 My husband owns a moving co. and he wants to build a storage unit. The insurance is way too high. Any ideas? |
Additional Details
I've heard people transfer home insurance to their goods in storage. How does this work - is the building only insured for fire, etc. and the goods are covered ... |
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 How about asking the 3 auto? |
to have unions, employees or foreign car dealers buy them out since
they refuse to be innovative or economical.... |
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 Medical insurance question? |
| Ok so we have really good insurance like it covers a ton, Im not sure about the exact details of it, but do you think it would cover seeing a nutrtionist?... |
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 Is this good life insurance deal? |
| I have to pay 14700$ per year for 20 year, At the end of 20 year I will get 1200,000$.Also it cover life insurances in case of death return will be 600,000,What do you suggest.Insurances company is ... |
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 If I dont pay an automobile insurance payment will it affect getting insurance in the future? |
| Im not sure why I owe this insurance company $75, but I blew it off since they didnt notify me until my policy had ended. Now Im recieving letters from a lawyer attempting to collect. I understand if ... |
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 When a spouse dies, how would I go about finding out about his life insurance? |
| My husband died suddenly and I am sorting thru papers and find no life insurance except thruhis work. How could I make sure I didn't miss anything? Also, how would Ifindout about credit card ... |
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 Any ideas of insurance company for 73 yr old lady? |
| Basically she just wants to cover burial costs and leave a bit to family afterward. I'm looking at getting her into AAA or AARP and then having her join group policy there??? There are previous ... |
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 Life insurance for my mother..please help...? |
| I have recently experienced several deaths to people very close to me. It has made me a little on edge. Now, my mom is a heavy smoke, 5'4" 245lbs and 53 years.. I went online to look ... |
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 My doctor said that he wouldn't be suprised if I was denied for the Gastric Bypass surgery, because? |
| Hi, how are you? I'm not doing very well. My doctor said that he wouldn't be suprised if I was denied for the Gastric Bypass surgery, because I ddin't go see him for 4 months in a ... |
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 Life insurance? |
| me and my husband are looking into getting life insurance does anyone know of and cheap insurers or any offers- i know tesco give you a £20 gift ... |
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 Insurance company wont pay up...? |
My parents were away on holiday for about 4 months, during this time the water tank in the attic burst a pipe and has caved in the whole middle roof section of the house, total disaster,
now the ... |
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 Affordable health insurance? |
how does health insurance work? what are we really paying monthly? what are deductibles and premiums?
my boyfriend needs health insurance
he is 22 and a smoker and lives in nj
... |
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 Old medical records affect life insurance? |
| When I was a teen I had severe depression and a suicide attempt on my medical records. Since being an adult there is none of that and I am healthy and thriving. Will this affect my husband and I ... |
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 Are funeral costs covered with employees compensation? |
yeah, its all in the main one
Additional Details
It's all virtual for one of my classes, but i'm supposed to find out if workmans compensation would cover them if they died on ... |
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 How do I find out if a certain perscription is covered in my insurance plan? |
I have decided after 10 years to quit smoking....
I am going to the Dr. Monday to get a prescription for a drug that has worked wonders on 5 people I know to help them quit. I have ... |
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 How do you go about getting jewelry insured if you don't have homeowner's/renter's insurance? |
| I just got engaged and would like to protect my ring and get it insured. I've read other similar questions but I don't have a homeowner's (don't have a home) or renter's ... |
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Taz | What is the best way to list a non-family member as your benificiary on an insurance policy? |
I live with a woman who is my best friend in a totally platonic relationship; we're like brother and sister. In fact I refer to her AS my sister and she calls me her brother. I have placed her as the benificiary on my life insurance policies. Now, I have blood siblings (1 sister, 2 brothers), but, for the most part we're not at all close. I want to make sure my friend has no problems with them in the event of my death, as I'm sure she and my new extended family will most likely take responsibility for my burial. |
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Suzanne: YPA
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Honesty is the best policy. List the beneficiary designation as (for example) "Mary Smith, friend."
If you believe your family might try to change the beneficiary at some point, you could make the beneficiary "irrevocable." This would mean you'd need your friend's permission to change the beneficiary in the future, so be careful. Speak with your agent if you feel this option is what you want.
You write that your friend and her family "will most likely" bury you. Be sure you clarify this in some way, because she's not legally obligated to pay for your funeral.
Also, don't neglect to name a secondary beneficiary to get the money if your friend passes away at the same time you do, or prior to your death. If you don't, the money will go to your estate and there will be legal hassles to deal with; depending on the circumstances, your blood family could end up with some or all of the money. |
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T O
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You want to make sure that is she is listed as primary beneficiary on the policy.
Make sure you knows where all of your important paperwork is. |
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Carrie
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contact your life insurance company and obtain a beneficiary change form. list her information and submit the request. unless the form is filled out incorrectly, the company should accept your designation. of course, you could always call and ask prior to submitting the form. |
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floozy_niki
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The best way is to do an absolute assignment or to write a will. Both are simply but legal documents stating that you would like so and so to be the beneficiary. State the name, relationship and identity number of that person. Sign and get someone else (not related to her or you) to sign. |
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Susan C
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Absolutely you can. Most companies require an "insurable interest" must be the beneficiary. When I write a life insurance policy we list a family member until it gets issued, and then you can change it to anyone (even your dog) you want. Life insurance does not go through probate, so when you pass away, your brothers and sister cannot contest it or cause her any grief. |
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mbrcatz
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Just list her! You don't even have to tell anyone. If you don't want there to be any confusion, you include her ss#.
BTW, life insurance beneficiaries can't be contested - it's not at all like wills. |
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