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Additional Details
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Nayankumar S | What is the best life insurance policy in india? |
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 |
 
uc
 |
according to the economics the best is endowment plan policies.... |
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freekinguy4u
|
check on jeevan shree although its not the original jeevan shree as launched in early 99's but still is one of the best if you fall into the age braket of less than 32yrs |
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lee
 |
jeevan saral is the best policy.it is a unique plan which offers the best features of a conventional plan and a unit linked plan in one product itself. instead of starting with sum assured you start by deciding how much premium you want to invest.A lot of guarantee. Asmooth return over the term .A lot of flexibility. YOU HAVE TO DECIDE PREMIUM AND MODE,TERM.NO SURRENDER PENALTY AFTER 5 YEARS.it is a flexible plan we call it as ATM(any time money) |
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cnkhadga
|
East or West, LIC is the best. |
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Deva
 |
Best life insurance policies in India is ULIPs (unit linked Insurance Policy)
Best ULIP Plans are being offered now!!
Not sure why nobody reviewed this plan yet but now Bajaj Allianz has the best ULIP product!! i.e. "Capital Unit Gain" insuranse policy.
Advantages..
1. Very less Premium Allocation Charges
2. Best returns on the investment
3. Partial with drawls after 3 years
4. Less mortality charges
5. income tax exemption for premiums and also for returns.
5. Top up facility and the list goes on..
Premium allocation charges by other companies ranges from 20 to 45% of your premium. For example, if you want to invest in Icici’s plans there is not top up facility available. And in Bajaj Allianz, charges on Top up are about 2% only!!!..
Less charge on foreclosure is another advantage. And they also have a referral scheme where in you get paid for referring your friends.
Fact is, the product is very good in all terms. Try for yourself. I’m not an insurance advisor but I invested in the Capital unit gain plan after reviewing almost 25 ULIP Plans by 6 different companies.
There is some channel partners who will pay you referral bonus on your investment as well as on referrals made by you.
Their product brochure mentions all the terms and conditions very clearly. no hide and seek.
Check out Outlook Money 31st Jan 2007 Edition page no. 66(cover page title "The Rupee Stretchers") and compare yourself!!!
What’s more?..
You can create your profile and check your statement online!!... Once you register, you can switch between different funds online!! Wonderful.
Anything more?..
Yes, when you invest in Bajaj allianz ULIPs through their channel partner, you will get additional bonus. which will suppress all the charges!!. You can have additional earning opportunity up to Lakhs.. Crores…with the channel partner! Sound interesting?
--------------------------------------...
Want more details?
mail me... I will provide....
My email Id : devaraj0910@yahoo.com |
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toknowmore
|
Mr.Nayankumar,
You cannot define any policy as the best policy.
The best can be decided on your requirement only.
But for your reference, I mention 2 policies usually I presume the best.
1. jeevan anand : a combination of whole life and endowment plans
2. komal jeevan : a children policy where we pay premium upto the age of the age of 18 and get a guaranteed addition of Rs.7500/- per 1 lac sum assured upto the age of the child 26. even after paying the survival benefits at 18th,20th,22nd and 24th ages of the child.
Study your requirements and study the available policies and then decide which is best suited for your need.
good luck
pnkmurthy@yahoo.com |
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ms
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"KOMAL JEEVAN" policy but its available for child less than 10year only. this policy only give guaranteed returns for next 26 years which is not available in RBI bond also. |
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no_fe@r
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jeevan mishra |
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PRAMOD KUMAR SINGH
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i m 32 yrs old.working in merchant navy officer's.i want to take pension policy comes under 80c for Tax |
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