Advice on insurance please? |
| My friend and I are aged 48 and 55 and remortgaging our house. I have heard bad reports on endowments. What kind of insurance should we take out and could it include life insurance? We will be ... |
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What exactly is a deductible and when do you pay that? |
| I have dental ins and want to go to the dentist, but I don't understand the deductible part and too embarrest to ask the receptionist.... |
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Rental home question? |
| I rent my home. When we moved in, the owner stated that the deck would be replaced. It has not been done and we have lived here 1 1/2 years. It is in really bad shape. I need to know that if any ... |
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What private health insurance company is the best for the price?? And what is coinsurance?? |
| I rencently got married and it is $300 a month to add a family plan to my husbands health insurance. We are looking for a cheaper way to insure me. We have found a few companies, but what does ... |
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My whole life policy...I'm bloody confused.? |
| Should I keep this? Is this good? Whole Life --age 32 $8/month. 15K coverage--$500 avail loan ... |
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My mother in law has life insurance policies on my husband and stepdaughter? |
| we are no longer speaking to her or having any contact with her at all. We no longer want her to have these policies, nor be the benefeciary. She started them and paid all of the premiums, we just ... |
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Do i get liability cover for people working in my garden or do i need insurance? |
I have people working on clearing my garden . Am i liable if they have an accident or does my insurance cover it ? Are they suppose to insure themselves?
I just dont want to get sued
... |
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Pre-existing conditions? |
| I was without health insurance from September 1, 2005 until July 31, 2006. Because I didn't have continuous creditable coverage, can my current health insurance deny me benefits for pre-existing ... |
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How do you get health insurance ONLY for kids, not adding on to parent's plan? |
| I don't qualify for CHIP. My work insurance is great for singles, ok for married couples, terrible for families. We had insurance with Texas Children's Hospital for our kids and it was ... |
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Can you claim life insurance of someone you are not related to? |
| I have a friend very old and she has a big life insurance policy currently I am helping her live and I am am paying for all her expenses. She has listed me as the claimer on the insurance when she ... |
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Is it feasible to find 100 families to put $100 a month in a savings account to pay for medical expenses? |
| Its just an idea I had, wondered if it would work, if its legal, etc. My family has no health insurance, and I am sure that there are many other families out there in the same boat. We have no major ... |
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How do you define double dipping on insurance? |
| I have 2 step kids. We have had insurance on them for over a year. We just switched insurance and their mother decided to put them on her new husbands insurance. Which now we have 2 insurance ... |
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Should i get 20 year term or a 30 year term life insurance? |
| My husband and I currently have a 20 year term life insurance policy. We are switching companies because we were paying too much at State Farm. I'm 30 and he is 33 and we are both in very good ... |
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NettyLouWho? | What is the best life insurance that will pay in case of a suicide? |
I need to know what the best life insurance I can get that will pay out in case of a suicide. I know that there probably isn't many. But I need as much info as I can get. I need my family taken care of and as for now they won't be. Please help. Any info will be greatly appreatiated. The life insurance I have now will not pay for suicide for another year and a half. Thank you so much. Netty |
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Richie Rich
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In addition to the top answers, if they find this statement when paying a death claim, it could be considered fraud. Not only would they loose the money, they may even get sued worse case.
What ever your problem is, there is always a way out. Suicide is not it. It only creates more problems for those that are left behind.
Suicide is also a selfish answer to life's problems. |
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Mark S
 |
Netty, I am more concerned with you rather than your family. Your family needs you, not any money that could be gotten by an insurance policy. I do not believe there are many companies out there who cover suicde inside first two years. In almost all cases, the period for waiting is two years. If I even knew of one I would not let you know because it is more important for you to remain here, with your family, then in the ground and your family having money because you passed.
I am begging you- Please seek help!!! I am a father to a month old son and a two year old daughter. If you are a parent, go seek help IMMEDIATELY!!! I will pray to God that He grants you strength and love enough to take care of yourself so that you may continue to live and take care of your family.
In love. Mark S. |
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bud68
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All life insurance contains suicide exclusions. That is not the answer to your problems. |
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lost one
 |
don't do it |
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mbrcatz
|
None of them pay out in the contestable period, which is usually two to three years, depending on what state you are in.
So it looks like you'll have to go to plan B. I'd suggest by talking out your difficulties with your pastor. |
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PhunkyGal
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uh. dont do it. Your family needs you more than the lousy 10grand you would leave behind. |
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josephrob2003
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no insurance company will pay out on suiside,or even dangerous sports |
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Suzy
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The smartest insurance is term. Stay away from whole life because it is not a good investment. Most any insurance requires you to be insured for at lease 2 years before they will pay for suicide. However, you may be better served by therapy if you are contemplating suicide. |
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