 I had my mp3 player & cash stolen abroad; with no travel insurance, is there a way I can claim for the goods? |
| I have reported the offence to the Police and have a case number. Unfortunately, my travel insurance expired last October. I have tried contacting my credit card provider to see if it will cover me ... |
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 If someone dies...........? |
if someone dies and still owes some money on a car what will the car company do will they come and get the car or will they write it off i am lost at to what to do any suggestions will help
A... |
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 Health Insurance question? Everything I have had done I'm getting fully billed for? |
| I started my job in August 2006. Starting in June 2007 I made my first doctors visit and had blood work. I recieved a reciept thing showing what was paid for, which was everything but my co-pay. W... |
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 If you get into a single car accident and your car is not insured who will passengers sue for injuries? |
| My fiance was in a single car accident with a friend. The friend had no insurance on the car that she was driving. He's trying to sue the insurance company that does not exist. A lawyer has ... |
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 Is it fair that you could owe thousands in medical bills, when illegals get it for free? |
Additional Details
I don't know what state JAYMILLET lives in but I know gor a fact illegals get free medical care here.... |
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| Life Insurance For A Parent? |
| I was very alarmed when my father recently told me hat he had no life insurance. He told me that it wouldn't matter because he is dead. I feel that everyone deserves a proper burial. Should I ... |
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 Can you please help me with this question on probability? |
| an insurance company reckons the probability of an accident occuring during the year is 0.1 for a low risk person and .35 for a high risk person. 25% of the customers are low risk and the rest are ... |
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 Which company has the best *TERM* life insurance quotes for people over 50 ? |
Obviously, people over 50 years old will pay a high premium--but is there a company out there that won't "soak the customer" , and at the same time are a reputable company ?
... |
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 What health insurance is recommended for a single dad with 3 kids, with a budget but have decent coverage? |
| I am a single father of 3 kids and looking for health/dental/vision insurance for my family. We don't really go to the doctor as much but still want decent coverage in case I need to do so. Any ... |
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 I feel down a flight of stairs at work. Is this considered worker's comp? |
| I wasn't seriously injured. i have scrapes and bruises and had x-rays done, but nothing was broken. Is this a worker's comp case?... |
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 HELP ME!! URGENT!? =:( Please!!? |
| I've not had a car for a few days, and I've been driving my grandpas, well he found me a new car, and he's going to buy it for me (I'm going to pay him back) He's going out ... |
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 What happens if your tv license direct debit payment is cancelled? |
| Had trouble with my bank and had to open new account and cancel all my direct debits including tv license does this mean i will have to buy a whole new tv license?? (i am currently on the quartly ... |
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 Can you choose to pay solely with cash instead of using insurance at the doctor's? |
I'm 18 and I need to go the doctor without my parents knowing (without it showing up on the insurance or bill). I have plenty of money to pay but will doctor's agree to do this?
A... |
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 Can an insurance company use the fact that I had an HIV test as the basis for increasing my premiums? |
| I heard through the grapevine that someone from GB was in the U.S. and had a mandatory HIV test. My understanding is that subsequent to the test (and independent of the result - the test was ... |
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 Life insurance? |
my husband and i have been talking about trying for our second child in the next year and i have a question. we are only 21 and make about $60,000/yr.
im wondering about life insurance. i am a ... |
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Andrea A | What is the age limit for a son or daughter to be covered on health insurance? |
Several years ago I recall the news reporting that children could be carried on their parents' health insurance through age 25 without proof that they were a student. My son is a student, but I am still trying to find the law.
Additional Details
I found my answer and the answer is 25. I should have further qualified my question by saying "in Texas."
http://www.texashealthoptions.com/cp/students.html#continue
About half way down, Covering Dependents, Texas Department of Insurance.
COVERING DEPENDENTS
Children and grandchildren covered by a plan as dependents are eligible for dependent health care coverage until the age of 25. State law requires plans to provide comparable coverage for a dependent if the enrolled parent is required to provide medical child support under a court order. The plan may not require the child to live within the service area or to live with the parent….Large-employer plans that include dependent coverage must also provide coverage for children up to age 25. However, except for emergency care and authorized referrals, an HMO plan can require dependent students to return to the plan’s service area to receive health care services. |
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sarah314
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There is no national law, and most states don't have such a law either.
At least one state does have the type of law you are describing...however, even then there are restrictions on that coverage.
For example, in New Jersey, according to state law a dependent can be left on the plan until age 30 if he/she meets certain criteria. Here are the requirements, from New Jersey's Department of Insurance website: http://www.state.nj.us/dobi/dependentsunder30.htm
I thought I recalled hearing about a similar law for West Virginia, but a quick search online didn't turn up anything.
You didn't mention what state you live in, but almost every state has no such law. So, its likely that you're out of luck. The student requirement is up to each employer to negotiate when they establish their benefit plan, and the rules for your benefit plan should be pretty cut and dry. |
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johndoe3214
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There is no such law. It is up to the health insurer. Most employer policies set a limit of 23 (with proof of student) with an unlimited age if your child is completely and totally disabled and needs you as a subscriber for ALL his/her support. |
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Rick B
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It is not a law. Check your insurer's policy. |
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playdoh1986
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It depends on the insurance company. I'm on my dad's insurance until I am 25 as long as I'm a student. And we have to prove that I'm a student each new semester. |
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YE
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I'm insured under my mother's insurance with Cigna and I am 23. I was told that as long as I am under 24 I can continue to be insured under her policy. Other insurances have the same policy as long as you show proof that he/she is in college. There is no "law" that says this, insurance companies have the right to make their own regulations and rules about who or when to insure a person. |
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Pearl
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I think it is 22 years, but it may depend on you health insurance provider. Health insurance and being a student do not change the decision of the insurance company. |
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mbrcatz
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There's no blanket answer. There's no "law". Each insurance company is allowed to make it's own rule.
Generally, most cease when the child turns 19 if he's not in school full time, or 23 if he is in school full time, unless you've got a severely handicapped child (like downs syndrome) who can be kept on your plan forever.
Bottom line - you have to read your policy. |
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Weimaraner Mom
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It's not the law it's usually up to your insurance carrier. My parents were able to insure me as long as I was a full time student they covered me until I was 24 and graduated from college. Once I left school I was off of their policy.
Call your insurance carrier and ask them. |
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[straight] mollyzors [edge]
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I believe it is age 18.
In Maryland, there is a law allowing children to keep their parent's insurance [excluding federal employees'] until 21. |
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