 I am looking for a place online to research and buy life and health direct insurance for me and the family? |
| Anyone aware of a site for this? Is it a good idea. I know life and health are complicated but I think agents make it confusing sometimes...... |
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 Can i cash in my dads check w/ his name on the check??? |
| im already 18(if that has to do w/ anything) and am his son. so, can i cash in my dads check? will it just work to show a proof of ID? the check is around $200. i dont wanna look stupid.... |
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 I'm not sure what kind of health insurance to get? |
| Is it usually best to get health insurance from your employer even if you make low wages? I'm covered under Minnesota Care, health insurance plan offered in MN for people who don't make ... |
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 Insurance...i backed my newly owned/newly insured vehicle into a wall? |
| i filed a claim, not knowing what to do exactly, but i was later told that i shouldn't have filed the claim because the damage isn't going to be too great a cost. i have a 500 deductible, ... |
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 I am a pregnant teen about to deliver and I am on my moms insurance policy.? |
| Once the baby is born will the hospital bill be cover under her insurance or can the baby be covered under the fathers insurance (he will be on the birth certificate and the baby will have his last ... |
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 What are the requirements for car in surance in the usa states? |
| I would like to know what kind of car insurance do you need to have in every state.... |
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 Car insurance renewal? |
| Hi dear friends, I and my wife are foreign nationals in the U.S., my wife is an international student and I am unemployed, as we want to renew our car insurance, we find it very difficult to pay for ... |
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 Health Insurance? |
| I need some advice...okay I will be graduating in May 08 and will begin working at a hospital as an RN and will get health insurance benefits, but as of right now I do not have any insurance. I was ... |
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 Can I be covered under my parent's health insurance if half-time? |
| I'm a senior undergrad student set to graduate in December. Since I'm done with all my requirements I am enrolled half time in school and I begin grad school full time in January. I am ... |
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 Insurance coverage after you leave the job? |
| I had a full time job with insurance benefits..I put my notice in and left my job on the 10th of June..I have a gyno appointment today and I quit this job 2 weeks ago..I heard insurance will continue ... |
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 How exactly does insurance affect our economy? |
| I understand the basics of insurance. That is the transfer of risk. That insurance companies bet on getting more in premiums than they have to pay out in claims. What I'm trying to understand ... |
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 How can I recover accidental death benefit when I don't have access to medical records? |
| I'm the beneficiary of my domestic partner's life insurance/accidental death benefit. My boyfriend died in an accident. The insurance company won't pay out with the medical records, ... |
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 Does this qualify as a pre-exisiting condition? |
| I recently got medical insurance and have not had a physical in years. If the doctors find something and I need treatment, will this be considered a pre-exisiting condition? How do I know that I ... |
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Rennie | What is disability insurance? should i buy it? |
a guy came to our company today and talked about disability insurance, but i'm in good health and athletic. should i have it? |
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hightechchic
 |
If you were hurt and couldn't work, could you pay your bills? If it went on for three months? Or two years?
Most people think that they'd just get social security disability if that happened to them. But the truth is, it's difficult to qualify for social security disability and, even if you do, it takes approximately two years to do so on average.
Disability insurance is designed to replace your income if you got hurt and couldn't work. Typically, it will replace up to 60% of your income (based on what you reported to the IRS in the previous year.) Some is designed to pay a base amount (which won't go away even if you did become eligible for social security disability) plus a benefit that would go away if you became eligible for social security disability.
If you're young and healthy, I suspect you'll find that the coverage is relatively inexpensive as long as you take a 90-120 day elimination period (meaning that you'd have to be unable to work for at least three months before the coverage would kick in.) |
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529s.com
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While only people with dependents need life insurance, almost everyone needs disability insurance. If you are single and die then life insurance is not that important, but if you are single and get hurt who is going to pay the bills? |
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ramon1972pr
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Disability insurance, often called disability income insurance, is a form of insurance that insures the beneficiary's earned income against the risk that disability will make working (and therefore earning) impossible. In other words, it answers the question, "How would I pay for my living expenses if I became unable to work?"
I suggest tto buy a disability coverage. Nobody know when you need it. |
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secret p
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Disability insurance is in case you are in a car wreck and become disabled as a result of it or are in some kind of accident and lose your eyesight, your hearing, a finger, an arm, use of one leg, get the picture? It's a chance you take... Who knows if that would ever happen to you? You would only get paid out a lump sum based on your premiums, they wouldn't pay you every month or anything like that. You could probably get Social Disability if you were out of work from something like the above, I don't think I would pay for that. Rather take out life insurance so that your bills are all covered if you die suddenly. |
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PeaceNow
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If you can afford it, yes, especially if you do a lot of sports, but it is very expensive.
Better to be debt-free and own your home debt-free first. |
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mbrcatz
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How old are you, and do you have any dependents? If you're single, no kids, and in your 20's, there really isn't a need. |
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