 Whats the best place to get health insurance..? whats best hmo or ppo? |
| in looking for full family of 4 . for covorage? what the best plan available?... |
|
 Can GMAC be liable for letting someone commit fraud on a credit life insurance policy? |
| Dad bought Tahoe at GMAC, they (dealer, who he's known for 30 years) knowingly new he had all the conditions listed on application, but still let him apply anyway. Dad passed 8/09/06, so now ... |
|
 Would you be likely to shop for homeowners insurance on a night/weekend or during the week? |
| I currently work for an insurance agency and I sell homeowners insurance. I am considering getting a cell phone to answer calls after 5:00pm and on weekends. I am not sure how lucrative this would be.... |
|
 Is long term care insurance worth the cost? Would I be better to just invest in a mutual fund each month? |
| I am 59 but diabetic. I think I run an above average chance of needing long-term care in the future. I do not want to exhaust all my savings and home to pay for nursing home care.... |
|
 Bodily Injury Settlement Question |
| I was in an automobile accident just over two years ago. I was rear ended while stopped at an intersection. My truck was totalled and I sustained a severe whip lash that caused permanent damage. T... |
|
 What's my chances on taking someone to court after their auto insurance fail to pay my medical expense? |
| i didn't go immediatedly to the doctor, because i had just started worked and couldn't take time off or else....... |
|
 Insurance question? |
i was wondering,
let say i have insurance right now, i was in a dui accident(hit a tree) in febuary, my insurance rates went up already for the accident, (the dui i have a trial in a couple ... |
|
 Anyone know about insurance adjusting--anyone in the business--I would rather not hear sob stories? |
Additional Details
i need to learn about the business before I invest time and money,,have been in Residential construction over 30 years,,tired of the business but need to work,,... |
|
 Can they deny the claim? |
| My sister-in-law was at work, and started to feel a pain in her neck and then few minutes later her right side of the body got numb and had extreme pain. She could not move her right arm and had to ... |
|
 How can I become a better salesmen? |
Im a Life and Health Insurance Agent and have been for about 5 months but I suck at it. How can I become a more effective salesmen?
I'm great with people and people trust me. Im ... |
|
 How long until I can access my money from family death? |
| So I am making a long story short, my parents divorced when I was very young (5 years old) and my mother died, so then the money that she left behind did not go to my dad, since they divorced it went ... |
|
| If i have one product insurance with two companies can i claim both? |
| I lost a mobile phone. I have insurance from my bank and network provider, so can i claim from both of them?... |
|
 I'm in the Hospital H.R. Person forgot to send my application to the carrier!? |
| I applied for insurance, but the H.R. person of the company forgot to send the application to the carrier to be process now what should i do? I'm in the hospital with no insurance. Is there ... |
|
|  |
murraygurl | What is the limit of a claim settlement for a car accident that a claim adjuster can approve? |
wow...hope that made sense,,,,,,
i know there is a lot that can be considered...so i try to boil it down...car wreck ---no fault--had surgery--lost job of 14 years due to company policy, gone more than 3 months from job, job will be terminated---in future another surgery...lawyer said that the amount of claim is higher of what the claim adjuster could approve...so what do you think the "average limit" is...***does this make sense** |
 |
 
DrK
|
Hey Friend,
I think you need a new lawyer or you need to talk plainly to the one you have.. Ask him these questions..I'm not a lawyer, but , an insurance company insures a person for a certain amount.. ie.. my policy is a 1/3/1 policy 100,000 in liability 300,000 in bodily injury 100,000 in property damage. So as I understand it If I hit you and it's my fault then you could get a maximum of 300,000 in bodily injury. My agent tells me that this is what I should have and that it is more than the state mandated minimum. So it sounds like your injuries and damages exceed whatever your or the other persons insurance will cover. If it we're the other persons fault you could sue them for the amount over what their insurance will cover. In your circumstance there is no one to sue. So look at your policy and whatever your limits of coverage are is what you can get. NOW if the lawyer is on the pay of your insurance company you REALLY need a second opinion from someone not affiliated with your insurance company. Good luck.
Keith |
|
General Custer
 |
Each company sets it's limits, but the adjuster can alway go to his boss to get a higher amount approved. |
|
Loollea
|
what the attorney said was that is over the adjusters authority and claim will have to go to higher authority( the head claims guy with the company) |
|
mbrcatz
|
Well, usually if you're looking at a high limit - say, over $25,000, it has to be reviewed by a claims supervisor. However, NO ONE is going to approve anything over the policy limit. Also, you could be looking at a secondary policy, such as an umbrella policy, then you have multiple adjusters that have to approve it, and possibly multiple companies. |
|
Tunka
|
It all depends on what the at fault parties limits are, if those limits are exhausted you cannot get anything else out of that policy, but you can still sue the at fault party,you may still be able to get underinsured motorists benefits from your own auto policy if you carried that coverage, then after that you can check if you have short term or long term disability benefits from your employer, and by the way that employer may be violating the law you need to apply for FMLA or Family Medical Leave of Absence, the employer cannot terminate you if you have filed for FMLA for at least one year from the time the condition that keeps you out of work is diagnosed. you may want to consult a different lawyer your current counselor does not impress me.Good luck and God Bless !!! |
|
blessedtexasmom
|
No idea, but I wish you the best of luck. Sounds like a bad deal for you. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
4 | 35 minutes(s) ago
| | | |
6 | 37 minutes(s) ago
| | | |
6 | 45 minutes(s) ago
| | | |
6 | 57 minutes(s) ago
| | | |
6 | 3 hour(s) ago
| | | |
6 | 5 hour(s) ago
| | | |
5 | 8 hour(s) ago
| | | |
6 | 2 day(s) ago
| | | |
5 | 4 day(s) ago
| | | |
6 | 5 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
