I need your help regarding the insurance coverage. Here is my story?
My mother in law works at a grocery retailer and gets medical insurance coverage from the employer. She wants to quit because ...
if i just signed up with them like 1 day ago?
i think i want to go with a different insurance i have AIG now and heard a couple of bad things about them. anyone have any expericence with them?...
I'm looking for a renters insurance company that is not expensive and has knowledgeable and cordial employees. Is not eager to deny claims and has an extensive policy.
Variable Universal Life Insurance Policies (VUL) makes up over 20 percent of the Life Insurance Market. There are so many negatives to VULs. 1) Charges a ridiculously high fee every month. 2) Carries ...
Looking to switch insurance companies. I'm paying 277/mo (6 mo) and currently do not have renter's insurance. I have 2 accidents 2 1/2 years apart. My last accident was in Dec. 2007. My ...
does a child receive their compensation following an accident or is it held in trust until they are 16. The latter was told to me by a neighbour. Additional Details this was a non fault ...
I'm now covered by the employer's health insurance (with dental) plan. After I quit/leave current job, how does this health insurance coverage work? Before I'm hired by other company,...
If it helps... I want to ensure a wedding band and engagement ring and the cost of the two were combined to be $8077.00. I assume that I have to get an appraisal and if so what is the quickest way to ...
I need to get health insurance. I have no job and No income so i have no way to get health insurance. I went to the state to get health insurance and I was not eligable for Medicare. I live with my ...
I was talking to a recently married first time parents couple who find themselves facing a near 18,000 medical expense for their first born daughter who is worth every penny but the bills come out to ...
If you work part-time with no health insurance, can you purchase insurance through your company or purchase your own insurance coverage outside or your company?...
What is the California age limit to disalow dependent on our insurance?
Our son is in college still and our insurance kicked him off. He now has to have open heart surgery. We have gotten him some insurance but it doesn't cover everything like ours did.
its usually up to the company when they purchase the policy, most companies go with age 23 providing that the dependant is a full time student and 19 if they are not. Dependant children do, however, have their own right to COBRA, which extends their coverage for 18 months. After COBRA ends you sometimes have the right to CAL-COBRA which is another 18 months. As soon as all COBRA options are exhausted, you have the right to purchase a private health plan anwhere, called a HIPAA plan. The COBRA laws are regulated by the department of Labor, and the IRS. If you do not elect COBRA, your son will have to get MRMIP (Major Risk insurance) which is not a fun process. Having heart surjury means he is un-insurable for the rest of his life in the private sector, he will either have to get the HIPAA plan, or work somewhere with group insurance benefits. Good luck to you!!! (Sometimes when a child is extremely dependant you can go through a special appeal to keep them on your plan, but it may be very difficult)
ChCh01
It's usually age 24 for full time students. And they should have offered him his own, comparable plan. If he hasn't had a gap in coverage for more than 60 days he should qualify for a guaranteed issued policy under HIPPA. It costs more but generally provides decent coverage. Check with the bigger companies like Blue Shield or Blue Cross. Both have excellent web sites. mylifepath.com (Blue Shield) and bluecrossca.com
ohnoslen
I believe it's 18. When he became an adult.
Doing the Right Thing
i'm guessing you are talking about health insurance? I don't know how your state is governed, but in my state, dependents are covered as long as they are a full time student until age 25.
mbrcatz
You should talk to a California agent to find out. Most states allow dependents on the parents health insurance if they are full time college students under the age of 23, or if they are permanently disabled.
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
