 Which of my 4 medical conditions cause me to have high premiums? |
I do not have health insurance available at my place of employment and have to pay $470 per month for a high deductible, bare-bones policy.
I am a 48-year-old female living with depression, S... |
|
 Why is it that all americans can not have health insurance? |
| http://www.msnbc.msn.com I was reading this and thought I should ask this question. I know it's a big money maker with the HMO's. But why is this not being changed?... |
|
 I am 25 years old, and I work as an insurance sales rep... Is my pay to low? Am I being cheated? |
| I only get paid $9.00/hr, I am supposed to work 40 hours a week, but due to being a single mother, and having 2 sick kids, I average about 30-35..... I used up all my paid sick days in the 1st month ... |
|
 Having a baby with no medical insurance? |
About a month and a half ago I got a new job as a temp-hire. It can take 3 months to 2 years to get hired on. Last week I found out that I'm pregnant; I have no medical benefits at all.
... |
|
 What should I look for or be wary of when choosing life insurance policies? |
| What is this about critical illness? I am in my 20s and no significant medical history, but there is a family history of heart disease and late onset diabetes.... |
|
 I have a medical bill I don't think I should pay. |
| Almost a year ago I had a medical procedure which required a biopsy. The biopsied tissue was sent to the pathology lab. Without my knowledge or the knowledge of the doctor who took the biopsy, the ... |
|
 Why is health insurance so incredibly expensive? |
I am 32 years old with high blood pressure and obesity. I just started a new job (a small employer- only 3-4 employees), and we all desperately need health insurance.
Kaiser wants to ... |
|
| Are insurance policies on loans and credit cards todays biggest financial scam? |
| I just realised the insurance I pay on one of my credit cards actually covers them all, that the loan protection is a ridiculously over-inflated one, lumped onto my loan so that I pay more interest, ... |
|
 Why is there no animal/pet insurance? |
Sending a pet to a veterinarian can cost lots of money and there is no insurance for pets. My dog had surgery done and it cost about $2000!! Plus he needed some meds too.. another $100/month.
D... |
|
| Who's a good Life insurance company? |
| I'm looking for Life Insurance Company that doesn't require health exam for my husband. He's a tabacco user "Copenhagen Long-cut but a non-smoker". We are looking to get a ... |
|
 What do I need to know about buying life insurance? |
Additional Details
How do you know if an agent is reputable?... |
|
 Term Life Insurance vs. Whole Life Insurance?? |
| I have heard many arguments, can you guys give me some input please? I have been told that whole life is a ripoff, but I need some examples. T... |
|
 My mother just passed away with a 300,000 life insurance policy? |
I am the beneficiary and live in massachusetts... will i have to pay taxes on this money?
also, any investment ideas i should think about with this money?... |
|
 How can I insure a bright future for myself when i am only a kid? |
| I'm in middle school and wondering how can i get that dream job that pays a lot or that big scholarship. Want to know whats really out there in the world when i leave the providing guardians and ... |
|
|  |
sreshti | What is the best insurence policy for 3 year old baby.Note that i'm not required any tax benifits.? |
|
 |
 
Narkhed
 |
LIC. |
|
toknowmore
 |
Go for LIC's Komal Jeevan. The only policy with guaranteed addition of Rs.75/- per Rs.1000 Sum Assured per annum.For example if you take a policy for a sum assured of Rs.1,00,000,
you have to pay premiums upto the age of 18 of the child and at the end of age 18 and 20 you will get Rs.20,0000 each and at the end of ages 22 and 24 you will get Rs.30,000 each and at the end of age 26 you will get the guaranteed addition plus loyalty addition. this will be very much helpful for the child's higher studies. And the returns or guaranteed without any risk of low returns
good luck
pnkmurthy@yahoo.com
http://www.geocities.com/pnkmurthy/lic.html |
|
pandu
|
do you heard lic's childrens education plan that is better for you baby |
|
Shreeniwas Gadiyar
 |
Insurance is required to be taken primarily for loss of income in case of premature death of earning member of family. It is the earning member of the family who should be insured and not the non-earning.
To create great wealth for your child at age 16 look at systematic investment plan of Mutual Fund.
As far as insurance is concerned cover the earning members of your family with a pure risk cover - term insurance - of atleast 25 lacs each. |
|
balaji v
|
Your question can be answered in two ways.
First, the insurance is on your name but aimed at child's future. LIC's Jeevan Chaya, Jeevan Anurag (last year bonus was hiked by 25%)can ensure a regular flow of funds three years before maturity coinciding with child's educational requirements. It ensures payment of sum assured in case of child missing you during the term of policy, further premium waived against the policy and payment of funds for your child's future plans.
second case is to take a policy on your child's name itself, in which case plans like Komal Jeevan with guaranteed addition of Rs.75/ thousand per year, Child Career, Child Future, (which ensures a regular fund flow for six years, can start from 18 years of age, at the earliest). Jeevan Tarang is another fantastic option as a life time gift for your young child, who will get regular guaranteed benefit from LIC for life time. Bottom line is, All the benefits narrated above are guaranteed, in either case you are benefited, interest is fully protected.For any clarification and counselling please mail question to vbalajitry@yahoo.co.in |
|
akhi_234
 |
there are many children plans available like aviva's plan,but u have to understand one thing that these policies are very expensive due to inbuilt waiver of premium rider . due to this ,the returns on these policies are lower in comparison of other insurance policies, & very low in comparison of mutual funds. So,now u have to decide a whether u would like to go for a children plan or a ulip.though its better to go for a normal ulip as u can generate higher returns on the same amount premium. |
|
vito_deep
|
information about health insurance
http://www.easyresources.blogspot.com/ |
|
satheesh
 |
In short you want to cover your life risk so that your child's future will be secure. So it is your life to be covered. what ever happens to you will not financially affect your child. you can take a pure term life policy from any company after getting a quote from several companies and go for the cheapest. And save the balance money on a regular basis in bank /post office/mutual funds and in selected shares. Whatever the policy you choose you will have to loose a portion of it towards various charges and only the balance is gone towards the investment part. If you still want to take one the reliance child plan is ok. which gives the sum assured in 4 equal instalments at the 18th,19th 20th and 21st year of your child. if something happens to you before that another sum assured will be paid immedeately and the future premium is also waived. again you can add critical illness and other such riders to this policy. since it is a recurring investment of 15 years and more do some homework and invest. |
|
SIG
 |
TRY ICICI or ING |
|
lokendra_ramola
|
ther is always three thing v keep in mind for child plan 1 is feature 2 fund prformance and fund value 3.is very important what if u not there.........vt.............family benefit also wanna answer call 09873916921. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 18 minutes(s) ago
| | | |
12 | 29 minutes(s) ago
| | | |
12 | 45 minutes(s) ago
| | | |
12 | 2 hour(s) ago
| | | |
12 | 7 hour(s) ago
| | | |
11 | 8 hour(s) ago
| | | |
12 | 1 day(s) ago
| | | |
10 | 2 day(s) ago
| | | |
12 | 3 day(s) ago
| | | |
12 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
