 In a car accident that not your fault..? |
ina car accident thats not your fault....does the situation affect your insurance
Additional Details
i was side swiped....idiot broke my side mirror....i have a police report but i dont ... |
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 Hospital Bills/ Insurence Question? |
| My girlfriend broke her neck and she is 20 and a college student on her moms insurence she is getting hospial bills and got a letter from a collection agency today about paying and so on. and she was ... |
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| Can a State Farm Agent release info about my insurance payments to someone who is not on the account? |
| My boyfriend has his car insurance through State Farm and his State Farm agent called his mother about his car insurance and told her that he's behind on it. Can he do that? He's 25 years ... |
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 Have you always payed your house insurance without another quote? |
| I had been with one company for 15 years for my house insurance. Decided to have other quotes this year as I always do with my car insurance.Got the same cover for £100.00 cheaper per annum with ... |
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 How do i get cheap insurance for a BMW? Im 21? |
I have 1 year no claims.
Additional Details
Its a 1 series coupe 120... |
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 Will any life insurance company insure my 75 year old grandfather.? |
| i jsut found out that my grandfather does not have any life insurance to help the family take care of his funeral and other expenses he will leave. I am the wise one in the family and would like to ... |
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 My house burned and i have no insurance. what do i do? |
| I have a rental house. my renters left their dryer on when they left and when they came back a fire had started...which did not burn the house down....but did a lot of damage....lots of smoke......... |
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| If I change car insurance companies to get a lower rate, does that look negative on my record? |
| I could save about $40.00 monthly if I switch companies. I'm just wondering if that will look bad on my credit or if it will have any adverse effects on anything that will be taken into ... |
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 We were robbed in Rome on Tuesday, now insurance co' are trying to wriggle out of paying us. any advice? |
On the metro in Rome on the second day of our holiday we were robbed, my bag, purse, jewellery and a large amount of cash plus my husbands wallet and credit cards
The Insurance company are ... |
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 Want to put dad in life insurance??? |
I want to get life insurance for my father. Will I be the beneficery for him-after he passes away? Also, is a medical check required for this?
Thanks in advance for all of the positive ... |
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 Car insurance!? |
how long before the policy expires does your insurance company send you the delightful letter detailing how much your insurance will cost for the following year!!
im looking around for ... |
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 How many people use the ER as their doctor because they can't afford a private doctor.? |
| What do you do when you earn too much to be on welfare and don't want to be on welfare and not enough to afford medical insurance?... |
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 I just purchased a auto insurance policy a few days ago. Can I cancel and go with another company? |
| At last minute, I had to get auto insurance with Esurance which I hate. But I really had no other choice. Can I cancel with them and go with another company that will give me a better deal?... |
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 Need good advice? |
| So I was in a car accident -other driver's fault-just some rear end damage-approx 3500 worth of damage. My car has now been in the shop almost one month and i keep getting the run around -i ... |
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 Do I have Life Insuarence? |
| How do I find out if i have a policy?... |
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 Health insurance needed? |
| I need health insurance for my husband and myself. I keep getting denied because I had a hip replacement and torn rotor cuff repair. I also take 4 meds daily[hormone replacement. anxiety,bld ... |
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deltonabill | What is the best Child Life Insurance to buy, Term or Whole.? |
Which Company? |
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Phil
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Life insurance is used to replace the income (or in home services) of the person who died. Since your child doesn't support you (or do they), the only coverage you would possibly need is a small policy to cover the cost of a funeral, around 5-10k. And this is if you don't want to have to cover this cost out of pocket in case of death.
If you are looking to give your kid a leg up in their financial future, put the money into a mutual fund for them. |
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Financial JUSTICE
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You don't need individual life insurance on the child. Just add a child rider to your own policy to avoid extra policy fees. If you have a spouse, you should add a spouse rider
Anyway, you only need term insurance with just 10,000 coverage |
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AE N
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It's really a waste of money. |
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Hadley
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The best child life insurance to buy depends on the reasons you want the coverage for your child.
Two leading providers of life insurance for children include Gerber Life and Globe Life. Globe is rated A+ Superior by AM Best for financial strength, and gerber Life is rated A Excellent.
Globe Life offers you up to $30,000 protection for your child with no exam required and you can apply online. You answer a few health questions and start your policy for $1 today.
Life insurance for children may allow them to get additional life insurance when they become an adult. It guarantees them life insurance, even if their health changes or they are unable to buy life insurance at a later date.
To learn more about these options, visit http://www.term-life-online.com/globe-life-vs-gerber-life.html
I hope that helps! Best of luck to you and your family. |
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Insurance
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usually a term policy will do. unless your agent can show a very good return of investment in the whole life plan. If the return is good than you can consider whole life as the cash value can be utilised for his education needs. (Make sure the return is good)
For a child, kindly consider a Medical Insurance that covers hospitalisation and medication. The odd of a child died pre maturely is quite rare. But chances for a child to get medical attention is high.
Get your local agent to recommend a good company |
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laxmi s
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Term is the best , If u indian try life insurances |
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natethenorsk
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You can buy Child Term as a rider to your policy, or get it as group term through work. You'll only need $5k-$20k in coverage to cover final expenses.
However, many children are uninsurable when they become adults, so purchasing up to $100k of permanent coverage may be a good idea, and a nice gift to pass to them when they reach majority. They may have several thousand in equity built up by the age of 18. |
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mbrcatz
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Well, I don't personally believe in insuring children. But Whole life is the most expensive way to go, for the least coverage.
Establish the goal first. Is the goal having money for a funeral? Or is the goal establishing permanent life insurance? Or is the goal having it just to say you have it??
THen find the cheapest product from an A rated carrier to fit the goal. As long as the carrier is A rated, you can shop by price & features. |
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Eric D
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As one other poster noted, your child has no income, so there is little need to insure their life unless you just want to make sure funeral cost would be covered. More likely, you need additional life insurance for YOU to see that the child is taken care of if you die. |
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HotRiverMama
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A small whole life policy (25k or 50k) with a GIO option (guaranteed insurability option). That means the company has to offer the insured more insurance at specified ages. This is a great option in case the insured/child becomes uninsurable due to disease or illness. Buying this policy while they are young will only run around $12-20 a month and when they are old enough you can give ownership to them and they can take over the payments. You'll never regret having this policy. If, God forbid, something would happen you would have money for final expenses or possible medical expenses. The bright side: buying young gives the policy a lot of time to build cash values so that when the go to college, buy a first car, need money for a downpayment they can loan against the policy. I have one for my son and have never regretted the decision to purchase it.
State Farm has local agents and reasonable rates. They are also very financially strong and consistently receive A+ ratings.in the insurance mags. Do your research and don't buy from some fly by night internet company! |
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