 Were can I find a life insurace? |
| IM a US ARMY Retired,I was retired due to disability.I been looking for a life insurance but nobody approve me because IM high risk.....can somebody help me?... |
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 What type of Life Insurance Should I get? |
| I am 33 and I'm pretty sure that I want to get term life insurance. I have a wife and 2 kids. It's affordable. I'm in good health. My question is should I get a 15 yr plan or 20 yr ... |
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 Homeowner's vs Contents Insurance? What's the difference? |
| I bought a condo and the outside structure is covered by an insurance policy which is paid for thru monthly maintenance. What additional insurance do I need to buy to cover the rest of my stuff? W... |
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 Life Insurance? |
| If someone has life insurance and also has a home mortgage, does the life insurance goes to the mortgage?... |
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 Can hospital discharge you if you have a small IRA? |
| The social worker is telling my retired mom (nearly 65) to deplete her IRA (her only savings) to pay for very expensive home health care (has no insurance and doesn't qualify because she is ... |
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 What happens if you fall ill in Canada with no travel insurance? |
Would you be left on the step or would you be treated? Just wondering...
Additional Details
Thanks guys!! 'Ontario Insurance Broker' would you mail me at 'made_in_... |
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 How much do you pay annually for health insurance? |
| Assuming you aren't provided it by your employer or are self-employed.... |
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 Confront Boss????? |
| I work for an insurance services. The office is just me and my boss. My boss wants to sell her business she stated in an email to another broker she wants to sell by June 1st. I found out because I ... |
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 I got a speeding ticket, but don't have insurance? |
| ok...i do not have insurance...i am not on my moms insurance...i was driving my boyfriends car...any ways...what should i do? i was thinking about getting an attorney to remove everything, or should ... |
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| When you buy something online..? |
| Should you get shipping insurance or is it just a waste of money?... |
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 What recourse do I have after being poorly rated for life insurance coverage (e.g. high rates)? |
| If I re-apply, is there a database that another insurance company can see that reveals the results of a prior application? Does the life insurance co. have access to any and all medical records, or ... |
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 If a credit card holder dies in a sudden accident, then is the family responsible to pay off the dues ? |
| The card is an insurred card and the premium was being paid regularly. Inspite of furnishing all necessary notarised documents, neither do the banks nor does the insurance company is working on it. <... |
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 My husband is trying to add my son (his stepson) to his health insurance plan? |
| I already have my son on my policy from my job. My husband was trying to add my son to his family plan at the same time he added me right after we were married, but my husbands HR director wouldn... |
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 What do you do when you have a totaled vechile and you are still making payments on and your ins. wont pay? |
| Please help i dont know what to do my insurance company is refusing to pay because my sister in law did no hava a current licences . and i can not sell it because we have 2 more years to pay it of. ... |
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 How Do I Get Insurance for a Married Teen Couple? |
Hello,
How do I get health and life insurance for a married teen couple?... |
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 Life insurance question? |
| Y do insurance companies call it life insurance? aint like we can insure our life and decide when we wanna die. it should be called death insurance since we cant use it until after we die. even then ... |
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brandilou | What is the best health insurance for a 25 yr old married couple? |
My husband and I are looking for health insurance. I grew up on Blue Cross Blue Shield but I don't know if that is an A rated company or not. Also, what benefits should I look for, what kind of deductible and what kind of q's should I ask? |
 |
 
Rick
|
As a 25 year old married couple you need to ask yourself a few questions:
1) Are you planning on having children? If so, you want to make sure that the plan you select has maternity coverage. Most straight PPO Indivdiual/Family plans do not offer Maternity Coverage that is reasonable. Depending on your area Blue Cross may offer an HMO based plan that does cover maternity. Be aware - most individual plans that cover maternity have a wait period before the pregnancy will be a covered benefit.
2) You may also want to look at an Health Savings Account (HSA) Qualified plan. Being so young, they afford you a great way to save (tax free) for future medical expenses. Also, because you are young, chances are you will not incur any huge medical expenses - so dont pay the huge premiums for a benefit rich co-pay plan - you will be able to save the premium difference between an HSA Plan and a traditional plan into you your HSA.
3) If you are self-employed - make sure you look for a plan that covers on the job accidents - some plans exclude this coverage, so be sure to ask for a Sample Policy Cert before signing up for any policy
4) Use a local independent agent - they have the most knowledge on the plans that are available in your area.
Hope this helps and good luck! |
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dhara s
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hi check this link its good
http://insurancess.notlong.com
. |
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darnell s
|
bluecross blue sheild is the bomb |
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Mary O
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Blue Cross/Blue Shield
we have a 200.00 deductible per year per person.with a 20 co pay, and we have medco for prescriptions |
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bingobum
 |
blue cross and blue shield, most doctors and hospitals take them |
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mbrcatz
|
Yes, BCBS is A rated. You can always check with AM Best.
If you're getting it through your employer, you probably don't have many options. If you're buying a private policy, it's likely to cost you about $250 a month, each.
If you're relatively healthy, it's probably worth it to take a higher deductible in exchange for a significantly lower monthly premium - RUN THE NUMBERS before you buy.
Make SURE you buy from a licensed agent IN YOUR AREA. A great price on health insurance means NOTHING if you have to drive 200 miles to see an in network doctor.
And lastly, I'm sure you'll get lots of offers from this posting, for "health discount plans". They are a scam. Or rather, the vast majority of people you try to use them, hate them. Very few providers take them, despite what the salesperson says. Plus, 60% off a $100,000 hospital bill STILL leaves you with $40,000 out of pocket. OUCH!! |
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What, what, what??
 |
Usually it is up to the company that you work for, that offers the insurance..and who they go through or offer (sometimes large companies/government agencies offer serveral to choose from). It also depends on where you are from. Blue Cross Blue Shield is OK...I like CDPHP over BCBS--but they are peculiar to my area. Your employer should supply you with information (especially if you have the choice of more than one to choose from) that lists deductables, how much per month will be paid out and what they will cover. |
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sanbox69
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the one that is afordable and your doctors accept |
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Mark Asbell
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go to www.zanderins.com
I'm 29 and my wife and I just went through this process. This site has the best quotes available from multiple companies and it is a fairly simple process. |
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