 Our business has slowed down a lot and we can not afford the lease. We have lost several agents. ? |
| We had 4 offices leased out and now only 1. What we are paying per square foot is very expensive compared to what is on the market today. We want him to renegotiate the lease, but he is not willing ... |
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 Is Gerber Whole Life Insurance A Worthwhile Investment? |
| My son is 6 months old, and since he's been born, we keep getting sales materials from Gerber regarding their Whole Life insurance plan. It sounds great, but I am clueless about this kind of ... |
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 Will and death insurance? |
| Question about wills. If the will says that A B C should get a certain % from the death insurance. But the death insurance only list A person. Does that mean that will is avoid and A gets the death ... |
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 Does anyone know if there are any government grants to help pay medical bills? |
| My husband has been 100% permanently disabled for the past 6 years. Because of his disabilities, I cannot work outside the home - someone has to be here to care for my husband. We live well below the ... |
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 What is a good life insurance company that accepts people over 50 no matter what state their health is in? |
| My mother is 55 and in a nursing home. She doesn't have any life insurance right now and is not in the best of health. Is there a company that will insure her?... |
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 Why is it such a hassel to collect from workers comp claim? |
| 5 months ago i knocked 2 front teeth out at work. an honest accident. bungie strap that is used for holding down loads on trucks and trailers broke and hit me in the mouth. filed a workers comp claim ... |
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| Can anyone suggest me a good ulip plan? |
| i want to take an insurance cover for 15 yrs and my age is 25. thanks.... |
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 When insurance companies take blood and urine before ok-ing a life insurance policy what are they looking for? |
| I am taking out a $450,000 life insurance policy and wanted to know why the tests were so intrusive? I don't smoke or do drugs and I am both HIV and Hepatitis negative. Are they looking for STD&#... |
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 Does it irritate you being called Sir or Madam by a call centre when they know your name? |
Also what else irritates you about call centres/Insurance companies in the service they provide?
Additional Details
I mean when you call them?... |
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 How would I find out if my parents had a life insurance policy? |
| how would I find out if my parents had a life insurance policy because my parents died while i was in iraq and lost contact for a few years and now I am back and found out they had died and no one ... |
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 How would i find out what age my parents insurance runs out for me? i have personal choice blue shield? |
this is very important because im 17 about to be 18 in two weeks and i dont have cotact with my parents and the insurance is very important to me thankyou
Additional Details
also iam ... |
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 Homeownes insurance, does agent owe me anything? |
| My ins. policy lapsed in may (2006), I called the agent to quote me a new policy. He called me back, quoted me approx 250 per year for a landlord policy. He said my downpayment on the policy was ... |
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 Employer is changing our medical insurance, need help!? |
| My husband works for Hess (delivering gas) and right now we pay $75 a week for our benefits and when we go to the doctor we pay a $20 co-pay and our medical coverage takes care of everything else. B... |
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 How do they determine what amount to pay? |
| I have supplemental insurance for heart attack and stroke. I recently had a heart attack and was wondering how they determine how much supplemental insurance pays. I am a state employee of North C... |
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Alexandra | What items are important to include in a home inventory (for insurance purposes)? |
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mbrcatz
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What Queen B said. I heavily endorse the camcorder method - you don't have to work very hard at it, and it's VERY easy to update twice a year - AND, you're not spending days and days on the task - usually an hour is fine, to quickly sweep all the closets and do a 360 in every room.
Just remember two things: 1. Update it twice a year and 2. keep the tape off premises. Ask your insurance agent to keep it in your file. |
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Queen B
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EVERYTHING. the best and easiest way to do this is to get a camcorder and walk through your house and video it. open all your drawers in every room, all your closets, etc....then put the tape in a safety deposit box, or at some other secure location away from your home. then if you have a total loss, you have the tape. not only is it perfect for showing ownership, nobody can remember EVERYTHING they own, especially after a loss. |
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lilsam2662
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Anything over $500:
TV
Computers
Furniture
Jewelry
You want the most accurate count as possible. Some people lower it to $250 |
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tonalc1
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Anything of high value that is replaceable (i.e. not photo books or sentimental objects).
TV, stereo, computer, appliances, furniture, antiques and jewelry (you'll need appraisal proof for value of these last two).
An easy way to do it is to take a camera through the house and include all the things, with an audio commentary of what they are and when they were purchased.
Be sure to get Replacement Value coverage, not Actual Cash Value, on your insurance policy. |
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Chris E
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Simply put, anything you'd want replaced if lost, damaged, or stolen. Put all of your stuff on there and take good notes/pictures.
If it has value to you, it should be inventoried!
Chris
www.genericguidebooks.com |
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sunshine
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everything in your home. if you have a fire, i promise you that you can't replace everything that you have at the present time. my home caught fire and after i completed the fire damage report there were so many things that i forgot. and believe me when i say they wont give you the current cost of replacement only what they are able to approve at cost. if you have ever borrowed money to purchase an item and put up collateral on something of value in your home always remember to buy insurance protection when getting the loan. my computer system and big screen were used as collateral when borrowing money and i had insurance covering these items where i borrowed the money and my loan was paid off and cash to boot. |
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