What is life insurance? |
| Life insurance is suppose to be used as a protection of income. In case you die, your family is protected from devastation of substantial income loss. But, many insurance companies are selling it as ... |
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I got injured in a wreck...Help!? |
| I had an accident in May 8th of '08. A nigerian pulled out from a parking lot in a small car & hit me then fled the scene. He is a local pharmacist & ownes his own car lot. Police put it ... |
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LIFE INSURANCE - 5 yr term or 30 yr guaranteed term? Please read extra text before answering! Thank you :)? |
I've been quoted £15 per month for a 5 year term and £20 per month for a guaranteed term over a period of 25 years.
After researching life insurance premiums I've learnt they ... |
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Health Insurance for getting pregnant? |
I'm thinking of getting pregnant, can anyone tell me what is a good insurance that would cover most of the bills I would have with dr. visits, delivery, etc. I can't afford to pay a lot. ... |
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Question about Unemployment- will I be denied? |
| I live and work in California. I am currently employed and I have been working there for three years. My husband has been laid off and on through out those three years due to the economy and the ... |
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Auto Accident Help Please? |
| Tuesday morning i hit an car that ran a light. There was a witness that i had had the green light and i wasnt blamed for the crash. this women had no insurance and no licence. My car is totaled as is ... |
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I clean houses - how can I get workman's comp insurance? |
| I want to clean houses for a living, but I want to be legit about it. People tell me I should have "workman's comp" insurance. What is that? Where do I get it? How much does it cost?... |
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The police report says its me fault???? |
| Hi i have a question.. i was involved in a car accident in November 2007.I was driving along a main road.there was a driver ahead of me who indicated to turn onto his driveway.he drove onto the drive,... |
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What companies that buy term life insurance ? |
| I have a extra term life insurance policy on me and I am wanting to get out of debt and have money too. I have seen some commercials in the passed that buy Insurance policies from people for a part ... |
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I work per diem and have no insurance. do you know any good insurance that is affordable? |
| I am also a student so I need something that won't break the bank and that I will hopefully be able to use after ... |
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What does insurance write-off mean? |
When you see this on your doctor or dental statement or bill, what does it mean? Additional Details Actually, I was just wondering about Doctor and Dental bills.... |
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Borzou S | What kind of insurance covers stolen property of mine from a rental on a business trip? |
I was travelling for business wiht a co-worker and he rented a car for us. Our car was broken into and my laptop, ipod, headset and other items were stolen. What kind of insurance might pay for this? What to do? |
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sasifrass13
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Well auto policies do not cover your personal property inside the auto. The person above who stated this is not correct, I have been in the business for 5+ years and never seen an auto policy pay out on personal property that is not "attached" to the vehicle.
Generally those items would be covered under your Renters or Home Owners policy, depending on the coverages listed inside the policy. They generally put a set limit on laptops, and the others would be covered under standard personal property coverage, unless they have a capped limit for property off premises, which they do this sometimes too.
The thing to do is call your homeowners or renters agent, see what your deductible is and if its worth calling in a claim. Sounds like it is. |
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bbumple
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Agreed that your auto insurance policy does not cover personal property that is stolen from a vehicle. Your homeowners insurance is your best, and easiest, bet. Your second avenue of recourse would be through your emloyer, if they have 1st party commercial property coverage, this probably would not apply because the property belonged to you and not your compay. Good luck pursuing through your homeowners, also keep in mind that there are usually certain limits that will be applied to electronics or computers. |
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mamatohaley+1
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The first person is incorrect, it is not covered under auto. It would be under your homeowners policy. |
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Loollea
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your homeowner policy should cover some of these items |
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efrankbkkcam
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not auto policy |
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freakykittygoddess
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I used to work for an insurance company....It would be your auto insurance. You would need to talk to your insurance agent and make sure this is covered in your policy. Every company's policies are different, so the best bet would be to call your agent. But, do not make the claim until you get all of the information. |
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