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 How to calculate insurance quotations?
i want to know how insurance quotations are prepared?is there any software to prepare such quotations?what are the factors to be taken into account to prepare such quotations?...


 Is a $500,000 life insurance policy enough?
so yeah im 16 but i was jw this has nothing to do with me i just saw an ad on this website advertising a $500,000 life savings plan. would you feel comfortable leaving a spouse and 2 young kids ...


 What happens to people with insurance policies if their insurance company goes under? especially those?
policies with a cash value like a split dollar policy? if you had one through met life, for example, and they went under, what would happen?...


 Car Insurance company is sending check attorney states Medical lien is larger then payout, what are my options
7 months ago my wife was in a near fatal car accident. She is healing, but will have pretty serious complications for the rest of her life.

This was a one car crash, my wife was cut off by ...


 If I,m employed under PAYE and if the company has no work for me to do is it right they don,t have to pay me?
I,m employed as a HGV driver on the paye scheme and if the firm has no work for me and I have to wait for work, is it right that I,m not entitled to any pay for my forced time off....


 If I take out a private policy health insurance today, how long does it take before it goes into effect?
like until i have coverage and it pays?...


 Is sitting in a bank and selling other companies insurance product called bankassurance.what is te term called?
...


 How do I cash a check addressed to me and a lien holder?
My mother died four years ago and we were sent a check for damages to the car and sent on to Nissan. We received a letter in the mail today saying that they sent another check which was never cashed ...


 How do I settle with an insurance company for injuries in a car wreck without using an attorney?
I was involved in an auto accident last October and have been released from the care of my doctors. I have all of the documentation that I need to submit to the insurance company, but I do not want ...


 Typically, when does your health insurance coverage end after losing or quitting your job?
I am trying to get in touch with my husband's former employer (surprise surprise they're not answering my messages) to find out how long our coverage will last. But in the meantime I was ...


 Auto Insurance?
I had a period of one week in this year 2006 where I did not have car Insurance. Becoz my mail got lost and I could not renew it on time. How is this going to affect my history, If I go to get a auto ...


 Who are the major Insurance Carriers?
...


 Do I still have health insurance?
Is there a period that you still have insurance after you quit the job that was sponsering it. I was paying about three thousnd a year....


 I want to buy life insurance for my 83 yr. old mother. Is this possible and where do I look?
...


 I have 2 health insurance policies. How is it decided which one is responsible for covering a claim?
...


 Are the insurance companies getting ready to try to raise homeowners rates again?
http://www.msnbc.msn.com...


 Do health insurance policies require you to sign a contract with them?
Can I just go a month with an insurance company and leave them? I ask this becasue I'm looking for an insurance company that would pay for my vasectomy....


 What should he do (insurance question)?
My husband has had a mole on his back for as long as he remembers. It has always had no color and been raised. About 3 years ago he accidentally cut it while scratching his back and it has grown, ...


 How does one become an Independent Agent if the life insurance and annuity business?
Meaning, If you are first starting out in the insurance business(no history), how do you get the commission level of the independent agents? Do you just have to sell a certain amount of insurance or ...


 Anyone know an insurance company that pays you while out of work for atleast 3-31/2 months?
need an insurance agency that pays you for 3-31/2 months while out of work due to Doctors recommendation not to return to work for that duration............. (spfld MA.)...



pearl1478
What is the deffination of insurance?
                     
 




Insurance Made Easy.biz
A promise of reimbursement in the case of loss; paid to people or companies so concerned about hazards that they have a made prepayments to an insurance company


Mark S
Insurance is the transfer of risk from oneself, who usually cannot afford the replacement cost themselves, to another who can afford the replacement cost, ie the company. There is also an exchange of payment on your part that settles the deal. As long as you continue to make the monthly payments, the company will send a check for the replacement costs.


Bradley S
Rating
The core concept is shared risk--a large group contributing a small amount of money to pay for losses any member might incur. The insurer invests the money to earn a profit and to make sure it has enough money to cover losses.


kiran
Protection against loss for which you pay a certain sum periodically in exchange for a guarantee that you'll be compensated under stipulated conditions for any specified loss by fire, accident, death, etc


plizzy
Rating
A contract undertaken by one party with payment to secure against loss, damage and/or risk.


kiran
Definition:
It is a contribution of people who formed as a group and help themselves.

This contribution helps when any of the group member is in trouble.


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