 Oral office said "yes" they were part of our insurance plan and now I find out they're not. Are we liable? |
Additional Details
My son needed wisdom teeth removed and I called the oral office who said "yes they were part of our plan". However, after insurance paid them, comes to ... |
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 My wife and i are insured to drive our car on fully comp? |
| insurance, we also pay extra to have our learner driver daughter on same insurance !!! now the problem !! we know ther man next door is fully comp on his insurance and can drive our car upon request ... |
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 Health insurance plan with high deductible and health savings plan? |
| i am looking into getting a plan with a high deductible for my family ($5000-10000) and a health savings account. does anyone know how this works? I understan the high deductible insrance but not ... |
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 Why would a prescription not be covered? |
| My husband is trying to quit smoking. He got a prescription for Chantix, and our insurance will not cover it. I guess I am a bit confused as to why an insurance company would not cover something that ... |
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 I had an heart attack while on the job working for a rental furniture company 2 years ago.Never recieved comp. |
| I was on a delivery with a guy while deliverying a 65 inch tv and started having chest pain. Went and sat in truck. Passed out and had heart attack.Recieved by pass operation. Was fired for missing ... |
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 Where is the best place to compare travel insurance products and find the best value? |
| I am interested in worldwide travel insurance to cover multi activity, baby and US travel. But I want to get the most for my money, not just the ... |
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 Just want to know, Can my employer take my whole week paycheck? ? |
| they took my whole paycheck to pay for my insurance premium health. no money left for food is that legal?... |
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 I am 55yrs old and have been caring for my disabled husband.? |
| Sadly he as died and i was wondering if i should get a pension,i am going back to work in 4 weeks (full time).i really don't know if i'm entitled to anything?... |
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 Should I have a higher or lower car insurance deductible? ? |
| 2 cars one year we were quoted 1049 w a 500 dollar deductible. To save some money we can do a 1000 deductible and its 824. we have money in the bank and usually do not use any insurance. I just ... |
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 Can the insurance company give the court/police the information? |
| Over two years ago I was pulled over (in my now EX boyfriends) suv... he didnt have his new insurance card in the vehicle but the suv WAS insured. After this incident (just my luck) I broke up with ... |
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 If you get fired, how long is health insurance from the company available? |
if/ when some one gets fired, or laid off, how long is the health and dental insurance available?
I do believe there is a difference between getting laid off and being fired...
I... |
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 I know nothing about health insurance. Is this a decent plan? |
| Okay, I just quit my job and started freelancing. I have a four year old and we both need insurance. What's important to me is that we can bot get our yearly exams and see a doctor if one of ... |
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 Expatriates - What Kind of International Health Insurance do You Have? |
| I've been living abroad for 20 years now, and have depended on local national insurance. But now I'm looking for more comprehensive health and life insurance (got married, finally, a ... |
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 Is medicare part B insurance required if you are working and have group health insurance? |
| group health insurance? I was told Medicare is primary other group insurance is secondary. please give information I can understand and pass on to those 65 and older and the insurance representative. ... |
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 COBRA medical coverage question, please help.? |
I got laid off and my medical benefits are ending. The benefits officially end on March 1, 2008. The question is:
I have 60 days from that date to elect COBRA. If in those 60 days, if I ... |
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 ER visit without insurance...how much will it cost me? |
| I went to the ER earlier today because I was having an anaphylactic reaction to about 50+ ant bites along my thighs. I went to the hospital after I blacked out, and I went in and they took my blood ... |
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Matt A | What kind of questions should I ask at an insurance sales interview? |
I have an interview with All State today. An independant agent called and asked if I would be interested in working alone with him. Two Man Team. Huge opportunity!!! |
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mbrcatz
 |
You want to know how experienced his support staff is, for sure!!! |
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Free-As-A-Bird
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By all means, why AllState??? They have the worst reputation possible!!!
Check allstateinsurancesucks.com |
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nurse ratchet
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Just a free piece of advice - when you are an independent agent, you have many companies that you represent, and most always can fit the clients needs at an affordable premium with one of the companies you represent. However, if you are a captive agent, like Allstate, State Farm, etc., you represent only one company. If that company is not presently competitively priced, you cannot make sales, and can make no money. |
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Rick H
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What are the comission rates?
How are they split amongst assistants and agents?
What volume of applications for insurance do you get on a weekly basis? (Helps understand workload)
How long have you been an agent?
What states are you certified in?
What are my average hours per week? and are they going to be in office or are there going to be the occasional housecall?
Will you be working weekends?
Oportunities for overtime?
Will i be paid hourly+ Commission?
Gross sales per quarter? (His personal total, not the company)
(I work for allianz insurance as an agent advisor, and im also certified inthe state of MN with life accident health property and casualty. If you have any questions or need recommendations further than this list (Or want reasoning behind these questions) my email is: th3un4g1v3n@yahoo.com |
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reymop
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How long will you have a base salary?
What's the commission structure?
How many sales are expected a week?
What training is there?
Will they pay for your state license and your investment license? (This is a big one)
How long until you are thrown out on your own?
How long has the agent been in the business?
What sales/marketing techniques does he use?
Good Luck I hope this helps. |
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ernesto_tig
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Huge opportunity - yeah for him.
Ask WHO controls the business you write.
Say I bust my butt for the next five years, write $1M in new premium per year and retain 95% of the business, If I want to leave this office, does my book come with me? Who gets the book I've written? How will I be compensated for my past work?
The key to long term survival as an agent is control and ownership of your clientel. Have it and you control your income. Don't have it, you're just a chump workin' for the man.
At 100% commision you'll also need about 300 new policies a year to make some scratch. If he splits commision change that number to 600. That's around 6 - 12 new policies a week if you're calculator deficient. Ask how he can help you get to that number. If he doesn't have an answer, you're on your own. Also, clarify the renewal commision split.
Finally, make it clear who pays office expenses. MVR & CLUE reports get pricey if you have to pay it out of your commision checks. Good luck, in this biz you're going to need it!
And yeah, what he said: Allstate sucks. They should change their slogan to "We screw our own salespeople". |
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