternity waiting periods aka ob waiting periods. It's just like a pre existing condition and because it is a self pay policy they DO NOT take previous insurance credit to waive these time frames. At that point you are paying mega $$$ for insurance AND all of your health care costs


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