 Why is it that some small companies don't offer health insurance for employees? |
| I work for a successful company but there is only 6 employees in it. Our company doesn't offer any health insurance benefits. why?... |
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 What's required of me to start a business in Insurance? |
I'd like to start a business offering car insurance, but I don't know a great deal about the industry and how it works. Are there any special requirements in order to offer insurance?
<... |
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 Why are insurance companies allowed to take information like sex and age into account? |
| Okay, I am pittyfully unknowledgable about insurance, but it seems like one of the few areas where a company is allowed to descriminate (for want of a better word) based on information like age and ... |
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 Need health Insurance in Illinois, unemployed with preexisting medical condition? |
| need medical coverage asap, have preexisting medical condition, does anybody know if BCBS has a plan or if any plans available through state, or how to apply for public aide. need help welcome your ... |
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 How can I get remibursed for psychic readings/spirtiual help? |
| Am I able to get a tax break on psychic readings or fight with my insurance (work insurance) for a remibursement for some of my expenses on spiritual help via psychics?... |
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 Where can I shop for health insurance? |
| I need to purchase health insurance for my family. Where do I go or who should I call?... |
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 What will happen to my money if any private insurance company bankrupts in india.Will IRDA pay my money? |
| If any private insurance company bankrupts Then whether IRDA will pay the money.This can be possible company is showing false solvency rate for a long time.The solvency rate the company maintains ... |
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 My insurance coverage (through father) ends in 2 weeks. I need insurance and have an existing condition.? |
| I think it is going to be hard and expensive to get covered for health insurance with an pre-existing condition. I looked into Cobra and found that they do not need to cover people with existing ... |
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 I want to buy health insurance .kindly advice ? |
| I am looking to by individual policy i am aged 32 ... |
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 Who offers the cheapest health insurance in the US? ? |
| I currently have Blue Cross Blue Shield but I am sure there are more reasonable health insurance package out there.... |
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| Did you know your insurance company can decide not to pay your claim? |
| You pay for insurance today but never see what was promised until the day there is a claim. You trust the insurance company. But what if it decides to pay less than the claim, or none of the claim? D... |
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 Health insurance for 1 person? |
| I am considering getting a job that does not have health insurance benefits, however they are willing to pay a little bit more so I could get my own. I was wondering what is the cheapest (but best ... |
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 Question about arson and insurance fraud? |
Ok,
I have began investing in real estate. I was speaking to another investor at a REI club and he told me something that shocked me completely. He said that he bought a house for $5000. It was ... |
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 My mom recently passed and DID NOT name a beneficiary.? |
| Her husband cannot be located, He has been gone about a year. Can the children collect as the next beneficiary. In fact Mom indicated in her will what she wanted the children to do with the ... |
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| Do you have to be married to be the beneficiary on a life insurance policy? |
| Does the person listed as beneficiary on a life insurance policy have to be related by blood or marriage?... |
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 Which of two Life Insurance Policys should I keep; which to discard? |
I currently hold two life insurance policies on myself. They are both for the same amount, here are the differences:
Policy #1 costs $68 per month.
It is WHOLE Life, 20 yrs, with C... |
|
 What is an umbrella auto insurance policy? |
| I'm 19 and still live at home. Are my parents still, in any way, liable for my actions? How would this determine whether or not I should get an umbrella? Are umbrellas cheaper? I really don'... |
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 Does this seem like a fair settlement? |
Were rear-ended in our car past April (almost totaled the car).
Daughter (16 @ time) and I had whip-lash plus I had a compressed nerve (tingling both hands).
Started chiropractor & ... |
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bikram | What is the actual meaning of Insurance? |
A explaination of Insurance? |
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bond
 |
INSURANCE financial protection against loss or harm: an arrangement by which a company gives customers financial protection against loss or harm, for example, theft or illness, in return for payment ( premium )
2.a money paid by an insurance company: the sum of money that an insurance company pays or agrees to pay if a specified undesirable event occurs
3.INSURANCE premium: the payment made to obtain insurance • My car insurance has gone up again.
4.INSURANCE insurance business: the commercial business of providing insurance
5.means of protection: an act, measure, or provision that gives protection against some undesirable event or risk
well i deal in icici pru life do tell me if u want to know more |
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mjoyner13
 |
Webster defines it as a guarantee of compensation after a loss. michael defines it as buying a piece of mind. |
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concerned
 |
the idea of insurance is as old as civilization itself. in any community, it is usually the practice to help a family visited by adversity, as by a fire, or the death of a breadwinner. the assistance may be in cash or in kind, with the purpose of alliviating or helping compensate the loss, which is the concept of insurance. insurance is a social device which combines the risk of individuals into groups, using money contributed by the member of the group to pay for losses of its members. it reduces risk by combining a sufficient number of people , making their losses collectively predictable. all units in the combination then share the predictable loss proportionately. |
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Diva
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Transfer of Liablity....simply put |
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C R
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Let's see if I remember:
Insurance is the pooling of homgeneous exposure units to make their losses affordable. |
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psoeffing
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Insurance shifts risk form the policy holder to the insurance company |
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mbrcatz
 |
Exchanging risk - ie, you pay a certain amount of money, and if certain pre-defined things happen, the company compensates you in a pre-defined way.
That's the official answer.
Unofficially, insurance people are professional bookies. You and the insurance company are betting, at the odds set by the company, that something will or will not happen.
People ask me what I do, and I tell them, I'm a professional bookie. They think I'm joking. |
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Peter O
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Here's the thing. When you buy insurance, whether it's home, life, car, critical illness, or disability, it all comes down to the same basic idea. You're betting that something awful is going to happen to you in the duration of a specified time period, and the insurance company is betting that you'll be just fine. In life insurance for example, when you buy a 20 year term life insurance policy, you are making a bet with the insurance company that you will die within 20 years. The insurance company, basing its decision on risk analysis and a few other determining factors, makes the bet that you will live for the next 20 years. |
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