 Health Insurance Question...? |
| Alright, so I am covered under my dads company insurance for health and dental. He has insurance by Aetna, and I was planning on moving out soon. So, I was wondering, if I go to school full time at ... |
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 Should I stop my whole life insurance? |
| I started my whole life plan about 10 month ago, paying >300 a month. I am now kind of rethinking what I am doing, feels that really does not worth it. Should I just stop the plan and lose the ... |
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 Why can't I cancel my health insurance ANYTIME? |
| I have $275.00 a week deducted from my paycheck for health insurance coverage. Our company is slow, dropping me to 20 hours a week. I want to cancel my policy. This is money that they TAKE from my ... |
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 Lightly Rear-ended at stoplight, had kid's carseats in car do I need to replace them |
| I was hit by a driver going only about 10 miles an hour, no damage done to the back of my car, but I did have my kid's car seats in my car (they were in them) and I cannot find on the net if the ... |
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 Cobra insurance? |
| I left my job several months ago on 5/8/07 because of personal problems with the owner of the business. I told my former employer I wanted to have cobra insurance after I left 2 weeks before my last ... |
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 Insurance Question: What type of life insurance policy should I get? |
| I'm 22 y/o single male with about $100K debt between school loans, car payments and general credit card debt. I make about only about $50K/ yr as of now but I want some sort of policy for my ... |
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 Why don't people have their loan/account number when calling Customer Service? |
| I have worked in customer service for 5 years on the phone. When people call in, they never have their account numbers. They are always on their cell phones driving with their windows down, yelling ... |
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 Starting insurance business? |
| I want to start selling P&C and life insurance but dont know which companies should i work for. Can someone tell me teh pros and cons? and should i be a broker?... |
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 Will this grandchild be covered when it's born in the Kaiser hospital? |
| My daughter is pregnant and is covered under Kaiser through my plan at work. If I assume grandchildren are not covered by my plan at work (I don't want to tell them just yet), will this ... |
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 Wt about jevan anand policy? |
| I want 2 take jevan anand policy i m 24 yr old is it right choice 4 me?... |
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 Who has the cheapest motorcycle insurance? |
| This is going to sound crazy but try to stay with me here. I'm 17 about to be 18 and I live in Michigan. I'm going to be going to college in Lima, Ohio and will be driving back to ... |
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 Does a person who is diagnosed with epilepsy automatically go on high risk auto insurance? |
| My nephew was diagnosed at age 12, but is on medication. His father was diagnosed at age 38, and is now put on high risk insurance, even though he can't drive for at least 6 months. Will my ... |
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 All Agents and Brokers....? |
| How do my fellow insurance agents and brokers feel about people using the term "agent" to refer to any insurance sales person? Is this 'no big deal' or is it a 'wrong that ... |
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KARAN GAJA | What is the role of insurance agents? |
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SantaBud
 |
The previous posts have been correct w the exception of the person who doesn't understand insurance. As an agent I have no power to deny a claim, or to even SUGGEST denying a claim.
Most claims are pretty clear cut....covered, or not covered!!
My responsibility is to inform the client about all aspects of the product being considered after learning about what risk exposures they have whether it is for their home, auto, business.
I also have a responsibility to present complete factual information to the company so they are able to properly access the risk they are insuring.
When a claim situation develops I am able to assist the client w any questions & guide them through the process.
Routine service such as reviewing needs occasionally is also an important part of the agent's role. |
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druid
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<>Insurance agents provide sales and service on insurance policies. Some specialize in only one company, some handle a variety. They will explain the various policies to you, write up the policy and issue it, take your payments, and handle claims on the policy. |
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Loollea
 |
an insurance agent is the "go between" for the client and the insurance company |
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ppc422
 |
Agents sell insurance policies and sometimes serve as a middle man between the custumer and adjuster(person who estimates and settles claims) |
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yolanda o
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Hi! The role of an insurance agents is to BRIDGE between the insurance company and a person who wants to be insured or want their property to be insured. He also acts as the SPOKESMAN of the insurance company so that he may be able to sell an insurance. He is also an AGENT because he get a commission everytime a person buys and believe in what he is selling. |
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Bart S
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They are the intermediary stage between the insurer - often a large impersonal body like a merchant bank - and the public. In theory, they assist the client (purchaser) to find a policy which most suits both their needs and income. Again in theory, they act as agents for a variety of insurers.
In reality, they operate on commission from the insuring bodies who are far too busy making vast amounts of money (through investments) to bother with the 'personal touch' needed to deal with the public on a direct level. |
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rugbumpr69@sbcglobal.net
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to suck in the client ,take the money and in case of a claim be the first to deny it, then call his superiors and inform them of the claim so they deny it also, but the agent winds up lookin like your friend |
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