Basic Health insurance questions? |
| Hello everyone. I come from a country where health insurance always covers everything, and I never cared of that so much. Now being in the US I find everything very confusing and would highly ... |
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Is earthquake insurance worth it for me? |
| I live in an area that is said to have the "big one" hit soon, but the cost is $480 a year with a $36,000 deductible. It's a wood frame house, so could that much damage possibly occur ... |
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Medicare claims? |
| How do I obtain a EOB (never received!) for out-patient hospital services?... |
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Mt hous burned down. How much money will insurance give me for the things lost? |
Insurance Is state farm.
State Is georgia.
I lived in a room of my parents house. The entire house was lost. I have written a list of the thing lost in the fire that were MINE and in my ... |
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My LIC market plus policy Number is 783657890 for Rupees 50,000. please show my amount status? |
| I have taken a LIC market plus policy for an amount of Rs. 50,000 vide policy No. 783657890 on 30/1/2007. Will you be kind enough to show the present value of the ... |
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My mom is looking for insurance for herself, my dad, and my 17 year old sister.? |
| she has it with great west through her employer but it is a big rip off. she jsut needs regular coverage so incase something happens to one of them they dont go broke. she also needs a plan that ... |
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Fire insurance claim? |
| I had a fire in a back bedroom. small and accidental,not too much damage. but the whole house has smoke damage. do I calim all contents that have smoke damage? the whole house was filled with smoke. ... |
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Suing someone for insurance deductible? |
| I was in an accident last month where the other party was 100 percent at fault. Her car had no damage and my bill was $5,200...insurance covered all but the 500 dollar deductible. I know I chose a ... |
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What is your experience with a Public Insurance Adjuster? |
| Two days ago we had a significant fire in our home. Much of the damage is heavy smoke throughout 95% of the home. There are also questions around structural damage to the crawl space below. While ... |
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Please advice ...i can't afford this...? |
| I started seeing my endocrinologist since dec..i was recommened his name by my bro who is a doc and i called the doc and told him i have one insurance which he doesn't accept.He called back ... |
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I am trying to find a good lawyer? |
| I need help in finding a good lawyer to represent me in a case against the collection agency of the Insurance Company.I live in PA... |
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What's the difference between Long Term Health Insurance? |
| What's the difference between Long Term Health Insurance and Long Term Life Insurance? I want to make sure my parents are probably covered as they are now in their 50's. The goal is to get ... |
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Can I file a insurance claim if my sister was driving? |
| my sister just recently recked my car and I had liability coverage but the lady hit my sister. My car is completly totaled, and my sister did'nt have a license only a permit. My car is paid off ... |
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What factors are involved in deciding whether to take out insurance or not? |
| Salesman like to imply that one should cover a risk. Where does this start and end? How prevalent is miss selling that one is bound to be better off? The range and complications of insurance seems ... |
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A question to those that are selling health insurance? |
| I have to purchase these eye drops called Restasis, they are about 245 dollars for a monthly supply, i want to purchase a health insurance just to get those drops cheap health insurance maybe around 5... |
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peglynz | What process does it take to get insurance for a business? |
Looking for umbrella like policy. Needing coverage for a multitude of things. |
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Phil
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Talk to your local agent. |
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Justin H
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Usually it's just a matter of sitting down with an agent that provides business insurance. But shop around because some companies provide discounts good policies and practices as well as for no claims. You might even be better off talking with an insurance broker who can offer you options from a variety of companies rather than an agent from a specific company.
Also, if your industry has any kind of trade association you might check to see if they can recommend a company that specializes in any special needs of your industry. |
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ebuyfaxe
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just check there |
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mbrcatz
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OK, "umbrella" doesn't mean what I think you think it means. It's a specific policy type, you get in ADDITION to other policies.
You need to sit down with a local, independent agent to get quotes and go through the process. |
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Yo' Mama
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An umbrella policy only covers liability. You will need commercial liability coverage and possibly errors and omissions coverage as well as physical damages coverage for your equipment, etc. In other words, there is no one policy, that I'm aware of, that covers all of the different kinds of loss you might be susceptible to. I suggest you contact an insurance broker who can identify what you need and find the companies to provide the right coverages at the right price. |
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robscob311
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depends on what kind of business you have. Call around to local agents and brokers in your area and explain what you are looking for. All business's need "general liability" or GL coverage, This covers you for when you are negligent in causing bodily injury, personal injury, property damage and/or the product you manufacture causes such damages.
Give yourself a solid 2 weeks or longer to get a quote (depending on your type of business).
Meet with the broker or agent and make sure you are comfortable with them or better yet try to get a referral |
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