 Who is responsible to pay the extra? |
My partner and his brother have just done a job for someone through insurance. There was a lot of burnt conifers and gardening work to be done.
He gave them an estimate for ex amount of ... |
|
 Insurance Agents: is there such thing as free life insurance? |
This is the second year that my father in law gets free life insurance for up to $1,000,000.00 Dlls from a company called
"National Western Life Insurance Company"
A Stock Company<... |
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 How do I file a formal complaint against an insurance company's agent whom hosed me over? Based in California |
| I would like to file a formal complaint with the State of California against an insurance agent & broker whom screwed me on my health insurance.... |
|
 Lost wedding ring 2 yrs ago, ins. pd me, bought new one, now I found old ring. Do I give ring or cash back ? |
| Claim was with State Farm - do i give them back $4000 cash or the old ring. I don't really want it anymore since I bought a new one with the claim money. Anyone have experience with this before I... |
|
 I Have Been In A car Accident and the Insurance not want to pay All-State Insurance? |
Bodily injury / Which My Leg was Broken into three parts above my knee and below my hip.
I have been in bed for the atlist more than three months.
And The only thing ALL-STATE I... |
|
 HELP!! Second home insurance problem. Primary is in Florida...second is in Idaho--where to go for insurance? |
| I'm told by the company who covers my primary here in Florida that I need someone in Idaho to issue this policy...and I'm told my the person in Idaho that I need to have someone here in F... |
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 Insurance Help? |
| My mom's age is 49 yrs & my Dad's 56 yrs.Pl advise which medical plan is most suitable for them.Preferably Cashless Holspitalisation or a joint plan for both of them where I pay just 1 ... |
|
 Homeowners Insurance? |
| How long after the accident do you have to file a claim? I'd appreciate if you knew the answer to State Farm's Homeowners policy, but any will do. Thanks.... |
|
 I have had Brain Surgery and I have had an Organ Transplant within a 5 year period. Am I eligible for any? |
Governmental assistance?
Additional Details
I am male (white). Had a Hemorragic Stroke. Live in
the USA.... |
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 If i'm financing my car and it get totaled do they give me the value of it and i have gap to cover the rest,a |
| and i was not fault it was the other driver will they give me money to get another car, did i just told a lost and out of a vehicle.... |
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 My father is terminally ill, can I still purchase life insurance for him? |
| My father has been diagnosed with terminal cancer, he is 76 years old. Can I still purchase life insurance for him to cover for his funeral and any other costs incurred after he has passed?... |
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 How important is health insurance for me/us? |
| i am a little iritated right now. my fiance and i me 23yrs and him 22yrs dont have health insurance. he has major from his family business but that is it. my dad is worried that i am not on any ... |
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 My health insurance company over paid me $66,667.83 over the past 4 years. Why do I have to pay it back? |
| I called the insurance company 4 years ago and told them they were paying me to much. I called three times & spoke with three different people. They all said I was getting the right amount. I ... |
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 Who does the rating in insurance products. the agency or the carrier? |
as far as the process of quoting, binding, issuing, etc
where does that happen? the agency or does the carrier do it and the agency just as a front end?
Additional Details
what ... |
|
 When are you allowed to collect insurance on a peice of jewelry? |
| I plan on giving a very expensive diamond bracelet back to the person who gave it to me. I have paid insurance on this piece for about four years now, and I want to claim insurance on it.... |
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 Do Life Insurance policies grow year by year? How do they work? |
| If I wanted to get one for myself, my whole family has one for themselves, and my partner has one for himself, would money automatically go into it from my paycheck? And do they grow year by year as ... |
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tak3032 | What is the best company to buy term life insurance? |
I'm trying to find a company to purchase term life insurance. I want a good brand and not some scam. Thanks to anyone that replies. |
 |
 
Rob D
|
Any company having solid financial ratings (I recommend AM Best A+ or higher) is fine, as long as you are certain you'll only need term. Keep in mind that as your life situation changes, term may not be the entire answer. You need to consult with a financial advisor to determine the best solutions to your current situation, while keeping options open for the future. The key here is to do a proper analysis, and to ensure that the term you buy has adequate conversion options to secure your future insurability. The couple of bucks a month you'll save price-shopping term isn't worth risking your family's financial future. |
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Hadley
|
Here's a list of some of the best term life insurance companies and their financial strength ratings from A.M. best.
These companies offer quality term life insurance at affordable rates.
Top Term Life Insurance Companies
HSBC - A+ rated by A.M. Best - Buy up to $250,000 Term Life Insurance Online in Minutes with No Medical Exam.
New York Life - A++ rated
Nationwide - A+ rated
Globe Life Insurance Company - A+ rated
Allstate - A+ rated
Prudential Life Insurance - A+ rated
Liberty Mutual - A rated
Farmers - A rated
State Farm - A++ rated
AAA Life Insurance - A- rated
Metropolitan (MetLife) - A+ rated
Northwestern Mutual - A++ rated
AIG - A++ rated
Liberty National - A+ rated
Mutual of Omaha - A rated
Country Insurance - A+ rated
MEGA Health and Life - A- rated
American Family - A+ rated
RBC Insurance - A rated
I hope that helps! Best of luck to you.
P.S. - You can visit the link below to learn more and request a free quote. |
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Byron Udell
 |
There are a number of ways in which to evaluate the financial strength, performance, and integrity of a life insurance company. I suggest that you require the life insurance company that you purchase a policy from to have a rating of A, A+, or A++ by A. M. Best, the country's most recognized insurance company rating organization.
These letter grade ratings are not warranties of an insurer's current or future ability to meet its contractual obligation, but rather opinions based on the available facts about each life insurance company. |
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jlvanderwerff
 |
That's awesome to hear that you want to buy Term Insurance. I would try Primerica along with your other choices just to keep your options open. Primerica is a part of Citibank, Citifinancial, Citigroup, Smith Barney and Banamex. With all of these subsudary companies, wouldn't you trust a company with that kind of status? |
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cincai1234
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MAA(malaysia assurance alliance) which is malaysia insurance company and offer a great insurance to you,,one of the term life insurance name Teras Malaysia which really cheap and pretection and coverage is really big,,examples i buy this insurance for MYR 98.75 for sum insured MYR 100,000,,,if i die for accident then my mother will get MYR 200,000,, and if i die natural,,then my mum will get MYR100,000... this is really big coverage in malaysia,,and also u can get back the money u put.. MYR 98.75 for 30 years..after 30 years i get back MYR35,550
..its really unbelieveable right? |
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mbrcatz
 |
Contact a local, independent agent to get 5-10 quotes IN YOUR AREA. Not all companies write insurance in all states.
As long as your carrier is A rated, it's going to be pretty good. Going with a local agent, well, it's much harder to get appointed, if you're a local agent, so you know there's some credibility behind it. On the internet, who knows who you're getting? |
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Judith S
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I have Primerica term insurance. My adult children now do too. It's cheap and cheerful and the agent is a great guy.
Take care that you only buy what you need. Since your responsibilities decrease as you age (your mortgage gets paid down and your kids leave home), likely your insurance needs should, too.
Primerica used to (and may still very well do) market a product where the coverage started out high and decreased over time. As a result the premiums also decreased over time.
Because of our age, we didn't get that package, but our children have since they are starting out in life. The amount of income that would be needed to support a family is quite high should there be one less income earner. |
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The Rabbi
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The only life insurance company I have ever heard negatives about is Primeamerica's techniques. Strange.
All the other companies are the same. Got to a life ins site and request quotes and take the lowest. |
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meet
 |
Hi its nice to see that u r really intresting in insurance so i u go for brand the trustable name is LIC of India and i am an indurance cunsultant in it. If u need to get some help or kind of business please contact without hesitation
my email add. is sum_cancerian@yahoo.com |
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