 Is insurance (on the whole) 1 bloody great scam? |
| I ask because I don't have insurance on my contents, my loans or anything. When you finally do need to make a claim, its near damn impossible to do so. Maybe its just me, but I hate insurance.<... |
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 Hi just been charged with drink driving 1st time i smashed intohouse will my insurance pay for any damage? |
| The car is owned by my boss but i am insured to drive it does this make any differance .Also is it a definate ban as my job is based upon me travelling all over any answers would be ... |
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 Is life insurance a good investment for a married couple with no children or mortgage? |
| My wife and I are considering purchasing life insurance but we aren't sure if it is the best investment for the money involved. Advice would be helpful. We do plan on having a family in the ... |
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 I want to cancel loan insurance, but I've been told I need to take out a new loan. Is this right? |
| I took out a loan last year, and this included insurance. I then wrote to the company a few days after receiving my policy and cancelled the insurance. The loan company now tell me that as I haven... |
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 Plastic surgery covered by insurance? |
| I want to get a nose job. Is there any way insurance will cover it?... |
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 High Risk life insurance? |
| My mother is about too be 50years old, just got done treatment for breast cancer, had a heart attack in 2002, and smokes. She has 10,00 worth of life insurance through her job but because she is my ... |
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 I have $50,000 worth of life insurance. Cash value is $17,000.? |
| Should I cash it in and re invest or just leave it? The premiums will increase when I turn 54. I am 51 at this time. I am presently in good health. If I cash it in will there be any penalties ... |
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 Can a live-in relative, not covered under a homeowners policy, take out a claim for car damage from the house? |
| I live at my parent's house. My car was parked in their garage. A sewage drain(old house) busted and sent "stuff" over my car. It took the paint off the car. If my parents are going to ... |
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 My tree fell on my neighbors uninsured truck. will my insurance cover it if it was a sound tree or unsound? |
| wind storm. my insurance co will not cover it,they say his car insurance will . he has none. he is threatning suit. they will represent me in court but not small claims court but will provid e ... |
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 Full Coverage car Insurance? |
Is it smart to carry full coverage on a 1999 Windstar full paid for
Market Value approximatiely $5000.00 . My yearly premium is abouts 2300.00 with 500 ded on collision and comprehensive.
I... |
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 What am I suppose to do if I am having problems with my car insurance company? |
| My car was found to totaled two months ago and my insurance company was to pay to my car people on my behalf. They still have not done anything. What am I to do about this?... |
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 Life insurance - is this a scam? someone help me....? |
| my mother is getting life insurance (she's in her 50's). she had a man come to her house - he said he wants to withdraw her monthly life insurance payments out of her account next month. I ... |
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 Should I purchase Term Insurance not Whole Life and invest the difference? |
Whole life cost more, but with Term I could cut that in half and invest the other portion of the payment...it's a good idea eh?
Additional Details
The anwers from my question has ... |
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 I am in a relationship and the man says that he cannot divorce his wife because she will loose her medical ins |
She has diabetes and had cancer. He says that no one will give her insurance because of her medical history. Is this true? Are there alternatives? What are other options?
They are ... |
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 What do you think about No Win No Fee Insurance Claims. I have been approached by a company...? |
| I have been approached by a company who knew that I had had an accident back in March 2006 in Norfolk. I am from Essex and the accident was actually my fault. They are saying they will claim on my ... |
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Amy H | What rights do children have to a mother's life insurance, if they are not the beneficiary? |
My father-in-law was the primary beneficiary in a life insurance policy for my mother-in-law. Since receiving the money, he uses it to buy drugs and drinks all the time. He also has a restraing order against him and two DUIs cases pending. Is there anything that his three children can do to get the money away from him? |
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PremierGolfDeals.com
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Not a single thing! If there was no will and just a policy it is a legal contract and it will not be over turned. |
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electa g
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Where the children under 18 when she took out the policy?My daughter was under 18 when I took out mine.Because she was under 18,I had to make someone other then her, the beneficiary of the money.The person is legally responsible for placing the money in a fund for her if I die before before she's 18.If he was suppose to place a percentage in a fund for the children, and he didn't,he could be sued.If not, not to much can be done. |
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swenjj
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you cant just take someones money because you can spend it better than him,thats not the way the world works
it is purely his money now and can blow it how he wants |
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Rob D
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As far as receiving the death benefit, no one but the designated beneficiary has any legal right to the funds initially. Now that those funds are his personal property, they are fair game to any creditor or anyone having a legal claim to his assets. |
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curiositycat
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No, he is the beneficiary. It's his money. |
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Byron Udell
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Unfortunately, no. If the money was left to him he is free to do what he wants with it. |
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J. B
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If he was the named beneficiary, then it is his money to do as he pleases with. Even if there was a will it wouldn't affect the insurance policy.
Wills are just direction for settleing the estate. Life insurance proceeds bypass the estate if there is a named beneficiary. |
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viggenst
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Nonetheless... if children are not beneficiaries, it's tough. |
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Susan C
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LIfe insurance avoids probate. Therefore, you can do nothing. Don't waste your time paying a lawyer. No matter what, there is nothing they can do. Even if she had a will, the life insurance does not factor in at all. Sorry she made such a bad choice for her childrens sake. |
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Garacaius
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No, not really, you can get an attorney, but you will be wasting your money. |
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big man
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It's too bad their mother didn't leave a will. If it's enough money maybe a lawyer could help them get it. |
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Cherish B
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the only way you can change this is to take it to court
it is not usual that you will be able to take it away from him.
sorry but that is the facts for I have seen it too many times |
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mbrcatz
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No, nothing at all. Sorry. |
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