 Bodily Injury Settlement Question |
| I was in an automobile accident just over two years ago. I was rear ended while stopped at an intersection. My truck was totalled and I sustained a severe whip lash that caused permanent damage. T... |
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 What's my chances on taking someone to court after their auto insurance fail to pay my medical expense? |
| i didn't go immediatedly to the doctor, because i had just started worked and couldn't take time off or else....... |
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 Insurance question? |
i was wondering,
let say i have insurance right now, i was in a dui accident(hit a tree) in febuary, my insurance rates went up already for the accident, (the dui i have a trial in a couple ... |
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 Anyone know about insurance adjusting--anyone in the business--I would rather not hear sob stories? |
Additional Details
i need to learn about the business before I invest time and money,,have been in Residential construction over 30 years,,tired of the business but need to work,,... |
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 Can they deny the claim? |
| My sister-in-law was at work, and started to feel a pain in her neck and then few minutes later her right side of the body got numb and had extreme pain. She could not move her right arm and had to ... |
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 How can I become a better salesmen? |
Im a Life and Health Insurance Agent and have been for about 5 months but I suck at it. How can I become a more effective salesmen?
I'm great with people and people trust me. Im ... |
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 How long until I can access my money from family death? |
| So I am making a long story short, my parents divorced when I was very young (5 years old) and my mother died, so then the money that she left behind did not go to my dad, since they divorced it went ... |
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| If i have one product insurance with two companies can i claim both? |
| I lost a mobile phone. I have insurance from my bank and network provider, so can i claim from both of them?... |
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 I'm in the Hospital H.R. Person forgot to send my application to the carrier!? |
| I applied for insurance, but the H.R. person of the company forgot to send the application to the carrier to be process now what should i do? I'm in the hospital with no insurance. Is there ... |
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 Is $67.00 too much for a term life insurance policy worrh $500k? |
| I finally got life insurance and it is pretty much the same price for the next 34 years. However, I have not searched around and compared prices. Is $67 per month too much for a $500,000.00 policy ... |
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 What are first steps in getting into the insurance business? |
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 Do insurers come to your house for a small contents claim? |
hello. my brother just rang me to ask if i can ask this for him. he has agoraphobia and social phobia, meaning he doesnt go out, nor like to be around people he doesnt know.
Anyway he has broke ... |
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 Mother going to assited living that I will pay for. Can I write it off? |
It will be costing my wife and I around $20,000 a year. Is there any other options or ways to recoup some money from the government? The place she is in does not except medicaid.
We live ... |
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 What's the difference between HMO and PPO? |
I am planning to buy health insurance for myself. So can someone tell me the difference between HMO and PPO?
Also, which is better in terms of coverage, annual premium, annual deductable and ... |
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 How long can an insurance company wait to settle a case? |
Additional Details
This is a personal injury case. The accident took place last year in July. I was hit from the rear at a stop light. My care was consider to be totaled out. I suffer ... |
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LAWDOGG | What is a good, trustworthy life insurance company? |
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Richie Rich
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Generally speaking, trustworthy and anything related to the finance industry is extremely hard to come by.
Find one you can trust. There are some that are WANTING to pay out more death claims, not because of loosing money (lets face it, insurance is a cash cow), but because it is a benefit for those that survive.
It's more important to find an AGENT or BROKER you can trust. Especially one that is transparent to how it all works.
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Transparent in this case meaning questions asked are answered fully to your satisfaction without giving you lip service back.
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Agree with below regarding grade of the company. They must be A or better, otherwise you start getting some less desirable companies. Also, actually talk with someone face to face, getting quotes on line is fine but do NOT apply for anything unless you can actually touch your agent. You can usually get better deals that way. |
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Professor Wonderful
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Two methods:
1. Contact the state commissioner of insurance. Ask for a list of the companies that have been in business for over one hundred years (or any other long period).
2. Check the listings of A.M. Best and Company. Any outfit listed there with a rating of A+ will work.
HOWEVER,
if you are referring to an insurance agent (who owns his own brokerage), one way that I really like to to go to the garage. Pick up the oldest telephone book you have stored there. In my garage, I only go back a few years...unfortunately.
Open the oldest phone book. Look under Insurance. Find your last name, or the next company after the point where your last name would be listed. (This prevents a hundred people calling the first company only, and not letting the others have a shot at your business.) Start calling the companies. Those that are out of business are not trustworthy. Keep going until you find one.
Tip: If you see a listing for CLUs, call them.
That designation is very difficult to obtain.
Further, they have a code of ethics superior to most. |
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mbrcatz
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Any A rated insurance company is honest, and capable of paying your claim.
What's MORE important, is getting a local agent, so you can match up what product best suits your needs at the most competitive price. |
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Ivanka F
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I have a great agent that puts the clients needs first. I am sure if you contact them they will find you a great life insurance company. They specialize in life and health insurance. They only deal with A rated companies I have been told that is very important. You can find them at http://www.lvhealthins.com |
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Derail
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I've never heard trustworthy and insurance company used in the same sentence before. Yeah, I know it's cynical. Insurance companies are in the business of selling policies, not paying claims. Don't get me started here. |
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