 How do you define double dipping on insurance? |
| I have 2 step kids. We have had insurance on them for over a year. We just switched insurance and their mother decided to put them on her new husbands insurance. Which now we have 2 insurance ... |
|
 Should i get 20 year term or a 30 year term life insurance? |
| My husband and I currently have a 20 year term life insurance policy. We are switching companies because we were paying too much at State Farm. I'm 30 and he is 33 and we are both in very good ... |
|
 Homeowners vs. Auto Insurance? |
| So last night a huge tree branch fell on my car in my driveway. My car insurance is expired and I'm wondering if my landlord's homeowners might cover it. The tree is on his property and ... |
|
 Insurance company startup???!!!? |
| was wondering about the possibility of starting up my own insurance company covering cars. do i need a license to do this. do i have to make myself known to anyone that i am insuring people to drive, ... |
|
 Is it recommended to buy whole life insurance for a child? |
| A friend of mine recommended buying whole life insurance for my child. He said it was better than investing elsewhere. For example, you can get a 1 million dollar insurance which will be paid up by ... |
|
 Car insurance question:? |
| My car was recently stolen and has yet to be recovered. When I file a claim with my insurance on this matter, will it make my rates go up??... |
|
 What insurance should i get? |
Additional Details
For car,thats ... |
|
 Are there any "non-profit" insurance companies? |
| Private insurance's "job" is to return a profit to the shareholders. In the process they deny claims and provide golden parachutes to CEOs.... |
|
 My insurance agent is disrespectful. What should I do? |
| I called my insurance agent and told him I was afraid to drive my vehicle because it was stolen by some gangsters and they were caught and he told me to get a gun and get me some gangsters to ... |
|
 I need to go to the doctor but have no insurance? |
| Will I have an option of them just mailing the bill and then making payments. I have no insurance, yet, in the process. I'm 21 years old and need to go to the doctor for anxiety problems? I live ... |
|
 Is there a website that tells you about complaints or ratings on an insurance company? |
| I work for a mortgage company in Southest Louisiana. A custome of mine got an insurance quote from some company online. They quoted $1400/year for a house that costs $190,000. I closed on a house 3 ... |
|
|  |
Lauren T | What private health insurance company is the best for the price?? And what is coinsurance?? |
I rencently got married and it is $300 a month to add a family plan to my husbands health insurance. We are looking for a cheaper way to insure me. We have found a few companies, but what does coinsurance mean? and who knows a reliable, reasonable insurance company?? |
 |
 
debijs
|
~~~Every insurance is different according to your state. Costco has insurance available in 5 states and it's is excellent insurance. If you aren't one of those states I would go through www.einsurance.com They can give you quotes and use reliable companies.
Co-insurance is the part of the charge that the patient has to pay. My husband has a $40.00 copay for doctor's visits and also sometimes has to pay some towards his deductible. This would all be considered co-insurance as it comes out of the patients pocket.~~~ |
|
dave
 |
Lauren,
Congratulations on your marriage!
There's a very good article at eHow that discusses how to get health insurance for you and your family when you don't have a job that covers you:
http://www.ehow.com/how_2367563_keep-health-insurance-lose-job.html
How to Get Health Insurance
Take a look at it, as it covers all the major possibilities for getting insurance, and gives some great resources you can use.
If money is a big issue (and when isn't it?), you can also look here for tips on earning some extra cash online:
http://www.ehow.com/how_2254361_money-internet.html
How to make money on the internet, scam-free
All the best. |
|
Rick
 |
It is possible to find cheaper insurance than an employer!!! I know because I have done it with a company my wife and I were employed at. If everyone is sick in your company and you are not then it will be easy. Coinsurance is just the part you pay, the insurance company pays the rest.
When researching health insurance you might want to try and bookmark this site for research information, news, articles, insurance quotes, companies, links and more. It should have the resources to help you with your question.
Do your research and get quotes.
http://www.healthinsurance-guide.net/ |
|
Zarnev
|
There is no one best company and with health insurance you get what you pay for.
When you shop for a new car you have a choice between the basic low end model with no options, a fully loaded luxury car, or something in between. Health insurance is the same. If you shop for the cheapest you'll get the basic low end model which may or may not have the benefits and coverage you are looking for. Visit a local agent that works with all the major companies in your area. The agent can find the best plan for your situation and budget and can explain what you get and, more importantly, what you won't get with the plan. There is no extra charge using an agent.
Do not try to do this over the internet. It'll take you several days to intelligently compare all the plans available. Also, if you have any pre-existing conditions that might add a rider to the policy, cause you to be declined, or if you are out of the height and weight guidelines you won't know until you've applied and gone through the underwriting process. |
|
Insurance Pickle.com
 |
It depends on where you live. People mistaken think that group insurance is cheaper, but individual coverage is actually cheaper for the same coverage.
Can't give you any companies because we don't know where you live. Also, it depends on your age. Find a broker (like us) that does business in your state because there is no 'best' and there is no 'cheapest' in general terms.
I just insured a whole family of 5 with maternity benefits for less than $300 a month, but if you don't live where they live and you aren't their age then you may not have that plan available to you.
You can check our site to see if we're licensed where you are...click on the pickle at http://www.InsurancePickle.com |
|
mbrcatz
|
You're not going to find it cheaper, than through the employer. With health insurance, you really do get what you pay for, and any massive differences in price, are due to limits of coverage, high deductibles, or scams.
If you're 25 and perfectly healthy, a low/no deductible plan with maternity benefits is going to cost just you around $500 a month.
Coinsurance, is the percentage of each claim that you pay - the standard, like for hospitalization, is 80/20 - they pay 80%, you pay 20%.
**If you want an insurance policy with maternity, for a family of five, be prepared to have a $5,000 to $10,000 deductible - the amount you have to pay, before the insurance will pay anything.**
**Ooops. I just checked pickle's website out, that max family deductible is actually $15,000.** |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
8 | 36 minutes(s) ago
| | | |
8 | 2 hour(s) ago
| | | |
8 | 7 hour(s) ago
| | | |
8 | 11 hour(s) ago
| | | |
7 | 2 day(s) ago
| | | |
8 | 5 day(s) ago
| | | |
8 | 1 week(s) ago
| | | |
8 | 1 month(s) ago
| | | |
8 | 5 month(s) ago
| | | |
7 | 6 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
