I worked as a salaried manager and paid for additional insurance. I was worngfully terminated due to workers comp. I never received anything from employer regarding life insurance policy I had paid ...
I had an insurance agent named "Joe". He was always friendly when I came in to pay my bill. For several months I went in to make a payment and Joe was not there. I would ask about him ...
I was in this accident which was the fault of the other driver. My er bill was over $37,000 and now her insurance company is saying that is all they can pay due to some limit. I do not have under ...
i have just received notification that my health insurance premium will drastically increase in 2009. i am self employed, so im not part of a group plan. ive checked quotes on the web to compare to ...
I am trying to figure out the best way to find out information from an accident settlement from many years ago for my friend. Her daughter was about 2 years old and got hit by a car, and there was ...
I am trying to get added onto my bf's health insurance and his HR Department is requiring him to get a notarized letter proving that we live together....
Can someone please explain to me why anyone would pay for a life insurance policy (let's say a "guaranteed" whole life policy for simplicity) starting at age 40 and then find out after ...
I recently decorated my front room and moved the television into the kitchen onto my old kitchen table, The table leg broke with the weight dropped the tv and smashed the front screen, i rang my ...
IM a US ARMY Retired,I was retired due to disability.I been looking for a life insurance but nobody approve me because IM high risk.....can somebody help me?...
I am 33 and I'm pretty sure that I want to get term life insurance. I have a wife and 2 kids. It's affordable. I'm in good health. My question is should I get a 15 yr plan or 20 yr ...
I bought a condo and the outside structure is covered by an insurance policy which is paid for thru monthly maintenance. What additional insurance do I need to buy to cover the rest of my stuff? W...
The social worker is telling my retired mom (nearly 65) to deplete her IRA (her only savings) to pay for very expensive home health care (has no insurance and doesn't qualify because she is ...
Would you be left on the step or would you be treated? Just wondering... Additional Details Thanks guys!! 'Ontario Insurance Broker' would you mail me at 'made_in_...
I've sold a ton of annuities over the past 14 years. And there are many different types. If you're looking for fixed guarantees, then go with the company that pays the highest rate. Likewise if you're shopping for an immediate annuity that pays you for life.
But if you're looking for a Variable Annuity, which allows you to pick from some separate accounts (like mutual funds), then you should look for one with some low cost safety features. (Guaranteed Principal, guaranteed income, etc.) Also, all the carriers now have products that have NO SURRENDER FEES. Don't let your Advisor tell you you have to lock up for 3 or 4 years, or even 5 or 7 years. They only want you to do that to earn higher commissions.
ryan c
that is going to depend on you. every company has different products that vary greatly. shop around for your needs. higher interest rate on your money vs. years for surrender charge vs. surrender free window percentage.
Gail O
Goliath
cassie
GE has some good rates right now.
thepenpal
Allstate
Doing the Right Thing
Travelers, which is currently owned by Metlife.
swede700
It depends upon what type of annuity you're looking for. There are fixed annuities and variable annuities. It's dependent upon your age which type you would want to get. I used to work in the annuities department at Symetra Financial, so I'm kind of biased towards them, because they are generally fair and good to do business with. They aren't a large insurance carrier, so they will show you more attention than a larger carrier, such as Travelers (which merged with St. Paul, and is NOT owned by MetLife).
Gordon C
You need to deal with a licensed representative. I work with several companies which will give you 10% of the amount you put into your annuity up front. They also garentee that you will always be able to keep the balance in your account equal to the money you invest. If the market does well you will be able to share in the gains of the market, but if it does poorly you will not lose money. You can write me at gordoncornell@sbcglobal.net if you have any more questions.