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Additional Details
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http://www.mobileshoppee
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momritagone93 | What´s the meaning of "property and casualty"? |
property and casualty agent |
 |
 
grandios
|
Property and Casualty is a type of insurance. You may also have heard this referred to as Property & Liability.
Property is just as it says, property. This could be your home, your autos, a boat, a business, the property inside a business.
Casualty or Liability is not always tangible. If you run a light and hit a pedestrian who is crossing the road, you have a liability situation there. Your liability insurance portion of your auto policy would pay for the medical bills of the pedestrian. There is also liability limits on a homeowner's or renter's insurance policy that would protect you if someone came to your home and was injured. Your liability insurance would pay if it was for something covered under the policy, instead of you getting sued for the damages yourself.
There are commercial types of liability as well, and an example would be medical professional liability. If you go to the Doctor and they misdiagnose you and treat you with the wrong medicine and you get worse, or perhaps die, they have a liability exposure and their malpractice liability insurance would cover your expenses and their court defense costs.
Hope this helps! |
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van_at_lincoln
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Property and Casualty covers almost all lines of insurance, except for life and annuities...hope this helps! |
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nyteowl
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Property is stuff you own, your car your home. Casualty is loss..so in essence when talking about insurance, "Property and Casualty" is protecting your property and you against losses. |
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nokili
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ha ha actually i have my New Mexico State property and Casualty License. :) Property is your belongings or a building, the thing that you are insureing, the casualty is the protection on Liabilty, the protection against the risk of being sued. Hope i helped |
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bylbyc
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state property is a human
state casualty is a dead human
casualty is an aboriginal insurgent
from where you have started have you paid any monies and are you a citizen in good stead. |
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