 Good or Bad Idea about car insurance: I am a broke college student with a $200 car payment a month.........? |
| I am a broke college student with a $200 a month car payment. My monthly insurance is $240. So every month I am paying almost $450 for a car plus full coverage.And that is with a deductible of $500... |
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 What do you do when Insurance pay out is not enough? |
| We had a lightening strike and lost our tv, the insurance are willing to pay out but the tv they are offering us is no where near the price that we paid for ours (albeit several years ago) and is not ... |
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 Claims or underwriting, which one has better career prospects and job availability? |
| I am abit confused as to what area to go into, claims or underwriting. I have a background in law and I am really interested in the insurance field. I am looking to getting into a field that provides ... |
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 Do we have a lawsuit? |
| my husband is "sub contracted" by my father, basically for tax reasons. He uses all my fathers equipment and does all my dads ***** work basically. he does not do anything on his own time ... |
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 Question about Social Security, Medicare, Insurance? |
| I presently work, and have Medicare Part A. I have Blue Cross Blue Shield through my company and pay about $320.00 per month, my company also pays $320.00 per month. $640.00 per month is excessive. W... |
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 If my ins co got wind that i have a younger brother in the house, and I went with another company? |
| Ok... Stupid me, trying to be nice and help my younger brother out... I did a "what if" quote with my insurance company and since he lives in the same house, they automatically put him on ... |
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 In New York, does a VEHICLE have to be insured or does the driver need to have insurance? |
| I just turned 18 and my parent's insurance company is making a great effort to add my name onto their plan (and almost double the premium). I know in New York, you MUST have insurance to drive, ... |
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 How can I get my HMO to pay my Medical Bills? |
| Hired at a hospital with Medical Coverage. The insurance is Blue Cross Adminstrators They Have not paid my Medical Bills which total over $5000. They ask me to fill out a form of previous coverage ... |
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 Life insurance policy ? |
| my father died in 2002 while i was in my freshman year of college. i just found out my sister who was 13 at the time just got $14,000 back from his policy and my brother who was 17 at the time got 900... |
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 Can my husband & I both carry health insurance cov. thru work? |
| My questions is I guess...Can you have two health insurance coverages for the same people? Like if I got health insurance coverage through work on me & my husband and family and then he did the ... |
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 Individual short term disability insurance for maternity leave? LOTS OF ANSWERS PLEASE!? |
| My employer does not offer short term disability insurance. Anybody know of good insurance companies that offer INDIVIDUAL short term disability insurance? I want to purchase own, personal ... |
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| What car insurance company is affordable for a student with a part time job with a fair amount of pay? |
Additional Details
Im a student who is looking to get off my parents insurance and is wondering if there is a good insurance company for students that dont have alot of money to play ... |
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 My mom is fighting with social security and the life insurance. please help? |
| i live in ohio. my mom does not have enough money to pay for a lawyer but life insurance and my dads work is dicking around with the life insurance and social security is also dicking around paying ... |
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 Life insurance policy that covers whether the policy holder lives or dies is? |
A life insurance policy that pays whether the policyholder lives or dies is called??
Im trying to find out good insurance, and figure out what they all mean.
Thank you!!
Additional D... |
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 When a person elects to take COBRA, is the check made out to your former employer or the insurance company? |
| I am starting a new job and will not have benefits until January 26. I have to pay COBRA for health benefits that being on December 1 but the office manager did not tell me whom to make out the ... |
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 Help! Pregnant with no insurance!? |
| Hi, i'm 21, from VA and pregnant with my first child. I'm guessing I'm right around 5 weeks and my first prenatal visit is May 20. I'm getting married this summer and super ... |
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paladin5150 | What is the best business to run within my insurance agency? |
I have an independant insurance agency in Arkansas and would like additional sources of income. What business would be profitable and co-exist smoothly together? |
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oldcorps1947
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The problem I see in your field is that the internet sales of auto and home insurance is rapidly replacing insurance agents. Maybe consider real estate brokerage( a broker can have their own agency and the agents do all the leg work), college loan brokerage, brokerage of prepaid funeral services, brokerage of dental/vision care insurance, farm crop insurance, general liability insurance, brokerage of tax preparation(you get the clients, someone else prepares the returns), or consider learning finanical planning and becoming certifiated CFP(however this field is rapidly becoming overloaded. . |
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mvm
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Independent insurance sales is a challenging field, isn't it?
Have you considered financial planning? As you write financial plans for people, it often points out insurance needs in their portfolios.
You could also expand into brokerage products.....get your Series 7, so that you can sell stocks, bonds, mutual funds, etc. This will give you the ability to deal with your clients' entire financial picture, rather than just their "insurance" needs.
Not really a "quick" fix, but a longer range career expansion. |
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butch
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if you cater to farmers - crop insurance |
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tel
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Please try www.jointalkfusion.com/1001410 for a work at home opportunity .I have a family, and i find this works for me.I have a church minister rodger, from crestview south florida amongst my group, and we all work together to build up the business and make money.Please have a look, and feel free to contact me at telmealing@yahoo.co.uk, or you can skype me at telmealing.My profile is also on yahoo.
Best wishes
Terry Mealing |
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mbrcatz
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Premium financing. A lot of premium finance companies make arrangements to kick back some of the interest to the originating agency. |
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Insurance MAN
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I'd agree with the premium financing answer. You can often see pretty decent returns from finance comopanies. Just please dont become one of those hospital indemnity and travel insurance sliders, that sticks their clients with a 39% APR and gives all insurance agents a bad name. Unfortunatley they still exist and make us ethical agents look bad.
Another idea is property management. Depending on the laws in AR, i'm sure you insure investment properties for clients, what about managing their properties for them? normally that requires marketing, lease agreements, collecting rent and coordinating repairs. you get a percentage right off the top of the rent. Just an idea. |
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Sue
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In my current agency, there is a department of financial advisors that go along with life & health insurance. In my last agency, they used to do taxes. I have also seen real estate offices with insurance offices but usually they work out of a different location but have the same owner. |
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