 We are buying a house, how do we find out how much the insurance will be.? |
| We are looking at houses to purchase. We know the amount that we will need for the mortgage and the taxes , but I am not sure where to go to find out how much our insurance will be.We want to make ... |
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 What sort of health insurance can a grad student qualify for whose past age 29? |
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i should also mention that the student is not yet working, finishing up school so income is really low-medical costs as far as labs also an issue so for lab work, is ... |
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 How mcuh should my daughter get for her personal injury claim? |
| A little over a year ago, I backed into my 23 month old daughter with the our car. A few months later our car insurance called and offered to settle her claim for $850. We were suprised that my ... |
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 Can I get ROAD TAX without insurance documents? |
Additional Details
Laura924, I will have insurance via online, but no actual document to prove it.... |
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 What recourse do I have with my home owner's insurance provider who added coverage without my consent? |
| Last month I was notified by my mortgage company that my home mortgage payment had increased. After researching it, I discovered that my insurance agent had added an endorsement to my policy two ... |
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 Does taking a life insurance policy help ?? at my age ?? |
| Im only 27 & this person introduced me a Life Insurance Policy (LIC) where il get the benefits only after 15 years & i pay them for 5 years in installments, where in it will benefit only ... |
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 What should you buy with your grandmother's insurance money? |
| Im not being selfish because she died at least year ago.... |
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 I have an HMO health insurance plan for my wife and I. I hear people say bad things about HMO's. Why is this |
| I did some reading but from what I've read the difference is that the doctor get's paid differentlly with an HMO v.s. a PPO. My wife and I are doing well and get treated well.... |
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 Unemployment question? |
| If i worked for 2 companies, basically same hours for each position. Company 1 went bankrupt, so I lost my job, Company 2, I still work for.....but my income went down tremendously!!! Almost 50%. Can ... |
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 Will my Health Insurance sue the father of my baby for pregnancy-related expenses? |
| I am 7 months pregnant, and my partner and I are not married for complicated reasons and will not be married when the baby is born. I recently heard that my insurance company (through my employer) ... |
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 Can i be fired if i am on short term disability.? |
| i am a truck driver and have been taken out of work by the MIDOT and my company has all the paper work to prove this, however they are talking about terminating me because I have been out of work for ... |
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 Cheap health insurance that will cover dental? |
| I need some help. I can no longer work at one of my jobs and my new job wont provide insurance since it is part-time I need help and scared that i cant afford anything. i already cant afford student ... |
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 Im 17.. I need advice on how to go about getting medical insurance for me and my unborn child? |
| Right now i dont have a job because i just moved out of town but i am currently looking very hard, and im about 5 or 6 weeks according to some websites. ( baby center , what to expect) Also, im ... |
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 Is there a GOOD, HONEST, RELIABLE, AFFORDABLE Health Insurance (in TN), that individuals can acquire? |
| I have a job that has an option for health insurance, but the insurance in terrible & expensive. My boss has agreed that if we can find a good health insurance company, that he would be willing ... |
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 Insurance question? |
| When you move in with your boyfriend could you be put on his insurance, or would that only work if you are married?... |
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 What is the best option for personal health insurance? |
| I am recently coming to the end of my COBRA 18 month policy that I took after ending my last job. I am my own boss, and I am wondering how to go about seeing which providers would be a good fit. I ... |
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 Insurance sales / Career questions. I need advice? |
Hi. I am becoming an insurance sales agent. I am concerned because every company promises the world, and none of them really talk about how to get people to ask for what you are offering.
T... |
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 Getting health insurance over the age of 25? |
| How does the law work and what is it called for somebody who is over the age of 25 but still gets their health insurance paid through their parents until their parents die or stop working? Who ... |
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Kara | What is life insurance for? |
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Chris C
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Life insurnace means different things to different people.
Life insurance is to allow you to acheive the goals that you want for after you die. It's there to allow you to make sure your kids get proper care and education. It's there to allow your spouse take time off work to grieve and make sure the family is taken care of. It's there to pay off debts so they aren't left to your family (in the case where you have a joint debt with a spouse, etc). It's there so you can make a charitable donation to help other live a better life. It's there to leave an inheritance to your kids or grandkids or whoever so they can live a better live than you possibly had. It's there as a tax shelter/tax defered saving program (depending where you live). It's there to cover final expenses like funerals. There are also various business reasons for a it, like succession planning or funding buy/sell agreements or making sure that if you die the family doesn't have to sell the family business/farm that has been in the family for decades.
There are ton's of reasons...if you are looking for a reason you need it, maybe give us some details on your personal situation.
Essentially, it's there to allow you to sleep a little better at night in knowning that if something happens to you, you're family will have the financial resources to live as normal a life as possible without you through a lump sum pay out of tax free money. |
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src50
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Primarily, to protect your survivors by replacing your lost income.
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Daybreak
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It is for creating money for your beneficiaries. Why? Because you may leave a family behind or a business partner that needs to go on despite you not being around.
Getting life insurance at a younger age sets lower rates for you cause the chances of you dieing young are minimal.
Terri |
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hadley2120
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Life insurance provides different things to different people.
It depends on your goals for your life insurance.
Permanent life insurance builds Cash value and provides lifetime protection.
Term life insurance provides the most coverage at the lowest cost for a temporary period of time, usually 1-30 years.
Life insurance provides money to your beneficiary if you die while the policy is In Force.
Life insurance provides money to those who rely on you for financial support. Funds can be used for any reason, and are usually paid free from federal income tax.
Basically, life insurance can provide financial security for your family, replacing your income with life insurance proceeds that may be invested, and your family may be able to live off of the returns on their investments.
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Insurance Pickle.com
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When you die you obviously won't be bringing in income for your family. Life Insurance can replace that income. If noone depends on your income then you likely don't need it, but if they do.... |
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mbrcatz
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Life insurance is NOT savings. It's a CRAPPY savings tool, where you lose 90% of your money.
It's for paying out a large sum of money, if you die, for your survivors, to help them with YOUR loss of earnings, if you kick off. |
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JACKIE A
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depending what your policy is and what type it is, it is a way for the beneficiary to receive money when you die. there are two types: universal and term. |
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midclass.citizen
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Compulsory saving for you so that your beneficiary can enjoy after your death.
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