 My wife fell on someone else's property should we call a lawyer? |
| My wife rents a retail space and she fell in the parking lot because it was iced over. She wasn't given a key to her back door, even though she asked several times. If she had been able to use ... |
|
 I have a question about supplemental life insurance provided to me by my employer at no additional cost. If i ? |
| die, Is the amount of the insurance taxed before it is paid out? Is it paid out in one lump sum check or in increments? How long does it take before its paid out? I heard it is a slow process.... |
|
 Do I need to purchase additional insurance alng with getting Medicare plan A? |
| Do I need plan B for $96.00 per month or private insurance for this plan?... |
|
 A question about mortgage insurance? |
What is the extent of a mortgagor's insurable interest in the property which is the subject of the mortgage?
1) The value of the house
2) Nil
3) The amount of the loan plus ... |
|
 Is this a pre-existing condition?? |
| My insurance started on Jan. 1st 2008 ... I went to the ER on 12 11 2007 for a 7mm kidney stone and they referred me to a urologist who has been really doing nothing but giving me pain pills until ... |
|
 Do you know of any low cost personal health insurance? |
| My employer recently cancelled our health insurance and I was looking to pick up a plan on my own. Do any of you have any companies that I can look ... |
|
 What is the best company to get travel medical insurance through? |
| I am going to France through a study abroad program through my college. In order to apply for a visa, I need a letter from my medical insurance company stating that I will be covered in France, but I ... |
|
 My insurance has decided they are not going to cover my pregnancy? |
| My son was born on May 21st and we just received a notice from our insurance company saying that we "may owe" around $10,000 for a pregnancy that we thought was covered (we have been paying ... |
|
 How to get insurance for my baby? |
| I am 19 years old and 7 months pregnant.... I live in New Jersey. I have insurance under my mom but it wont cover my baby. I've been to the department of health care services and they said im ... |
|
 Suing doctor's for negligence? |
Do you believe in suing a respectable family md for negligence?
My mother is hospitalized for 7 mo. for sepsis . Her family Md and surgeon were asked several times to be transferred to another ... |
|
 Name a good place to get bonded and liability insurance? |
| I'm starting my own cleaning business I need to know where to get good insurance?... |
|
 I work for halifax home insurance is my job safe? |
| Hi all, im currently on maternity leave and i am employed by HBOS as a team manager for their insurance division. Do yo think my job is safe after the recent take over?????? i have no idea if it is ... |
|
 Funeral ettiquette? |
| My husband and I own and operate an insurance agency. One of my clients is my sister's ex mother-in-law and father-in-law. My sister and her ex-in-laws do not get along at all. I have never had ... |
|
 Has anyone ever thought of getting a lot of life insurance to cover bills after death? |
| I mean literally? Economy is horrible. People can't find jobs, can't pay on loans and things. So when you can't pay, don't worry about it but always make sure you have the life ... |
|
 Can insurance companies take money back for a procedure they already pre authorized and make the patient pay?! |
| The procedure was approved by the same insurance company for another lady under the same plan and the same doctor. The normal steps were taken. A doctor's visit to diagnose, the request for ... |
|
 Maternity leave? |
Hello
We have life and health insurance at my work. Life is free and we automatically receive it. Health is not free and optional to purchase. I did not purchase the health insurance. Not ... |
|
| Medical Insurance Question, what can I DO? |
| I just gave birth to my son last month and I filled out the form to put him on my health insurance (offered by my employer) and it was waiting approval because I was waiting for City Hall to give me ... |
|
|  |
Brace 4 Impact | What is the future of the Long Term Care insurance industry under Obama? Will national healthcare cover LTC? |
Long Term Care insurance protects families from the costs of in-home care givers, assisted living facility costs, and nursing home costs that will often run from $50,000 to over $100,000 per year, and can wipe out most families. Around half of us will need this extended care. |
 |
 
Chris C
|
I live in Canada, where we have universal healthcare.
Our health care system covers bare bones treatments.
Doesn't cover LTC, doesn't cover travelling or accomodations for treatments if you need to go to a different city for treatments, doesn't cover parking at the hospital (which is about $10 a day at most places), doesn't cover your food, if you want a telephone or TV in your room it's not covered, if you want a semi-private room it's not covered, doesn't cover lost wages while you're sick, doesn't cover any optional or elective procedures, doesn't cover modifications to your home if you suddenly need wheelchair access or something, doesn't cover ambulence rides. There are TONS of expenses not covered under universal health care.
Our health care is 'free' here, but there is still huge demand for LTC and critical illness insurance, infact statistics say that the largest demographic of people that by LTC and CI insurances are doctors, nurses and medical care workers. Goes to show how much faith they have in Universal Health Care being 'free'.
I would assume that if Obama goes ahead with universal healthcare it there would still be a need for extra coverage through LTC and CI unless he comes up with some new wage plan that will cost tax payers litterally billions upon billions of dollars. |
|
jkrd156
|
The LTC is completely separate from health care! Some states are becoming "partner" states and are pretty good at protecting your assets. The actual projection is that about 80% of the US population will need some form of coverage in their lifetime. While LTC premiums are high, It doesn't take long to "break even" where care costs average about $5000 per month and the average stay is at least 2 years. |
|
Insure Man
 |
Very unlikely that universal health care would ever cover long term care. It is simply too expensive to do so.
Medicaid is a state entitlement program that accounts for huge deficits as it is - how could they offer more coverage to those who can self pay for at least some time.
Savvy middle aged and senior consumers will purchase long term care policies and take care of themselves. It is simply not fiscally responsible to offer universal health care - especially a plan that pays for long term care as well.
http://www.ohioinsureplan.com/index.php/insurance/long-term-care-insurance/ |
|
CYNTHIA B
|
Like in your situation,I would like to advise you have a look here http://www.InsuranceFreeTip.info/insurance-for-free.htm .
|
|
mbrcatz
 |
Most likely it won't cover LTC. Any of the countries that HAVE socialist health insurance, they don't cover LTC, AND, as a matter of fact, they cut off most services when you hit 70 or 75, depending on the country.
Regarding Obama's plan, it's going to be just like Hillary's plan, 10 years ago, when SHE was pushing universal health coverage. It's not fiscally possible, it's just political talk. It's not going to happen.
|
|
Insurance Pickle.com
 |
There won't be national healthcare. That's not in his plan, so neither will LTC. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 26 minutes(s) ago
| | | |
6 | 3 hour(s) ago
| | | |
6 | 7 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
6 | 2 day(s) ago
| | | |
6 | 4 day(s) ago
| | | |
7 | 5 day(s) ago
| | | |
6 | 2 week(s) ago
| | | |
6 | 2 month(s) ago
| | | |
6 | 7 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
