 Adding husband to insurance...to do or not to do? |
| Ok, when I get married in August, it will cost me almost $400 a month for the both of us to be covered. Right now, just for me, it costs less than $100. This is for dental, vision and health ... |
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 You buy $89,000.00 in Insurance on your house. It burns down. What should the Insurance Company have to pay? |
Got $89000.00 in Insurance and the place burnt down. Now the insurance doesn't what to pay.
Additional Details
Okay, It was NOT arson. The insurance Company is a company that you ... |
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 Why was my health insurance terminated when I am 20 and fulltime college student? |
| I am a dependant on my mother's health insurance from her employer. Recently I was sent a mail requesting a proof of enrollment to show that I am indeed a full-time student. I put in a proof of ... |
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 Is state farm a good insurance company? |
| just wonderin, anyone got any advice on a good one?... |
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 Should I drop whole life and get term? |
| Should I drop whole life and get term?... |
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 How does an employer feel about a future employee failing the Life, Accident, Health Insurance Exam? |
| I failed the Life, Accident, Health, my first time taking it, by one percent. Does my future employer think differently of me (i.e. doubting if they should have hired me at all)? I am retaking it ... |
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 Which is the most preffered Life Insurance Policy for the age group of 21-25 years? |
| i am looking for some investment plan and life insurance policy. so which company is giving the best results?... |
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 What to do about health Insurance after I quit my job to be a stay at home mom and not married yet?? |
Additional Details
I agree Curt ~ I will never apply for any government assistance, i will pay out of pocket before I stoop to that level! I was looking for more of a domestic coverage ... |
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 What if i die tomorrow what type of life insurance policy should i get? |
I see a lot of choices but which one should i choose?
Please only serious knowledgeable answers I do have a family that relies on my ... |
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 Old home, Why do i need insurance included with mortgage? |
| I have a 30 year mortgage with Washington Mutual and currently have home insurance and soon required to have flood insurance. This is a 50k load on a 90year old home purchased from family. The ... |
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| ive been really sick i think i may be diabetic. How should i go about this. Go to a family doctor and just pay the money or what? Is the amount going to be outrageous?... |
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 Involved in a dui rear end collision,hit me @ 65 mph,@red light. Settlements up, wondering what I should ask 4 |
| I lost both my jobs as a result of this, along with a 2 month gap of unemployment. My back, which I had surgey on in 2001, had been fine but now feels the same way it did prior to surgery. Im on my ... |
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 I lost my gucci watch when we moved house? |
| i lost my gucci watch when we moved to our new house, i have house and content insurance for our house , what's the best way for me to get a claim?( insurance can always find a way not to pay ... |
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Geoff | What is the best type of health insurance for my wife and I during her pregnancy? |
My wife is pregnant and we are looking for coverage while I am in-between jobs. We don’t qualify for access because my wife will make too much and COBRA is expensive but it is the only option that I seem to have because all other insurance companies say that pregnancy is a “pre-existing” condition. Does anyone know of any temporary health insurance I could use? I’d also rather not get a discount plan. |
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Christine B
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Technically you have coverage as long as you have the COBRA "Option" usually you have 62 days to let the insurance company know that want to pick up the COBRA coverage. If during this time you need to use the insurance then you have to pay full price for COBRA but if you find a job offering group plans during that time you have received two months of coverage for "free"
Individual coverage will not cover a female who is currently pregnant even if they could exclude the pregnancy (You wouldn't want that anyway) Find a Job with health insurance and take it even if it is not your ideal job or even in your field. |
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Donald C
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In most cases where your unemployed she could get state medical insurance for her, and any children. Suggest you check your local state website for income guidelines and assistance. WIC and other additional benefits may assist you while you get back on your feet. |
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HealthQuote360.com
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You could apply for an individual health insurance plan on the open market (either temporary or permanent) if you are fairly healthy and find a much cheaper rate than the expensive COBRA group health insurance plan - however your wife will not be eligible for coverage until after the pregnancy.
The best bet for your wife will be to either accept the COBRA health insurance offer or see if she is eligible for some form of State or County governmental assistance plan.
One thing that you may want to do that I haven't seen anyone else mention is for you to personally decline the COBRA plan and purchase a regular individual health insurance plan on the open market for cheap (as long as you are healthy) and then have your wife stay on the COBRA plan until after the pregnancy.
This way the cumulative premiums will be much lower with you on the individual plan and your wife on the COBRA plan than if you both were on the COBRA plan and on top of that they COBRA plan will cover your wife's pregnancy.
Here is some more information on COBRA health insurance, maternity health insurance, and on finding a cheap health insurance plan: |
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Angee
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you can opt to only sign up your wife for cobra.. you will not get approved on ANY individual plans, because as you know pregnancy is pre-existing. however, if you get insurance through work, its not. otherwise you will need to pick something up through the state for her. |
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Lori S
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Unless you can get another employer based coverage, there is no other insurance that will take you. Group insurances cannot pre-exist pregnancy.
Your other option is to contact your doctor and chosen hospital for cash rates for pregnancy and get insurance for all of you after the delivery. The down side is that you do not have coverage for complications, should they arise.
Contact a local independant agent for a better selection of plans and premium rates. |
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Eddy K
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hi there,
I hope my answers can give you some insight. Yes, i do agree that most insurance companies have this condition on their policies, however you can look at individual states to see whether you qualify for cheap insurance coverage. Most answers can be found at http://www.17mininfertilitysecrets.com/truthsreport/ |
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Dave Z
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Try this one - http://healthplans.my-age.net - My wife personally had their health insurance while being pregnant. It is affordable and has good coverage. |
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bud68
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You'd better stay with COBRA coverage if you can. |
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mbrcatz
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Cobra is your best bet. Now that she's pregnant, no health insurance company is going to insure her, PERIOD, even without maternity benefits.
Except welfare health insurance - through your state CHIPS program, if you qualify. |
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