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 How investments is better in insurance than in share market & mutual funds?
if person invest in insurance and he invest which is safer for him to invest....


 What right does my Mortgage company have to lay hands on MY Homeowners Ins. Claims check?
I had a house fire and my mortgage company is giving me the run around about sending me my First Draw, after I’ve done all they have asked.

It appears to me, this is a scam by mortgage ...


 I lost my work keys, and paid for a locksmith, am I eligable to claim it bk from my company as they have ins.?

Additional Details
the lock cost £90 to change!!...


 Do i need to get a car insurance if i'm gonna practice how to drive?
...


 I'm looking for a health plan, with low monthly payments?
neither my or my husbands job offer health insurance, so we are looking into private plans like Blue Cross Blus Shield. I am 28 and hubby is 29 and we have a 2 year old.

The quotes we�...


 Insurance claims?
Anually, what is the value of insurance claims due to water ...


 How can the insurance companies guarantee a minimum of 5%interest in their annuities?
...


 The doctor bills?
Me and my husband have independant insurance. We pay 300.00 a month and that is with maternity. Now the doctor says we have to pay the entire doctor bill before May so that is 500.00 a month. They ...


 Does insurance pay if your car need to be repair in the repair shop? ?
The car was accidentally hit in the wall of my own garage... And it really hit a bit bad in the other side of the car...

My question is if i bring my car to a repair shop to make it to be ...


 In an adventure tourism business, is self-insuring a bad idea?
Safety is a number one prioroty and has never been an issue. We have a 100% track record....


 My friend told me that you can get car insurance cover letters from some garages.?
Anyone have more information on these?
Additional Details
Yeah apparantly some garages can give you some cover letter which are legit and cover you in the event of an accident, only its ...


 What sort of Life assurance / mortgage cover do i need?
We have an interest only mortgage and need to get some kind of cover for life insurance / endowment or mortgage assurance - we have no idea what to look for - we want it to pay off the mortgage ...


 I need a life insurance policy that is affordable for my mom who has cancer?
I do not have alot of money and I am trying to find a life insurance policy that I can afford for my mom. Sha has cancer in her throat and I can not find an insurance company that will give her ...


 I want to start selling insurance and quit the current job that I have.?
Should I just quit the job that I hate (lol), and start with the insurance, or do the insurance on the side while i have this job then quit when i have clients built up?????...


 Looking for cheap insurance?
just baught a van and looking for insurance companys numbers,thanks ...


 What does the term "Subrogration" mean in the field of insurance?
...


 Can an insurance company deny you a claim even if the other person got a ticket?

Additional Details
The other driver failed to yield the right of way and rear ended my husband....


 Home Contents Insurance - what affects this price?
would contents insurance be more expensive for a lower ground floor flat, or ground floor flat, than the upper floors?
Is there any statistics on whether they're more likely to get broken ...


 Should I pay this medical bill?
Basically, I had to go to the walk in clinic to get some stitches. Personally my friends and I think that all I needed was a butterfly bandaid and maybe some of the dermabond or vetglue(instead of ...


 Could someone advise me on getting the best health care insurance for a soon to be college graduate?
...



Jacquie C
What liability insurance is needed for a club (choir) to take children on a trip (Jersey)?
we're nota company but a club and are now thinking what liability insurance we need. I've read details on the web but we're not a sports club or a company and i'm confused in what we need to protect ourselves.
                     
 




dianafpacker
Rating
in case some one falls down the stairs, there is a car accident, anything that kids can get into and be hurt - every day stuff, but you will in a Way be acting as guardians, so you DO need liability insurance, falling off the stage and spraining a wrist could end up with you being sued?


TalkingDonkey
One of the things you need to do is get a parental permission slip which should include (in addition to permission to go in the first place) a release authorizing the chaperon es to make emergency medical decisions. But PLEASE don't get your answers for this just from people like me chatting on a website. Talk to the insurance broker of the Organization sponsoring the club. If it is just the club and no insurance is involved get advise from your own insurance agent and/or a lawyer.


Travel Ace
Have you thought about a travel insurance package?
This will cover injury or illness whilst abroad, legal expenses, personal liability, personal accident, baggage etc etc

You might want to check out www.gotravelinsurance.co.uk they are usually very helpful and would be able to offer a very good price for a group booking.


efrankdeniro
You should get information online first


v w
You definetly need at least $1mil in auto liab coverage, and accident policy and probably a special events policy for the venue. You may be able to find a policy that will cover your travels at each venue, but most likely not since different states have different laws and a company has to be licensed in the state you are performing in for their policy to cover you there. Get a good agent who knows their stuff. It may not be cheap, but think about how expensive it will be if you have an accident and no insurance to cover it.


fcas80
Rating
Speak to the agent you already have for your auto or homeowners insurance.


mbrcatz
General liability insurance, you might want to consider molestation coverage, and travel accident coverage. Depending on how many trips, where you're going, and the age of the children, assuming they are day trips, the GL coverage will probably cost you about $1,000 a year, and the travel accident $750 a year. Molestation coverage will be EXPENSIVE.

Now, none of this is REQUIRED by law, but if I were an officer of the club, I wouldn't want the personal lawsuit.


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