 My grandfather died, was insured for 3 million dollars... my mother is the executor (or something)? |
Ok... I don't know much about this, but I'm looking to learn, because my mother is sick and she is also insured, but for 1.5 million, and I am scared that I wont know what to do.
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 What type of insurance do we need? |
| We are going to be holding a Bible study in our communitys clubhouse and were told we need Liability insurance....When doing a search online for it, I only come up with either business ( we are not a ... |
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 I already got a life insurance policy. Now I would buy another policy, Is that OK? |
| Could I keep two policies at the same time? Is there any problem or tax consequence when my beneficiary collects both policy benefefits? Thank ... |
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 Anyone know any car insurance company's that can offer cheap car insurance for a 18 year old? |
| I am 18 and just bought a Nissan Altima 08. I live in California, Los Angeles. I am trying to get insured and they want to charge me $3000 a year. Thats $250 a month for car insurance. Its more then ... |
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 Medical insurance..can I add family? |
I start my full-time job at a public accounting firm in a couple months and had a question about medical insurance.
Can I add my parents and younger sister? We currently don't have ... |
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 Anybody use Geico Insurance? I've always used a local company. Good or bad results? |
Additional Details
I've used an agent in my city and the insurance was thru travelers. NO tickets or claims in many years but my insurance is high. I did an online quote with Geico ... |
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 Anyone know how personal accident insurance works? |
| Saw an ad for it and its cheap and wondered if its worth getting?... |
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 What's the deal with Primerica? |
| A bunch of my friends swear that this is a great way to make money. For me, it seems like a leagalized ponzi scheme. Are there fat cats at the top of this pyramid smoking cigars and drinking ... |
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 WHAT HAPPENS IF YOU DON'T PAYMEDICAL BILLS? |
DOES THIS GO TO COLLECTION? EFFECT YOUR CREDIT?
Additional Details
Ummm...I'm not yelling....accidently hit caps. What is it with everyone freaking out about that. It's dumb. T... |
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 My 18 year old daughter is graduating with an Associates degree: will she lose insurance coverage? |
| Hello, My daughter is graduating from college next month. We were discussing her taking one month off to just kick back and relax as she's either been at school, working through breaks or ... |
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 Is Allstate(the insurance company) a job that's based on commission and what the minimum they pay? |
| i just got a call for a interview but i also just came from a interview for a goverment gas and electric company that pays well and i was just wonder if i get both jobs, which should i ... |
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 Where to go for perscriptions if you dont have health insurance? |
| My boyfriend had a heart attack last year and is now out of most of his perscriptions. He still owes the hospital alot of money for the original ER visit and cannot go back to the doctor to give him ... |
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 Can I be added to my bf's health/dental insurance from work? |
| Hi. I was wondering if I am actually able to be added to my boyfriends benefits he gets from work. We live in Las Vegas, Nevada and he works at the Clark County Detention Center so its the County. ... |
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 My car insurance is late and tomorrow i have to pay or it will be cancelled? |
| me and my dad r in the policy together and it is in my name. he told me he is only going to pay a little over 100 dollars. the total is in the $300...do we have to pay all that is due or can we pay ... |
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| Pregnant two weeks before insurance starts? |
| Ok i found out that i am pregnant however my insurance at work does not start for two more weeks. If I wait and do not do to the doc untill my insurace is active will that mean it is not a pre-... |
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radliyah | What is the definition of insurance agent? |
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usafortiori1
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I've reviewed the answers given so far and even though my experience working for an insurance company is not long in tenure I have had insurance since I've had to and I also understand the common sense of laws. An insurance agent is licensed by the specific state in which they are allowed to bind coverage in. Regardless of what type of insurance they write. They are also regulated by local, state, and federal guidelines to insure that the overall industry is representing the client(you), not the underwriter in an ethical manner. The difference between the types of companies you write insurance with and what they do is as about as huge as any Doctor or Lawyer. They are all professionals, they all have specialties and limitations and there are both good and bad. Your responsibility is to ask questions and if you feel uncomfortable then ask for a second opinion. If you want more info on how insurance works then ask and I will answer truthfully but understand that what you think you know about insurance is not always correct. Thank You. |
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jerry
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An insurance agent is a person that sells insurance. Many have moved beyond just insurance now, having financial services as well.
There are two types of agents.
There is the Independent agent. They sell a number of different insurance companies.
The other is an Exclusive Agent. They only sell one insurance model (such as Allstate).
Many companies are moving away from agents, following the GEICO model of direct selling, since your rates as usually higher with an agent because they take a commission off your premium. |
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Here_it_is
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One who, for money, convinces you that you will die soon but secretly hopes you will live forever and keep paying the premium. |
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dlbalderston089
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It is a licensed insurance salesman. |
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irartist
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An agent is a person employed represent the intrests of one party in a transaction. In the case of an insurance agent this person represents the intrests of the insurance company that will provide the policy. Agency is a tricky relationship. The main thing to remember is that no matter what they say an "agent" represents the intrest of the party who is paying them. Insurance agents sometimes use the word client to describe the buyer but the true "client" is the UNDERWRITER or the company that holds the policy. |
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mocatz1
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insurance agent
n : an agent who sells insurance |
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