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| With Primerica do you make any money training? |
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dogbert1985 | What kinds of Insurance should I already have when I am 25 years old? |
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 |
 
DuSteDShaDoW
 |
Life Insurance - Obviously
Own a car, Then Auto Insurance
Own property, Then Home Owners, property in a flood area, then flood insurance, have a septic tank, then septic back up insurance.
Rent property, Then Renters Insurance
Work for a living, Disability Insurance (ask your employer if they offer Aflac)
Employer offer Health Insurance, good, if not, then you want Health Insurance as well, even though you may be healthy now, if you attempt to gain insurance when you need it, you may be denied due to medical underwriting.
Insurance is the amount of risk to exposure you are willing to accept on yourself, verses then risk you want to assign over to an Insurance company in the form of a premium. |
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gatorgirl
 |
Legal insurance and identiy theft shield! |
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mbrcatz
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Well, if you're single and no kids, no house, no car, then about all you need is health insurance. |
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lsl4x
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actually, the minute you started your working life (as opposed to full time student), you should already start getting insurance. by 25, your insurance premiums have already started climbing up. some parents start insurance for their kids while they are still in school cos whole life insurance premiums are lowest then.
whole life, personal accident for starters. life insurance is more for death or permanent disability. PA is for minor accidents that may require hospitalization, etc. i once claimed PA for breaking my leg.
when you earn more money, keep topping up your whole life. the original life insurance plan should include some options that you can add without raising your premium (beyond the additional required to increase your overall coverage). |
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Daniel
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whole life |
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