 Where can i get basic cheap travel insurance please? |
| im going on a 19 day cruise and i want insurance to cover personal injury and very little else. im not concerned about the value of the cruise as i didnt have to pay for it. im not concerned even, ... |
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 Car accident? |
| My wife got hit yesterday going thru an intersection. A woman failed to yield and she was hit, spinning her into a 360. The car has been deemed inoperable by both our police department and the body ... |
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 How come 60 million Americans Lack Health Insurance? |
but car insurance is mandatory. Isn't that ironic?
Americans must have car insurance but not health insurance.... |
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 Should I pay a missed appointment fee to a doctor? |
| In April I had a doctors appointment scheduled for a consultation. I drove 40 minutes from my home, one way in order to make the appointment. I also had to take time off from work in order to make ... |
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 My friend is asking a difficult question? |
| My friend is asking a question, his father and mother are healthy now , they are aged about 60 and 55 respectively . currently they dont have any insurence cover , what if something happens suddenly ,... |
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 Can I sue my Insurance Company for failing to notify me that my policy was going to elapse? |
| For many years, I would pay my policy timely after reception of the "Payment Due" notification from the Insurance Company. I just found out that last year they did not send the ... |
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 Do you think I have a chance of employment at the age of 54? |
Have been trying for 8 months now to get a job, but have had no success, could it be my age?
Additional Details
I have a wealth of experience in office procedures, shorthand and IT ... |
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 What happens if the policy owner dies, before the insured person? |
| my husbands mother passed away, and while going through her belongings, we found a life insurance policy on my husband, that has been paid in full. She was the only beneficiary, on that policy, her ... |
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 I got in a car acciednt 5 months ago and my ins company progressive wants an independent doc to look at me? |
| my primary ortho put me out total disability for 6 months and i dont think they wanted to hear that this totally blindsided me when they called i feel that they dont want to pay me my monthly benefit ... |
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 Full Coverage Insurance for financed vehicles ? |
If i get financed for a car, do i have to pay full insurance for that car ? I live in NY.
If yes, any idea how much full coverage would be for an 2004 acura tl ?... |
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 Dad was in accident now we need advice!!?? |
| Ok my dad was in a life threatening accident he's back home now but he can't movie his arm up that much it hurts him badlly beofre the accident he already had a bad back now it may be worse ... |
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 Why should i pay when i got rear ended? |
| 3 car acident 3rd car hit and run. 2nd car does have insurance but they will pay %30 of the whole cost. The insurance claims tht it was not their cliants fault. And why is car insurances are afried ... |
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 At the end of the day, who pays for unemployment? |
| I had a pretty high paying job (for my age) in the restuarant industry and during that time I took a loan out, and a motorcycle payment in addition to my regular bills (car, phone, insurance, rent ... |
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 I injured myself at work. Been on workers comp for 3 months. Got cleared and now find i out i don't..... |
| have a job. What kind of legal action can i take? If i sue, can i just sue to get my job back or what? I live in florida.... |
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 If I have homeowners insurance but my drivers license says another address will they still cover me....? |
yes the property is in my name and so is the insurance
Additional Details
well yea i did have one for both address but the other one was in the ... |
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knodd | What is that thing mean in those life insurance commercials? |
They keep saying your benefits will never decrease and your premium never increase? |
 |
 
Hadley
|
Good question.
It means that the life insurance coverage they are explaining is a form of whole life insurance protection.
The premiums will never increase for your entire life. You'll never have to pay more money than you currently pay for that policy.
The coverage amount remains the same for your entire life. As long as the premiums are paid, your coverage will remain in force.
Also, whole life policies build cash value within the policy which you may take a loan from in the future - you pay yourself back the money into the policy at a specified rate of interest. You're actually paying yourself back. The money grows tax-deferred within the policy. The cash value of the policy is paid to the benficiary upon the insured's death, in addition to the face amount, or death benefit of the whole life insurance policy.
I hope that helps! Take care.
P.S. - If you are interested in whole life insurance protection, take a look at http://www.simplewholelife.com/launch.aspx?refnumber=000002341-035-055&roi=FOIQA-1-750.html |
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Steve R
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It means if you have a 25,000 dollar death benefit, it will always be at that level as long as you pay your premiums. And that your premiums will always be the same amount. |
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frugernity
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The benefit is the death benefit, the amount of money the insured person's heirs will receive when the insured person dies.
The premium is the amount paid to the insurance company each year (or month or whatever).
p.s. I wouldn't put too much stock in Ric Zenbach's response. One of his questions has the word "reguardlessly" in it. |
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flbuffalo01
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As you get older, you are insured for less and pay more per month. The example you gave states these things will not happen with their company. |
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helixburger
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The benefit is small and a few years premiums guarantee them a profit. |
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mcooper06
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It means that the benefits (the amount paid when you die) will never shrink. It also means that your premiums will never go up.
So if you buy a policy for $50,000, it will always be worth $50,000 (some policies adjust the payout up or down over time). If your premium is $50/month, it will be that until you die (also some policies will adjust the premium or monthly payment over your lifetime).
Hope this answers your question. |
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mbrcatz
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It means it's a whole life insurance policy. |
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RÏ© Z£ÑßÅ¢h ™ !
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You are a retard. "What is that thing mean..." Makes no sense. A benefit is something that works in your favor, decrease means less than once was, premium is your payment, increase is the antonym of decrease. You figure it out, there are all of the pieces to your puzzle. I can't get over how dumb people can be sometimes. |
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