 Injured in an automobile accident 4 years ago and still NO settlement!! HELP!!? |
| Four years ago on Decemeber 17th, I was injured in an automobile accident. My stopped car was hit by a semi-truck hauling pipe and pushed 150 yards up the road. I was lucky. I came out of the ... |
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 Blue Cross Blue Shield Expert? |
The benefit summary states service dates, amt. bill, amt. allowed, deductible, copay, coins, amt. pd., you owe, remarks.
The amount paid never equals the amount billed, does this mean my doctor /... |
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 What time does USAA pay? |
| So I have USAA, and pay day is on Monday! So, will I get paid 2morrow? And at what time?? I wanna go early morning shopping 2morrow, and would love to have some extra cash!!!... |
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 What if neighbour doesn't have buildings insurance? |
| The properties are in a terrace formation, privately owned, garage out front adjoined to the house, and also forms the common wall between properties, so my right garage wall, is neighbours left ... |
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 Need to find a good but not so expensive insurance ? |
| my dad is wanting to retire but hes concern about having to find affordable insurance. does any one know of a good type of insurance company and its not that expensive, he has retired once from ... |
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 Renters with no insurance? |
I often hear on the news about fires destroying homes occupied by renters with no insurance. and they lost everything.
I'm curious, why don't renters take out tenant insurance? <... |
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 Would you file for Worker's Comp if you were me? |
| Here's my story. I recently gave notice at my job at a custom frame shop. This past Saturday (my third to last day) I tripped and fell and broke my foot right after clocking out. I live in P... |
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 Selling life insurance question.? |
| I have been having interviews for a life insurance company. My uncle advised me NOT to do it, because it's kind of a screwy business and you can get yourself into financial trouble doing it. W... |
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 Am i eligible for medicaid? |
| i live in florida, am 20 years old, dont have a job, go to school full time, trying to go to a dermatologist and prices are insane without insurance; help plz ... |
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 Where can my fiancee get financial assistance for medical bills? |
| This past weekend, the daughter of my fiancee fell very ill and has been hospitalized. When she is released from the hospital in about three days, we expect the bills to exceed $10,000.00. My fiancee ... |
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 Can you carry a life insurance policy on a family memeber without their permission? |
| We recently found out that our great uncle supposedly has life insurance policies on everyone in the family. We are located in Ohio and we are just concerned with this situation and would like to ... |
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 Is it a law that a company must cover your health insurance for the rest of the month when you quit? |
| I know someone who like to quit their job, but they don't know if the company will terminate their health insurance immediately or not. They can't ask anyone at the company. Is there a law ... |
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 What happens if my jewellery is recovered? |
| I recently had my apartment robbed and all my jewellery taken (mostly sentimental). I want to put this whole thing behind me and just file the insurance papers, but I still have hope that my ... |
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 Can someone tell me how hard it is for a nurse to work for an insurance company? |
| What I would like to know is: Is it very hard to work for the insurance companies that have a nurse on call for their 24 hour nurse line. I have alot of nursing experience and would like to find ... |
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 DECEASED PARENT'S LIFE INSURANCE? |
| My mother died (while still employed) at Allied Signal back in 1970. Today the company is known as Honeywell. I've hit every stone wall there is in trying to research the Life Insurance company ... |
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coolaz_7 | What is an insurance rider? |
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 |
 
jerry
 |
Most insurance companies offer standard policy contracts they give out to all their insureds (or all those who are covered under the policies). Riders are amendments to the policy to make it more specific to the individual, usually having to deal with extra coverages you are paying for that aren't standard or required by the state. |
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Kes
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Melmo has nailed it for you. Another example might be that you own an expensive Steinway concert grand piano but your Home Owners Insurance policy covers only a small part of its value. You may have it appraised and insure it for its full value using a rider on your original policy for an added premium. You can do the same thing with expensive antiques or a large gun collection, etc. |
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Norm
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It is something that is added after the original policy is issued. |
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linkUS
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Riders are additions. An additional inclusion, say some jewelry, would be a rider on your home policy. The rider would then give you the needed protection for the jewelry that is not part of your regular home policy. Oh, and they will cost you, but well worth it. |
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melmo33
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A little something extra added (in most cases you pay for it to be added) to your regular insurance policy.
Example: You have car insurance. You want the rental car in case yours is broken coverage. You add it as a "rider" to your original policy and pay extra for it. |
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