 Do you have life insurance? |
| Is it important to have life insurance or is it another money making scheme based on arousing peoples fear...... |
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 Health Insurance??? |
| I am needing to find a health insurance plan for my family. It will be for my husband & I and our 2 girls. I am looking for something that will cover it all....health, dental, vision....whatever. ... |
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 I own a small business, what are my options in California for affordable health insurance? |
| What I'd really like to know is, if there are some of you out there who own their own business, how much are you paying monthly for health insurance? I need to cover my wife and 2 kids and not ... |
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 Does the homeowner's insurance have to cover the mortgage amount? |
The market value of the house is worth 300K.
The loan amount is of 275K.
The cost to rebuild is 200K.
Would you be required by the mortgage company to get insurance to cover the ... |
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 Who should pay deductable...? |
| Who is responsible for paying the deductible if my car is slammed into by another responsible party?... |
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 Are the Jews to blame for the global financial crisis? |
Without wishing to be controversial or offensive, if we look at what has been happening over the past few years, is there more to it than meets the eye?
These institutions created this ... |
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 I have a complicated question regarding health insurance, read details.? |
| At the beginning of this year I was supposed to receive health insurance through my employer. I can't go into all the details, but in a nutshell, I made numerous calls to my HR rep as well as ... |
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 What can freelancers do for individual health insurance? |
| I have my own little freelance job that I do for cash. I'm not married and not a student, so I find myself without any medical or dental coverage. I'm just looking for coverage for ... |
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 Insurance question.? |
I turn eighteen in Sept.
I wrecked my first car [a Hyundai Elantra] on July 4, 2007.
Now I have a Ford Explorer Sport.
The wreck upped my insurance obviously, but I don't know by ... |
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 Can i cancel life ins. policy and get money? |
| have had policy for 25 yrs. and it is a 25 thousand dollar ... |
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 Whay is it the government feels it has to aid dead beat homeowners? Can't pay morgage? Lose house!? |
| President Bush outlines plan to aid people who may lose their house because they cannot pay their mortgage. Many people actually bought a house they could afford, where is the aid for responsible A... |
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 I am an insurance agent, and I'm trying to find an avenue to write Life Insurance on an 80 year old male? |
Know any companies? Preferrabley a "gauranteed issue" type of deal, I'm not sure his health is so good...
Looking at something around 10k face amount, pretty much just a ... |
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 Can a 17 yr old sign an insurance contract in nc? |
| my 17 yr old daughter got her own ins. on my car without me knowing and now found out she has to pay 260 a month is she legaly responsible to be held in this ... |
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 What kind of health insurance should i get? |
| I just finished college and work at a job that does not pay for my medical or dental insurance. I am perfectly healthy right now, but you never know what can happen, so I want insurance. I am ... |
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d_fransen | What should i pay monthly for life insurance? |
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 |
 
Doing the Right Thing
|
No one can accurately answer this question. Your premium is determined by:
1) How much coverage do you want?
2) How old are you?
3) Do you smoke?
4) Do you have any medical problems?
If you are paying a $1000 or more for a little coverage of $100,000, you are paying way too much if you under age 55. |
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mbrcatz
 |
Don't pay monthly, pay annually. That way you avoid monthly service charges which can add up!! |
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B
|
Too many variables.
How old are you?
Waht sex? male or female?
Smoker?
Health problems?
Overweight?
Medical history?
You see where I am going. Also what type of life insurance? Term, Whole etc. be more specific. Call and agent and get some quotes |
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Angela M
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Depends on your age, health, occupation, and other factors. Most policies will have a "unit premium", or a set value per month per $1000 of coverage. Term policies are cheaper, but when the term is up you will have to buy a new policy, which will become radically more expensive as you get older. My parents took out a Massachusetts Mutual $10,000 whole-life policy when I was age 18, for about $25 a month (it was a rapid pay-off plan, so I wouldn't have to assume any payments when I took it over). I bought it off my parents at 21 and increased the policy value to $25,000 for nothing-by that time, the dividends were paying my premiums for me. My husband also took a $50,000 policy for me thru his employer for about $7 a month, when we had our son (I was 27). Best bet is to find a reputable agent who deals in several different insurance companies, and price them out. |
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kamkurtz
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How much coverage do you need, how much can you afford, how healthy are you, do you want it to contain value, do you want to cover your entire life, or a set amount of time (mortgage, kids in college, spouse retirement pension)?
If you want to minimize expenses, eat right, exersise, and never smoke.
Be carefull when looking for "Quotes". Most companies try to offer you a "Preffered Plus" rating, and when it comes back from underwriting, it can cost you 3 times as much as thier quote. Sit down with an agent from a respectable company like NY Life, Fidelity Mutual, Mutual of Omaha, or John Hancock. They can try to get you an accurate picture of your needs and medical risk. |
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Byron Udell
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It depends on a number of factors. First, are you referring to a term life insurance policy (these are less expensive than whole or permanent policies). It also depends on your age, gender, health status, family history among a number of other things. The best thing to do is go online and get a free quote. You can receive quotes from many different companies at companies like AccuQuote. |
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vwbyyou
 |
I pay about $20 a month through State Farm. |
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pokerplayer528
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It is impossibile to tell you that. Your best bet is to go get a free comparison quote for term life insurance. The site below has a good link for it. |
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joeyrep
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Depends on your age and general health. Smoker or non-smoker. Whatever you do, don't buy a cash value, whole life, or universal life policy. They're expensive. Buy term insurance ONLY. |
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