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Additional Details
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 After a taxi taking a U turn collided with my car - I have been offered £450 by my insurer - should I decline? |
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 If I have 20 gold bars, where is the best place to hide them? |
Additional Details
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 If I bought Life insurance for myself today and I died tomorrow, would my family receive the Insurance money? |
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 My parents bought me whole life insurence, when I was in high school. Should I keep it or cash it in? |
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 I need to know if i Get Birth Control from my doctor will my dad be able to tell from the insurance? |
I live in Texas and Have Blue Cross and Blue Sheild.
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 Lame answers? |
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 If the car I am driving is uninsured & I get in an accident & I am not at fault are my damages covered? |
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Question of T | What is the amount you pay before your insurance pays the balance? |
For example, I have to pay the first 50 euros and then the insurance pays the remainder. |
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RUaPaleolib
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deductable |
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I wipe my own @$$
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It's called a deductable. |
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Sal*UK
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Excess |
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Mrs.C
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deductable is the right answer |
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jezbnme
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since you already know the amount you pay (50 euros) am i to assume you want to know how much I pay for my deductible? well that would be 500 usd |
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Kaushik A
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In one word,its definitely 'Policy Excess' |
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alatoruk
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its called an excess |
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nosdda
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This amount should be stipulated on your insurance policy. It is called excess, and this is what you have to pay on any claim you make. |
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Barbie Girl
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hi - in the UK its called Excess, but can also be known as the Deductable
Hope this helps! x |
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wise old sage
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It is called the deductible, it varies with the policy and company. a smaller deductible usually has a bigger premium. |
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lulu
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The excess |
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Rod Mac
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The term you are describing is "Excess" |
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welcome news
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The amount you pay before the insurance pays the balance is known as the 'excess' on the policy.
The excess may or may not apply under different sections of the policy and may be for variable amounts. For instance in motor insurance there is (usually) no excess under the liability section - the insurer pays it all, then there may be a £100 excess for fire/ theft claims, a £250 excess for accidental damage claims and a £60 excess for windscreen claims.
Customers can increase the excesses under some sections and, because the insurance company will pay out even less they will reduce the premium. Please note that a voluntary excess is IN ADDITION TO policy excesses - if you are a young driver you may have a £100 policy excess, a £250 young driver excess so when you take a voluntary excess of £100 the total excess is £450.00. Watch out for internet policies as they ALWAYS have high excesses as standard and may already include a substantial voluntary excess.
Finally. The excess is payable no matter the amount of the claim so don't hink that you will take a high excess as you won't claim for losses up to £500 for instance. If you took a £500 excess in total then if the claim was £1000 you would get £500 only. You should always think about whether you could suddenly find your excess should you make a claim as the discounts you obtain will usually be much less than the amount of the excess. |
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Wobbly
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That depends on the policy, you need to read the small print. |
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