 Will my insurance go up a lot if i fail to stop at a stop sign? |
I just got a ticket for not stopping at a stop sign do u know how much my insurance go up?
Additional Details
i live in cal sac and this is my first ticket will it go up?... |
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 Isn't all cash value policies are term insurance? |
Whether its whole life, universal life, or variable life, when you pay your premiums, your premiums are being paid for two things: 1) Term insurance and 2) Cash value.
At the beginning, ... |
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 I want to take a loan ....and would like to find the surrender value of my parents policy..? |
| we are paying a premium of Rs7015 from past 9 year(starting from 1998) and still we hav to pay this amt of premium till 2012.the maturity value will be 100000Rs,so kindly get me the surrender ... |
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 How to calculate insurance quotations? |
| i want to know how insurance quotations are prepared?is there any software to prepare such quotations?what are the factors to be taken into account to prepare such quotations?... |
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 Is a $500,000 life insurance policy enough? |
| so yeah im 16 but i was jw this has nothing to do with me i just saw an ad on this website advertising a $500,000 life savings plan. would you feel comfortable leaving a spouse and 2 young kids ... |
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 What happens to people with insurance policies if their insurance company goes under? especially those? |
| policies with a cash value like a split dollar policy? if you had one through met life, for example, and they went under, what would happen?... |
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 Car Insurance company is sending check attorney states Medical lien is larger then payout, what are my options |
7 months ago my wife was in a near fatal car accident. She is healing, but will have pretty serious complications for the rest of her life.
This was a one car crash, my wife was cut off by ... |
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 If I,m employed under PAYE and if the company has no work for me to do is it right they don,t have to pay me? |
| I,m employed as a HGV driver on the paye scheme and if the firm has no work for me and I have to wait for work, is it right that I,m not entitled to any pay for my forced time off.... |
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 How do I cash a check addressed to me and a lien holder? |
| My mother died four years ago and we were sent a check for damages to the car and sent on to Nissan. We received a letter in the mail today saying that they sent another check which was never cashed ... |
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 How do I settle with an insurance company for injuries in a car wreck without using an attorney? |
| I was involved in an auto accident last October and have been released from the care of my doctors. I have all of the documentation that I need to submit to the insurance company, but I do not want ... |
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 Typically, when does your health insurance coverage end after losing or quitting your job? |
| I am trying to get in touch with my husband's former employer (surprise surprise they're not answering my messages) to find out how long our coverage will last. But in the meantime I was ... |
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 Auto Insurance? |
| I had a period of one week in this year 2006 where I did not have car Insurance. Becoz my mail got lost and I could not renew it on time. How is this going to affect my history, If I go to get a auto ... |
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| Do I still have health insurance? |
| Is there a period that you still have insurance after you quit the job that was sponsering it. I was paying about three thousnd a year.... |
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BR | What is the annual deductible on health insurance? If it says Family: 5000, what does that mean? |
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james m
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Family $5000 could be the out-of-pocket maximum per family, in additon to the deductble.
Without seeing the policy, it could be that the maximum out-of-pocket per individual would be $2500, plus the deductible, with a maximum of $5000 per family, then 100% copay after the deductible.
It could also be a total combined individual and family deductible of $5000, then 100% copay after the deductible.
Examples:
After your deductible the policy might have 80/20 coinsurance. In other words, in this case, after the deductible, the policy would pay 80% of the next $12,500, and you would be responsible for the 20%, or $2500, per individual, in a calender year, but a maximum of $5000 per family, even if claims are submitted for more than two family members. After the deductible and copay have been met, the policy would pay 100% of the reasonable and customary charges, up to a specified maximum. (Probably $1,000,000 or more.)
The other scenario would be that your policy has a $5000 combined family deductible. That would be the maximum deductible for an individual or combined family. After that is satisfied, the policy might pay 100% of the reasonable and customary charges, up to a specified maximum. (Probably $1,000,000 or more.)
Hope this helps. |
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Don
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This is probably an HSA type of plan where you or any covered member of your family can contribute to part or all of the family deductible. In other words your family's risk is for medical expenses is $5,000 per year, after that the insurance company pays. For more info about HSA's see link below.
Don |
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Insurance Pickle.com
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Well it could be the $5,000. Depending on the plan it may have an individual deductible of $2,500 (for example) and once someone has hit their deductible and the accumulated bills of the other family members hit $5,000 you've hit the deductible (that's how some work anyway). OR, especially if it's an HSA, it could be just one $5,000 deductible that all family members' bills count towards. |
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mbrcatz
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That between everyone in the family, the first $5,000 of medical bills aren't covered. |
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Zefina
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You must pay $5000 per family for covered services before your insurance starts to pay. |
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