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 Anyone else ever work for metlife or commission based off of life insurance and financial planning?
http://jobview.monster.c
i don't know if this will be the right job for me. will i have to do telemarketing or harass people i know? it's a job with ...


 Does an allstate agent receive free auto insurance?
...


 My husband and I have a joint life policy to cover our joint mortgage, if one of us dies can the kids claim?
can any of our children make a claim on part of it, we have no other assets and at the moment no will
Additional Details
I also need to mention my husband has children from a previous ...


 Could some one give mesome advice ?
Okay here is the issue. I bought a car on the fourth of July a 1994 Chrysler new yorker its not worth much but that's not the point an oak branch the size of a tree fell out of the tree. My car ...


 We are 40 & 41 are looking into changing husband's whole life into term. What amount and year should we get?
Annual income appx $60...


 My friend wants to be a home owner in florida but wants to know insurance prices first?
Like Hurricane/flood insurance and stuff....


 How do I find a misplaced insurance policy.?
I took a policy out 38 years ago.
With profits to cover my morgage at that time.
I know that it is worth a few thousand pounds.
But I can not find the policy or remember the name of ...


 Which insurance is responsible the drivers insurance or Pizza Hut's?
Last Sunday I was hit, and my car totaled, by a Pizza Hut delivery driver. His personal insurance told me that because he was on the clock he is not covered. So that falls back to my insurance, but I ...


 What is a good insurance plan if my wife and I plan on having a baby soon?
One with good coverage and low Co payments, I don't care about monthly cost aslong as its a good plan....


 I need term life insurance without medical exam for 30 yrs. and $250.000?
...


 The other partys insurance company doesnt want to pay my claim what should i do?
I was in an accident months ago and i was moving with traffic, i crossed an intersection and the other driver pulled threw the intersection out of no where very fast and i hit him. my light was green ...


 Where can i find cheap auto insurance?
i'm paying 150 a month for a 94 ford thunderbird, but i'm looking for something cheaper that i can afford. i'm just wondering how much other people pay for cars like mine...
A...


 With health insurance, if I went to the doctor and I was insured but didn't claim the visit, can I then still ?
make a claim after I have been to the doctor?...


 Does house insurance cover a collapsed sun deck roof?
I'm wondering because it was piled on with snow and one
side has just given up.....


 Can I sell my health insurance policy since I haven't made a claim all year? ?
Does this make sense that since I've been paying for health insurance but haven't made a claim that my policy has accrued value... is there a way to get some of my money back from the ...


 I cancelled my car insurance last year in June 07 after finding a cheaper one.?
Two weeks ago the insurance I had previously cancelled wrote to me to ask me if I wanted to renew my car insurance, this made me suspicious so I phoned them and they said that I have'nt ...


 Can anyone tell me what questions they ask for a life insurance policy?
If you are in your 20s what kind of medical questions do they ask when applying for life insurance? If you have been exposed to asbestos do you think they will turn you down? Help.......if you are ...


 A tree fell on my house during a tornado and mashed the 2nd story front wall?
the house was built@1895 and has very old siding that cannot be replaced or matched cause they don't make it anymore.
Shouldn't my insurance pay to replace all the siding on the house?...


 So why buy whole life insurance at all?
I've dedicated much of the past month researching life insurance. A metlife rep swears whole life is the best thing since "sliced bread" and has dedicated much of her time selling it ...


 Is the sea better than the land?
...



HH
What is the meaning of premium in an insurance policy?
                     
 




countryguyhfc
Rating
The premium is what you pay the insurance company for the policy.


mbrcatz
That's how much the insurance costs.


Hadley
Rating
Premium is the rate an insured is charged, regarding his or her expectation of loss of risk.

The insurance company will assume the risks of the insured in exchange for a premium payment.

The premium is the money you pay to be insured by the insurance company.

For example: If you have a life insurance policy and your premium if $100 per month, you make a $100 premium payment each month in return for the insurance company to continue insuring your life.

I hope that helps! Best of luck to you.


Jay D
While the simplest answer sometimes is the best I will elaborate a little further.

The premium is what you pay the insurer for accepting the risk that you are unwilling to accept yourself as a retention. In most cases we accept some retention in the form of a deductible.

If your auto is worth $25,000 and you carry $300,000 of liability insurance then the premium is the amount of money you are paying the insurer to accept the total amount of risk under the policy... In this simple example, $325,000. If your premium was $600 every six months that's what you are willing to spend to have the insurer accept that risk for you.


Richard Warren (wfc)
Rating
Your insurance premium is the amount that you pay for the insurance. You usually can select to pay your premium monthly, quarterly, semi-annually, or annually.

Most insurance companies will give you a small discount if you pay by semi-annual or annual modes.


emily_etie
Rating
the premium is how much you have to pay for your policy wheather its 6 months or one year


Stacia Z
Rating
The premium is what they charge you. Basically it's the amount of your bill.


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